Root, Inc. Schedules Conference Call to Discuss 2025 Fourth Quarter and Full Year Financial Results

Rhea-AI Summary

Root, Inc. (NASDAQ: ROOT) will host a conference call on Wednesday, February 25, 2026 at 5:00 p.m. Eastern Time to discuss fourth-quarter and full-year 2025 financial results and provide an update on operations. The company will release results following market close and provide a live webcast and replay on its Investor Relations site.

Key Figures

Total revenue: $387.8 million Net premiums earned: $360.1 million Operating income: $0.3 million +5 more

8 metrics

Total revenue $387.8 million Q3 2025 results (10-Q)

Net premiums earned $360.1 million Q3 2025 results (10-Q)

Operating income $0.3 million Q3 2025 results (10-Q)

Net loss $5.4 million Q3 2025 results (10-Q)

Net combined ratio 102.1% Q3 2025 results (10-Q)

Year-to-date net income $35.0 million Year-to-date 2025 (10-Q)

Adjusted EBITDA $103.2 million Year-to-date 2025 (10-Q)

Cash and cash equivalents $653.3 million As of Q3 2025 (10-Q)

Market Reality Check

Price: $62.95 Vol: Volume 497,266 is 1.89x t...

high vol

$62.95 Last Close

Volume Volume 497,266 is 1.89x the 20-day average of 262,751, signaling elevated activity ahead of the call. high

Technical Shares at $62.95 trade below the 200-day MA of $102.70, sitting 65.25% below the 52-week high and 3.18% below the 52-week low.

Peers on Argus

While ROOT fell 5.81%, key peers like TRUP (+2.94%), HMN (+1.85%), and SAFT (+1....

While ROOT fell 5.81%, key peers like TRUP (+2.94%), HMN (+1.85%), and SAFT (+1.19%) traded higher, indicating today’s weakness is stock-specific rather than a sector-wide move.

Common Catalyst Earnings scheduling appears across the group, with SKWD also announcing a Q4 2025 earnings call, but ROOT’s price action diverges from generally positive peer moves.

Previous Conferences,earnings Reports

5 past events · Latest: Oct 07 (Neutral)

Same Type Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Oct 07	Q3 2025 call scheduling	Neutral	-0.1%	Announcement of Nov 5, 2025 Q3 call and post-close results release.
Jul 10	Q2 2025 call scheduling	Neutral	-4.8%	Scheduled Aug 6, 2025 call to discuss Q2 2025 financial results.
Apr 10	Q1 2025 call scheduling	Neutral	+1.1%	Set May 7, 2025 call for Q1 2025 results and operational updates.
Jan 22	2024 FY call scheduling	Neutral	+4.8%	Announced Feb 26, 2025 call for Q4 and full-year 2024 results.
Oct 09	Q3 2024 call scheduling	Neutral	+16.5%	Set Oct 30, 2024 call and same-day Q3 2024 results release.

Pattern Detected

Past earnings-call scheduling headlines for ROOT have produced mixed reactions, with an average move of 5.47% and both gains and losses around these announcements.

Recent Company History

Over the past year, ROOT has repeatedly announced conference calls tied to quarterly and full-year earnings, typically releasing results after market close and offering operational updates via webcast. Historical call-scheduling headlines on Oct 9, 2024, Jan 22, 2025, Apr 10, 2025, Jul 10, 2025, and Oct 7, 2025 saw varied reactions from a -4.84% decline to a 16.49% gain, underscoring that similar news has not led to uniform market behavior.

Historical Comparison

conferences,earnings

+5.5 %

Average Historical Move

Historical Analysis

In the past, ROOT issued 5 similar conferences/earnings call notices, with an average move of 5.47% and outcomes ranging from modest losses to strong double-digit gains.

Typical Pattern

ROOT has consistently scheduled earnings calls each quarter, including Q3 2024 through Q3 2025 and the 2024 full year, reinforcing a regular cadence of post-close results releases with 5:00 p.m. ET calls and webcast replays.

Market Pulse Summary

This announcement sets the timetable for ROOT’s discussion of Q4 and full-year 2025 results, maintai...

Analysis

This announcement sets the timetable for ROOT’s discussion of Q4 and full-year 2025 results, maintaining its established pattern of post-close earnings releases followed by 5:00 p.m. ET conference calls and webcasts. Historically, similar conferences/earnings notices have produced varied moves around an average of 5.47%. Against recent Q3 data showing $387.8M in revenue, a small quarterly loss, and strong liquidity, investors may focus on updated profitability trends and operational commentary.

AI-generated analysis. Not financial advice.

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the parent company of Root Insurance Company, today announced its plans to host a conference call on Wednesday, February 25, 2026 at 5:00 p.m. Eastern Time to discuss financial results for the fourth quarter and full year 2025 and provide an update on company operations. The company plans to release its fourth quarter and full year 2025 results in the Investor Relations section of its website at ir.joinroot.com following the close of the financial markets on Wednesday, February 25, 2026.

Webcast and Conference Call Details:

Date: February 25, 2026
Time: 5:00 p.m. Eastern Time
Participant Toll-Free Dial-In Number: 1 (877) 269-7751
Participant Toll Dial-In Number: 1 (201) 389-0908
            
Webcast: https://ir.joinroot.com/news-events/events

A replay of the webcast will be available for on-demand viewing shortly after the call on the Investor Relations page of the company’s website at ir.joinroot.com.

About Root, Inc.
Founded in 2015 and based in Columbus, Ohio, Root, Inc. (NASDAQ: ROOT) is the parent company of Root Insurance Company. Root is revolutionizing insurance through data science and technology to provide consumers a personalized, easy, and fair experience. The Root app has more than 16 million app downloads and has collected more than 34 billion miles of driving data to inform their insurance offerings.

For further information on Root, please visit root.com.

Contacts:

Media:
press@joinroot.com

Investor Relations:
ir@joinroot.com

FAQ

When will Root (ROOT) report fourth-quarter and full-year 2025 results?

Root will release fourth-quarter and full-year 2025 results after market close on February 25, 2026. According to Root, the company will then host a conference call at 5:00 p.m. ET and post a webcast and replay on its Investor Relations website.

How can investors join the Root (ROOT) conference call on February 25, 2026?

Investors can join the conference call by dialing the participant toll-free or toll numbers provided. According to Root, participant toll-free number is 1 (877) 269-7751 and the participant toll number is 1 (201) 389-0908.

Where will the Root (ROOT) webcast and replay be available after the February 25 call?

The live webcast and on-demand replay will be available on Root's Investor Relations website at ir.joinroot.com. According to Root, the replay will be posted shortly after the call for on-demand viewing on the same Investor Relations page.

What topics will Root (ROOT) cover during the February 25, 2026 conference call?

The call will discuss fourth-quarter and full-year 2025 financial results and provide an update on company operations. According to Root, management will review results, operational developments, and answer questions from participants on the webcast and call.

Does the announcement from Root (ROOT) include earnings figures or guidance for 2026?

No, the announcement does not include specific earnings figures or 2026 guidance in advance of the release. According to Root, detailed results and any guidance will be disclosed when the results are posted after market close on February 25, 2026.