Root, Inc. to Participate in Citi’s 2025 Insurance Access Day

Rhea-AI Summary

Root, Inc. (NASDAQ: ROOT) will participate in Citi's 2025 Insurance Access Day on December 8, 2025 in New York City.

The company confirmed there will be no public presentation; instead Root will hold one-on-one and group meetings with institutional investors. Investor materials for those meetings are available on Root's investor relations homepage at ir.joinroot.com. This participation is limited to private investor engagement rather than a formal conference presentation.

News Market Reaction

+5.37%

1 alert

+5.37% News Effect

On the day this news was published, ROOT gained 5.37%, reflecting a notable positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Total revenues: $387.8 million Net loss: $5.4 million Net combined ratio: 102.1% +5 more

8 metrics

Total revenues $387.8 million Q3 2025 per 10-Q

Net loss $5.4 million Q3 2025 quarterly result

Net combined ratio 102.1% Q3 2025 operating performance

Cash and cash equivalents $653.3 million As of Q3 2025

Year-to-date net income $35.0 million YTD 2025 per 10-Q

Adjusted EBITDA $103.2 million YTD 2025 per 10-Q

Class A shares 13,702,725 Shares outstanding as of Oct 29, 2025

Class B shares 1,806,236 Shares outstanding as of Oct 29, 2025

Market Reality Check

Price: $62.95 Vol: Volume 250,329 vs 20-day ...

normal vol

$62.95 Last Close

Volume Volume 250,329 vs 20-day average 329,136 (relative volume 0.76). normal

Technical Price 84.58 trading below 200-day MA at 112.67 and 53.31% below 52-week high.

Peers on Argus

ROOT was up 3.56% while peers were mixed: SKWD +4.39%, SAFT +1.31%, HMN +2.23%, ...

ROOT was up 3.56% while peers were mixed: SKWD +4.39%, SAFT +1.31%, HMN +2.23%, PRA +0.46%, TRUP -1.46%, indicating stock-specific factors rather than a uniform sector move.

Historical Context

5 past events · Latest: Dec 03 (Neutral)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Dec 03	Investor meetings	Neutral	+5.4%	Announced participation in Citi Insurance Access Day with investor meetings.
Nov 05	Earnings results	Neutral	+12.2%	Released Q3 2025 results and hosted conference call and webcast.
Oct 07	Earnings call setup	Neutral	-0.1%	Scheduled Q3 2025 earnings call and outlined webcast details.
Sep 23	Geographic expansion	Positive	-4.3%	Completed West Coast coverage with Washington state expansion.
Aug 14	Investor conferences	Neutral	+1.0%	Planned attendance at three investor conferences with 1:1 meetings.

Pattern Detected

News-driven moves generally aligned with the tone of announcements, with one notable divergence when a positive geographic expansion headline coincided with a negative price reaction.

Recent Company History

Over the last few months, ROOT’s news flow featured operational expansion, earnings communication, and repeated investor outreach. A Q3 2025 earnings release on Nov 5, 2025 coincided with a 12.17% move, while today’s Citi Insurance Access Day participation echoed a prior pattern of conference-focused engagement and private investor meetings. An earlier expansion completing West Coast coverage on Sep 23, 2025 saw a -4.25% reaction, contrasting with mostly aligned reactions to other updates.

Market Pulse Summary

The stock moved +5.4% in the session following this news. A strong positive reaction aligns with ROO...

Analysis

The stock moved +5.4% in the session following this news. A strong positive reaction aligns with ROOT’s history of meaningful moves around investor-focused communication, such as the prior 12.17% move on the Q3 2025 earnings release. Participation in Citi’s Insurance Access Day adds another touchpoint for institutional engagement, complementing earlier conference activity. Investors reviewing this setup may weigh recent Q3 figures, including revenue of $387.8 million and a net loss of $5.4 million, when assessing durability of any rally.

AI-generated analysis. Not financial advice.

COLUMBUS, Ohio, Dec. 03, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), a leading technology company powering insurance solutions and the parent company of Root Insurance, today announced its participation in Citi’s 2025 Insurance Access Day, taking place December 8, 2025 in New York, New York.

While there will be no Company presentation, Root, Inc. will host one-on-one and group meetings with institutional investors. The investor material to be used in the meetings can be found on the home page of Root’s Investor Relations website at ir.joinroot.com.  

About Root, Inc.
Founded in 2015 and based in Columbus, Ohio, Root, Inc. (NASDAQ: ROOT) is the parent company of Root Insurance Company. Root is revolutionizing insurance through data science and technology to provide consumers a personalized, easy, and fair experience. The Root app has more than 16 million app downloads and has collected more than 33 billion miles of driving data to inform their insurance offerings.

For more information, visit root.com.

Contacts:

Investor Relations:
ir@joinroot.com

Media:
press@joinroot.com

FAQ

What is Root, Inc. (ROOT) doing at Citi's 2025 Insurance Access Day on December 8, 2025?

Root is participating in the event and will host one-on-one and group meetings with institutional investors; there will be no public presentation.

Will Root, Inc. (ROOT) give a public presentation at Citi's Insurance Access Day on December 8, 2025?

No. Root confirmed there will be no company presentation at the event.

Where can investors find the materials Root, Inc. (ROOT) will use at Citi's 2025 Insurance Access Day?

Investor materials are available on Root's investor relations homepage at ir.joinroot.com.

Is Root, Inc. (ROOT) holding meetings with investors at the Citi event in New York on December 8, 2025?

Yes. Root will host both one-on-one and group meetings with institutional investors during the event.

Does Root's participation at Citi's Insurance Access Day indicate a public earnings or guidance update on December 8, 2025?

No. The announcement notes only private investor meetings and no public company presentation on that date.