What is Root, Inc.'s earnings per share (EPS)?

Root, Inc. (ROOT) reported diluted earnings per share of $2.36 for fiscal year 2025. This represents a 29.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Root, Inc. (ROOT) Financials

ROOT

FY2025 annual

Revenue $1.5B +29.0% YoY

Net Income $40.0M +29.0% YoY

EPS (Diluted) $2.36 +29.0% YoY

Free Cash Flow $206.5M +5.7% YoY

Market Cap $730.8M as of Oct 7, 2026

Price / Sales 0.5x on $1.6B revenue, trailing 12 months to June 30, 2026

Price / Earnings 12.0x on $60.9M net income, trailing 12 months to June 30, 2026

Price / Book 2.2x on $327.9M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 7, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 5, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ROOT SEC filings page.

Root, Inc. (ROOT) reported $1.5B in revenue for fiscal year 2025, up 29.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 8 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ROOT FY2025 2026-10-04

Root shifted from heavy cash consumption to positive earnings, but profitability remains thin and liabilities still exceed equity.

In the first profitable year, operating cash flow reached $195.7M versus net income of $31M, indicating cash conversion broadly confirmed reported profitability. The following year, operating cash flow remained $206.5M against $40M of net income, showing that this relationship persisted rather than reflecting a one-period accounting effect.

Revenue expanded from $455M to $1.5B, while the business moved from losses to positive operating earnings; greater scale carried it past break-even. Operating margin then eased from 6.7% to 4.1%, so the latest growth produced profit but with less operating efficiency.

Liabilities of $1.3B remain much larger than equity of $284M, meaning the balance sheet still relies more on creditor funding than shareholder capital. Yet debt-to-equity declined from 1.8x to 0.7x as equity rebuilt and long-term debt fell, improving the capital structure even while total liabilities increased.

Financial Health Signals

Financial health score not available

Root, Inc. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

6/6

Root, Inc. passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

5.16x

For every $1 of reported earnings, Root, Inc. generates $5.16 in operating cash flow ($206.5M OCF vs $40.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Adequate

2.94x

Root, Inc. earns $2.94 in operating income for every $1 of interest expense ($61.8M vs $21.0M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.

Key Financial Metrics

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Earnings & Revenue

Revenue

$389.2M

YoY+1.6%

QoQ-1.1%

5Y CAGR+34.1%

Root, Inc. generated $389.2M in revenue in Q2 2026. This represents an increase of 1.6% from the same quarter a year earlier. Against the prior quarter it is down 1.1%.

EBITDA

$37.3M

YoY+27.3%

QoQ-15.2%

Root, Inc.'s EBITDA was $37.3M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 27.3% from the same quarter a year earlier. Against the prior quarter it is down 15.2%.

Net Income

$25.4M

YoY+15.5%

QoQ-29.2%

Root, Inc. reported $25.4M in net income in Q2 2026. This represents an increase of 15.5% from the same quarter a year earlier. Against the prior quarter it is down 29.2%.

EPS (Diluted)

$1.49

YoY+15.5%

QoQ-28.7%

Root, Inc. earned $1.49 per diluted share (EPS) in Q2 2026. This represents an increase of 15.5% from the same quarter a year earlier. Against the prior quarter it is down 28.7%.

Cash & Balance Sheet

Cash & Debt

$509.6M

YoY-20.5%

QoQ-14.7%

5Y CAGR-12.1%

Root, Inc. held $509.6M in cash against $197.8M in long-term debt as of Q2 2026.

Shares Outstanding

Diluted avg 17M

Root, Inc. had a weighted average of 17M diluted shares in Q2 2026; the shares outstanding count is not reported for that period.

Free Cash Flow

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Operating Margin

8.9%

YoY+1.8pp

QoQ-1.5pp

Root, Inc.'s operating margin was 8.9% in Q2 2026, reflecting core business profitability. This is up 1.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.5 percentage points.

Net Margin

6.5%

YoY+0.8pp

QoQ-2.6pp

Root, Inc.'s net profit margin was 6.5% in Q2 2026, showing the share of revenue converted to profit. This is up 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 2.6 percentage points.

Return on Equity

7.8%

YoY-1.2pp

QoQ-3.3pp

5Y change+31.2pp

Root, Inc.'s ROE was 7.8% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 1.2 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.3 percentage points.

Gross Margin

Not reported for Q2 2026.

Capital Allocation

None of these metrics is reported for Q2 2026.

ROOT Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ROOT quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Revenue	$1.6B	$1.5B+29.0%	$1.2B+158.6%	$455.0M+46.4%	$310.8M-10.0%	$345.4M-0.4%	$346.8M+19.5%	$290.2M+570.2%	$43.3M
SG&A Expenses	$92.8M	$96.9M+39.4%	$69.5M-16.6%	$83.3M-34.6%	$127.4M+30.5%	$97.6M+24.3%	$78.5M+82.6%	$43.0M+362.4%	$9.3M
Operating Income	$86.3M	$61.8M-21.3%	$78.5M+177.5%	-$101.3M+61.5%	-$263.1M+45.8%	-$485.2M-70.1%	-$285.3M-9.7%	-$260.1M	N/A
EBITDA	N/A	$73.6M-21.2%	$93.4M+205.3%	-$88.7M+64.4%	-$249.3M+46.8%	-$468.6M-73.7%	-$269.7M-5.7%	-$255.2M	N/A
Interest Expense	$19.3M	$21.0M-50.2%	$42.2M-8.5%	$46.1M+33.2%	$34.6M+73.0%	$20.0M-74.3%	$77.7M+248.4%	$22.3M+2377.8%	$900K
Income Tax	$900K	$500K	$0	$0	$0	$0	$0	$0	$0
Net Income	$60.9M	$40.0M+29.0%	$31.0M+121.1%	-$147.0M+50.7%	-$298.0M+42.8%	-$521.0M-43.5%	-$363.0M-28.5%	-$282.4M-308.7%	-$69.1M
EPS (Basic)	N/A	$2.49+27.0%	$1.96+119.1%	-$10.24+51.5%	-$21.11+44.1%	-$37.76+56.3%	-$86.43-937.6%	-$8.33	N/A
EPS (Diluted)	$3.54	$2.36+29.0%	$1.83+117.9%	-$10.24+51.5%	-$21.11+44.1%	-$37.76	-$86.43	-$8.33	N/A
Diluted Shares (Avg)	N/A	17M+1.2%	17M+17.4%	14M+2.1%	14M+2.2%	14M	4M	34M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$389.2M+1.6%	$393.5M+12.6%	$397.0M+21.5%	$387.8M+26.9%	$382.9M+32.4%	$349.4M+37.1%	$326.7M+67.7%	$305.7M+165.1%
SG&A Expenses	$15.5M-34.3%	$24.5M+19.5%	$27.0M+60.7%	$25.8M+47.4%	$23.6M+30.4%	$20.5M+19.9%	$16.8M-16.4%	$17.5M-16.7%
Operating Income	$34.6M+26.7%	$40.9M+72.6%	$10.5M-69.9%	$300K-99.1%	$27.3M+618.4%	$23.7M+338.9%	$34.9M+383.7%	$34.4M+201.2%
EBITDA	$37.3M+27.3%	$44.0M+71.2%	$13.6M-63.9%	$5.0M-87.4%	$29.3M+275.6%	$25.7M+209.6%	$37.7M+577.2%	$39.6M+226.5%
Interest Expense	$4.1M-22.6%	$4.8M-9.4%	$5.1M-31.1%	$5.3M-54.3%	$5.3M-54.3%	$5.3M-54.3%	$7.4M-36.8%	$11.6M-1.7%
Income Tax	$200K	$200K	$100K	$400K	$0	$0	$0	$0
Net Income	$25.4M+15.5%	$35.9M+95.1%	$5.0M-77.5%	-$5.4M-123.7%	$22.0M+382.1%	$18.4M+396.8%	$22.2M+194.1%	$22.8M+149.8%
EPS (Basic)	$1.54+13.2%	$2.19+90.4%	$0.32-77.1%	-$0.35-124.1%	$1.36+361.5%	$1.15+373.8%	$1.40+183.8%	$1.45+145.9%
EPS (Diluted)	$1.49+15.5%	$2.09+95.3%	$0.31-76.3%	-$0.35-125.9%	$1.29+348.1%	$1.07+354.8%	$1.31+178.4%	$1.35+142.7%
Diluted Shares (Avg)	17M-0.6%	17M0.0%	N/A	15M-8.9%	17M+14.8%	17M+17.8%	N/A	17M+16.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses.

ROOT Balance Sheet

ROOT quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Total Assets	$1.7B+12.0%	$1.5B+11.0%	$1.3B+2.7%	$1.3B-0.5%	$1.3B-25.1%	$1.8B+141.9%	$728.6M	N/A
Cash & Equivalents	$669.3M+11.7%	$599.3M-11.7%	$678.7M-10.9%	$762.1M+7.9%	$706.0M-36.6%	$1.1B+184.1%	$391.7M+220.3%	$122.3M
Short-Term Investments	$0-100.0%	$14.8M+1544.4%	$900K+125.0%	$400K	$0-100.0%	$3.0M-14.3%	$3.5M	$0
Long-Term Investments	$387.0M+32.5%	$292.0M+76.0%	$165.9M+29.2%	$128.4M-1.2%	$129.9M-41.2%	$221.0M+85.2%	$119.3M	$0
Total Liabilities	$1.3B+8.3%	$1.2B+10.3%	$1.1B+15.8%	$923.8M+37.7%	$670.9M-8.1%	$729.9M-33.8%	$1.1B	N/A
Long-Term Debt	$200.3M+0.1%	$200.1M-33.1%	$299.0M+1.2%	$295.4M	N/A	$188.2M-2.1%	$192.2M	N/A
Total Equity	$284.3M+39.6%	$203.7M+22.9%	$165.7M-40.2%	$277.1M-48.3%	$536.4M-48.0%	$1.0B+375.8%	-$374.0M-264.2%	-$102.7M
Retained Earnings	-$1.6B+2.4%	-$1.7B+1.9%	-$1.7B-9.4%	-$1.6B-23.4%	-$1.3B-69.8%	-$748.0M-94.3%	-$385.0M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$1.7B+5.1%	$1.7B+6.3%	$1.7B+12.0%	$1.6B+5.2%	$1.6B+6.1%	$1.6B+10.7%	$1.5B+11.0%	$1.6B+25.9%
Cash & Equivalents	$509.6M-20.5%	$597.2M-2.0%	$669.3M+11.7%	$653.3M-3.2%	$641.4M-3.9%	$609.4M-4.9%	$599.3M-11.7%	$674.8M+6.2%
Short-Term Investments	$10.8M+208.6%	$10.8M+36.7%	$0-100.0%	$0-100.0%	$3.5M-70.1%	$7.9M-9.2%	$14.8M+1544.4%	$8.6M+230.8%
Long-Term Investments	$506.3M+58.6%	$456.3M+45.8%	$387.0M+32.5%	$357.8M+34.4%	$319.2M+42.6%	$312.9M+50.9%	$292.0M+76.0%	$266.2M+61.8%
Total Liabilities	$1.2B-0.2%	$1.2B+0.2%	$1.3B+8.3%	$1.3B-0.2%	$1.2B-0.1%	$1.2B+7.8%	$1.2B+10.3%	$1.3B+33.3%
Long-Term Debt	$197.8M-1.1%	$200.3M+0.1%	$200.3M+0.1%	$200.4M-33.4%	$200.1M-33.3%	$200.0M-33.2%	$200.1M-33.1%	$300.9M+0.9%
Total Equity	$327.9M+34.1%	$325.9M+42.5%	$284.3M+39.6%	$265.0M+45.7%	$244.5M+61.6%	$228.7M+38.0%	$203.7M+22.9%	$181.9M+2.7%
Retained Earnings	-$1.6B+3.7%	-$1.6B+3.5%	-$1.6B+2.4%	-$1.6B+3.4%	-$1.6B+4.9%	-$1.7B+3.4%	-$1.7B+1.9%	-$1.7B-0.8%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities.

ROOT Cash Flow Statement

ROOT quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Operating Cash Flow	$194.5M	$206.5M+5.5%	$195.7M+682.4%	-$33.6M+84.0%	-$210.6M+47.8%	-$403.4M-40.5%	-$287.2M-125.8%	-$127.2M-387.4%	-$26.1M
Depreciation & Amortization	N/A	$11.8M-20.8%	$14.9M+18.3%	$12.6M-8.7%	$13.8M-16.9%	$16.6M+6.4%	$15.6M+218.4%	$4.9M+716.7%	$600K
Stock-Based Compensation	N/A	$40.1M+116.8%	$18.5M+6.9%	$17.3M-43.3%	$30.5M+58.0%	$19.3M+421.6%	$3.7M+164.3%	$1.4M+1300.0%	$100K
Capital Expenditures	N/A	$0-100.0%	$400K+100.0%	$200K	$0-100.0%	$4.6M+155.6%	$1.8M-72.7%	$6.6M+450.0%	$1.2M
Free Cash Flow	N/A	$206.5M+5.7%	$195.3M+677.8%	-$33.8M+84.0%	-$210.6M+48.4%	-$408.0M-41.2%	-$289.0M-116.0%	-$133.8M-390.1%	-$27.3M
Investing Cash Flow	-$220.4M	-$91.7M+40.6%	-$154.4M-237.9%	-$45.7M-175.3%	-$16.6M-121.6%	$76.9M+167.4%	-$114.1M-0.1%	-$114.0M-453.4%	-$20.6M
Financing Cash Flow	-$41.8M	-$25.2M+79.1%	-$120.7M-2843.9%	-$4.1M-101.4%	$283.3M+452.8%	-$80.3M-107.3%	$1.1B+105.1%	$535.5M+254.9%	$150.9M
Share Buybacks	N/A	N/A	N/A	N/A	$0	$0-100.0%	$200K	$0	$0

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$57.5M+10.6%	$9.3M-65.3%	$70.1M+1.3%	$57.6M+16.6%	$52.0M-16.9%	$26.8M+84.8%	$69.2M+50.1%	$49.4M+238.4%
Depreciation & Amortization	$2.7M+35.0%	$3.1M+55.0%	$3.1M+10.7%	$4.7M-9.6%	$2.0M-50.0%	$2.0M-31.0%	$2.8M-36.4%	$5.2M+92.6%
Stock-Based Compensation	$5.0M-40.5%	$11.0M+71.9%	N/A	$11.6M+169.8%	$8.4M+121.1%	$6.4M+39.1%	N/A	$4.3M-8.5%
Capital Expenditures	N/A	N/A	$0	$0	$0-100.0%	$0-100.0%	$0	$0
Free Cash Flow	N/A	N/A	$70.1M+1.3%	$57.6M+16.6%	$52.0M-16.7%	$26.8M+87.4%	$69.2M+50.1%	$49.4M+238.4%
Investing Cash Flow	-$59.7M-1471.1%	-$86.6M-527.5%	-$32.5M+19.4%	-$41.6M-4.5%	-$3.8M+82.7%	-$13.8M+73.6%	-$40.3M-8160.0%	-$39.8M-468.6%
Financing Cash Flow	-$31.9M-96.9%	-$3.7M-32.1%	-$2.1M+98.0%	-$4.1M-105.0%	-$16.2M-16.5%	-$2.8M-600.0%	-$104.4M-3162.5%	-$2.0M-566.7%

Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.

ROOT Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ROOT quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Operating Margin	4.1%-2.6pp	6.7%+28.9pp	-22.3%+62.4pp	-84.7%	-140.5%	-82.3%+7.4pp	-89.6%	N/A
Net Margin	2.6%0.0pp	2.6%+34.9pp	-32.3%+63.6pp	-95.9%	-150.8%	-104.7%	-97.3%	-159.6%
Return on Equity	14.1%-1.2pp	15.2%+103.9pp	-88.7%+18.8pp	-107.5%-10.4pp	-97.1%-61.9pp	-35.2%	N/A	N/A
Return on Assets	2.4%+0.3pp	2.1%+13.0pp	-10.9%+11.8pp	-22.7%+16.8pp	-39.5%-18.9pp	-20.6%+18.2pp	-38.8%	N/A
Debt-to-Equity	0.70-0.3x	0.98-0.8x	1.80+0.7x	1.07-0.2x	1.25+1.1x	0.18	N/A	N/A
Asset Turnover	0.91+0.1x	0.79+0.4x	0.34+0.1x	0.240.0x	0.26+0.1x	0.20-0.2x	0.40	N/A
FCF Margin	13.6%-3.0pp	16.6%+24.0pp	-7.4%+60.3pp	-67.8%	-118.1%	-83.3%-37.2pp	-46.1%+16.9pp	-63.0%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Margin	8.9%+1.8pp	10.4%+3.6pp	2.6%-8.0pp	0.1%-11.2pp	7.1%+5.8pp	6.8%+4.7pp	10.7%+17.0pp	11.3%+40.7pp
Net Margin	6.5%+0.8pp	9.1%+3.9pp	1.3%-5.5pp	-1.4%-8.8pp	5.8%+8.5pp	5.3%+7.7pp	6.8%+18.9pp	7.5%+47.2pp
Return on Equity	7.8%-1.2pp	11.0%+3.0pp	1.8%-9.1pp	-2.0%-14.6pp	9.0%+14.2pp	8.1%+11.8pp	10.9%+25.1pp	12.5%+38.4pp
Return on Assets	1.5%+0.1pp	2.1%+1.0pp	0.3%-1.2pp	-0.3%-1.8pp	1.4%+1.9pp	1.2%+1.6pp	1.5%+3.2pp	1.5%+5.2pp
Debt-to-Equity	0.60-0.2x	0.61-0.3x	0.70-0.3x	0.76-0.9x	0.82-1.2x	0.87-0.9x	0.98-0.8x	1.650.0x
Asset Turnover	0.230.0x	0.230.0x	0.240.0x	0.240.0x	0.240.0x	0.220.0x	0.22+0.1x	0.20+0.1x
FCF Margin	N/A	N/A	17.7%-3.5pp	14.8%-1.3pp	13.6%-8.0pp	7.7%+2.1pp	21.2%-2.5pp	16.2%+3.5pp

Not reported in any period shown, so not listed: Gross Margin, Current Ratio.

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Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

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Skyward Specialty Insurance Group, Inc. SKWD	FY2025	$1.4B	$170.0M	12.0%	$2.5B	42/100
Safety Insurance Group Inc SAFT	FY2025	$1.3B	$99.3M	7.8%	$1.5B	45/100
Horace Mann Educators Corporation HMN	FY2025	$1.7B	$162.1M	9.5%	$1.8B	25/100
ProAssurance Corporation PRA	FY2025	$1.1B	$50.9M	4.6%	$1.3B	24/100

Where Root, Inc. Ranks

Frequently Asked Questions

What is Root, Inc.'s annual revenue?

Root, Inc. (ROOT) reported $1.5B in total revenue for fiscal year 2025. This represents a 29.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Root, Inc.'s revenue growing?

Root, Inc. (ROOT) revenue grew by 29.0% year-over-year, from $1.2B to $1.5B in fiscal year 2025.

Is Root, Inc. profitable?

Yes, Root, Inc. (ROOT) reported a net income of $40.0M in fiscal year 2025, with a net profit margin of 2.6%.

What is Root, Inc.'s EBITDA?

Root, Inc. (ROOT) had EBITDA of $73.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Root, Inc. have?

As of fiscal year 2025, Root, Inc. (ROOT) had $669.3M in cash and equivalents against $200.3M in long-term debt.

What is Root, Inc.'s operating margin?

Root, Inc. (ROOT) had an operating margin of 4.1% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Root, Inc.'s net profit margin?

Root, Inc. (ROOT) had a net profit margin of 2.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Root, Inc.'s return on equity (ROE)?

Root, Inc. (ROOT) has a return on equity of 14.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Root, Inc.'s free cash flow?

Root, Inc. (ROOT) generated $206.5M in free cash flow during fiscal year 2025. This represents a 5.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Root, Inc.'s operating cash flow?

Root, Inc. (ROOT) generated $206.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Root, Inc.'s total assets?

Root, Inc. (ROOT) had $1.7B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Root, Inc.'s capital expenditures?

Root, Inc. (ROOT) reported no capital expenditure during fiscal year 2025.

What is Root, Inc.'s debt-to-equity ratio?

Root, Inc. (ROOT) had a debt-to-equity ratio of 0.70 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Root, Inc.'s return on assets (ROA)?

Root, Inc. (ROOT) had a return on assets of 2.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Root, Inc.'s P/E ratio?

Root, Inc. (ROOT) trades at 12.0x earnings, its market capitalization divided by net income of $60.9M net income, trailing 12 months to June 30, 2026. The market capitalization is $730.8M as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Root, Inc.'s price-to-sales ratio?

Root, Inc. (ROOT) trades at 0.5x sales, its market capitalization divided by revenue of $1.6B revenue, trailing 12 months to June 30, 2026. The market capitalization is $730.8M as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Root, Inc.'s Piotroski F-Score?

Root, Inc. (ROOT) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Root, Inc.'s earnings high quality?

Root, Inc. (ROOT) has an earnings quality ratio of 5.16x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Root, Inc. cover its interest payments?

Root, Inc. (ROOT) has an interest coverage ratio of 2.94x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.