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Root and TheZebra.com Partner to Expand Access to Personalized Insurance Options for Consumers and Independent Agents

(Moderate)
(Very Positive)
Tags
partnership

Root (NASDAQ: ROOT) and TheZebra.com have formed a technology partnership integrating Root’s digital auto insurance platform with The Zebra’s online comparison marketplace and agent network. The integration delivers real-time, personalized Root quotes to eligible consumers on The Zebra and enables a direct handoff into Root’s digital experience to customize coverage and purchase policies.

The Zebra’s independent agents can generate instant Root quotes within their existing workflow and then bridge into the Root Agent Portal to finalize applications and bind policies, in some cases in as little as three minutes. According to Root, the partnership expands its enterprise distribution and strengthens its agency channel, while The Zebra gains additional personalized insurance options and a more efficient, less manual process for agents.

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Positive

  • None.

Negative

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Market Context

Root's tag-specific partnership history recorded an average 24-hour move of 0.33% across five events...
Analysis

Root's tag-specific partnership history recorded an average 24-hour move of 0.33% across five events. This announcement adds distribution access without disclosed financial terms; recent insider context was Net Selling, a risk factor to monitor.

Key Figures

Agent policy binding time: three minutes
1 metrics
Agent policy binding time three minutes Root agent portal workflow

Previous Partnership Reports

5 past events · Latest: Jul 08 (Positive)
Same Type Pattern 5 events
Date Event Sentiment 24h Move Catalyst
Jul 08 Embedded insurance partnership Positive +4.1% Jerry integration enabled real-time quotes, coverage customization, and policy binding within minutes.
Jun 04 Flexible coverage partnership Positive +1.7% Hugo integrated flexible liability coverage with Root's technology-driven full-coverage insurance.
May 28 Racing partnership celebration Positive -3.0% Root highlighted consecutive Indianapolis 500 victories through partnerships with two racing teams.
Apr 23 Integrated coverage partnership Positive -2.7% Freeway added Root as a coverage option across its national distribution network.
Apr 14 Embedded insurance milestone Positive +1.6% Carvana and Root surpassed 200,000 policies through their embedded insurance partnership.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Root's partnership announcements had mixed reactions, with a tag-specific average 24-hour move of 0.33%.

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New digital integration brings real-time quotes to shoppers on The Zebra’s insurance marketplace while creating a faster, more streamlined workflow for independent agents

COLUMBUS, Ohio, Aug. 12, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the leading technology company in car insurance, and TheZebra.com (The Zebra), the easiest way to compare and buy insurance, have announced a technology partnership designed to make shopping for and purchasing auto insurance faster and easier for consumers and agents.

The partnership connects The Zebra’s consumer marketplace and agent network with Root’s personalized coverage options and digital insurance platform. By combining Root’s mobile technology, data science, and automation with The Zebra’s comparison experience and broad reach among high-intent shoppers, the companies are creating a more seamless path from quote to coverage.

Consumers shopping on The Zebra can receive personalized Root quotes in real time and transition directly to Root’s digital experience to customize their coverage and purchase a policy. The Zebra’s agents can also generate instant Root quotes and bridge seamlessly to Root’s modern platform built specifically for agents, where they can finalize applications and bind policies in as little as three minutes.

Partnership Highlights
Real-Time Quotes: Eligible consumers can access personalized Root quotes on The Zebra and continue directly to Root to complete their application and purchase coverage.
Streamlined Agent Workflow: The Zebra’s agents can generate Root quotes through their existing workflow and transition directly to Root’s agent portal to finalize and bind policies.
Modern Digital Experience: The integration reduces friction, helping consumers move more easily from comparison to purchase while enabling agents to serve customers more efficiently.

"Today’s consumers and insurance agents expect speed, precision, and convenience from their digital experiences," said Jason Shapiro, Senior Vice President of Business Development at Root. "As AI and agentic commerce rapidly transform the way people discover and purchase insurance, connecting Root’s platform with The Zebra ensures we are meeting high-intent shoppers wherever those decisions happen. Partnering with one of the nation's leading comparison platforms gives consumers immediate access to personalized rates while offering independent agents a seamless path to bind coverage."

“Our goal is to help consumers confidently compare insurance options while giving agents the tools they need to better serve their customers,” said David Seider, Chief Commercialization Officer at The Zebra. “Partnering with Root expands the range of personalized insurance options available through our platform and creates a smoother experience from quote to purchase.”

The partnership expands Root’s enterprise distribution footprint and strengthens its agency channel by connecting the company’s personalized insurance offering with more high-intent consumers and a growing network of independent agents. For The Zebra, it broadens the range of personalized insurance options available to shoppers while creating a more seamless path from comparison to purchase and enabling agents to spend less time on manual tasks and more time serving customers. Together, Root and The Zebra are advancing a more modern, efficient insurance distribution model that creates value for consumers, agents, and both companies.

What does the partnership between Root and The Zebra offer? The partnership provides a digital integration that allows eligible consumers shopping on The Zebra to receive instant, real-time auto insurance quotes from Root. Additionally, it enables independent agents using agency management systems to generate quotes and bridge directly into the Root Agent Portal (RAP) to finalize and bind policies.

How does the agency integration work? Zebra’s agents can generate a quote within their existing agency management system and bridge directly into Root’s agent portal. This integration reduces manual data entry and allows agents to finalize and bind policies quickly.

How do consumers purchase a Root policy through The Zebra? Consumers shopping on The Zebra will see real-time quotes powered by Root. After selecting a quote, they bridge seamlessly to Root’s digital experience to complete their application and bind their policy.

About Root, Inc.
Root Insurance is a technology company revolutionizing car insurance through data science and automation. The Root app has reached 18 million downloads and has analyzed more than 37 billion miles of driving data to deliver personalized and fair pricing. Root, Inc. (NASDAQ: ROOT) is the parent company of Root Insurance Company.

For more information, visit root.com.

About The Zebra
TheZebra.com is the trusted partner for American insurance customers. People turn to The Zebra for easy-to-use services and tools and friendly, licensed advisors to get the insurance they need in a way that works for them. This ongoing relationship goes beyond a single transaction. For over 10 years, The Zebra has helped people across the country by providing guidance and solutions for their insurance needs. In today’s digital world, The Zebra’s customer-centered approach offers people the choices they want and simplicity they need.

Media & Partnership Contacts
Root Contacts
Media Relations: press@joinroot.com
Partnerships: partnerships@joinroot.com

Zebra Contacts
Caliber Corporate Advisers
thezebra@calibercorporate.com

Forward-Looking Statements
This press release contains forward-looking statements within the meaning of federal securities laws regarding Root, Inc. These forward-looking statements relate to, among other things, expectations about our future business results. Such forward-looking statements are not guarantees of future performance and are subject to risks, uncertainties and other factors, some of which are beyond the company's control and are difficult to predict. We have based our forward-looking statements on our current expectations, estimates and projections about our industry and our company. We caution that these statements are not guarantees of future performance and you should not rely unduly on them, as they involve risks, uncertainties and assumptions that we cannot predict and many of which are beyond our control. Accordingly, our actual results may differ materially from the future performance that we have expressed or forecast in our forward-looking statements. In accordance with "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995, we have included in Root's Form 10-K for the year ended Dec. 31, 2025, and other SEC filings, cautionary language identifying important factors, though not necessarily all such factors, that could cause future outcomes to differ materially from those set forth in the forward-looking statements. Copies of Root's Form 10-K and other SEC filings are available on the SEC's website, Root's website at ir.joinroot.com/investor-relations, or by contacting Root's Investor Relations office.


FAQ

What does the Root (NASDAQ: ROOT) and TheZebra.com partnership offer to auto insurance shoppers?

The partnership offers real-time, personalized Root auto insurance quotes directly within The Zebra’s marketplace. According to Root and The Zebra, shoppers can compare options, select a Root quote, then move seamlessly into Root’s digital experience to customize coverage and purchase a policy online.

How do independent agents benefit from the Root and TheZebra.com integration announced on August 12, 2026?

Independent agents gain the ability to generate instant Root quotes within their existing agency workflow. According to Root, agents can then bridge into the Root Agent Portal to finalize applications and bind policies quickly, reducing manual data entry and administrative effort.

How can consumers buy a Root (ROOT) auto insurance policy through The Zebra’s marketplace?

Consumers on The Zebra see real-time auto insurance quotes powered by Root when eligible. After selecting a Root quote, they are transferred to Root’s digital platform, where they complete the application, customize coverage, and bind their auto insurance policy online, according to Root.

What is the agency integration process between Root and TheZebra.com for policy binding?

The Zebra’s agents generate a Root quote from their existing agency management system, then bridge directly into the Root Agent Portal. According to Root, this digital connection reduces manual data re-entry and lets agents finalize and bind policies in a streamlined, faster workflow.

How does the Root and TheZebra.com partnership affect Root’s distribution and agency channel?

According to Root, the partnership expands its enterprise distribution footprint and strengthens its agency channel. By connecting Root’s personalized insurance offering to The Zebra’s high-intent shoppers and agent network, Root reaches more consumers while supporting independent agents with a modern digital platform.

What digital experience improvements are claimed in the Root and TheZebra.com insurance integration?

The integration is designed to reduce friction from quote to purchase for consumers and agents. According to Root and The Zebra, it combines Root’s mobile technology, data science, and automation with The Zebra’s comparison tools to deliver faster quoting, easier transitions, and more efficient policy binding.