Southside Bancshares, Inc. Announces Fourth Quarter and Year End Earnings Call

Rhea-AI Summary

Southside Bancshares (NYSE: SBSI) will release fourth quarter and year-end 2025 financial results before the market opens on Thursday, January 29, 2026. The company will host a conference call the same day at 11:00 a.m. CST with Keith Donahoe, President & CEO; Julie Shamburger, CFO; and Lindsey Bailes, SVP Investor Relations.

The call is available by webcast on the investor website and a dial-in option is available via preregistration to receive a unique access code. A replay will be posted on the investor site for at least 30 days beginning about one hour after the call. Southside had approximately $8.38 billion in assets as of September 30, 2025 and operates 53 branches.

Key Figures

Offering price: $48.00 per share Underwriters’ option size: 300,000 shares Expected closing date: September 6, 2024 +5 more

8 metrics

Offering price $48.00 per share Public offering price in underwritten secondary

Underwriters’ option size 300,000 shares Additional shares underwriters may purchase

Expected closing date September 6, 2024 Scheduled closing of offering, subject to conditions

Form S-3 file number File No. 333-267223 Registration statement referenced for offering

SEC effectiveness date September 12, 2022 Date S-3 registration was declared effective

Current price $31.83 Latest SBSI price before this news

52-week range $25.85 – $33.14 SBSI 52-week low and high

Market cap $939,566,438 SBSI market capitalization pre-news

Market Reality Check

Price: $32.19 Vol: Volume 91,151 is below th...

normal vol

$32.19 Last Close

Volume Volume 91,151 is below the 20-day average of 110,854 (relative volume 0.82). normal

Technical Price at 31.83 is trading above the 200-day MA of 29.39 and 3.95% below the 52-week high.

Peers on Argus

Peers show mixed but mostly positive moves, with FMBH up 2.56% and NBN up 3.26%,...

Peers show mixed but mostly positive moves, with FMBH up 2.56% and NBN up 3.26%, while BRKL is down 0.99%. This suggests SBSI’s 1.86% gain is more stock-specific than a uniform sector move.

Historical Context

5 past events · Latest: Nov 24 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Nov 24	Dual listing	Positive	-0.6%	Announced dual listing on NYSE Texas to enhance visibility.
Nov 06	Dividend declaration	Positive	+0.9%	Declared $0.36 quarterly dividend with asset base details.
Oct 24	Earnings results	Negative	-0.5%	Reported lower net income and EPS with large securities loss.
Oct 10	Earnings call notice	Neutral	+1.3%	Announced timing and access details for Q3 earnings call.
Sep 19	CEO transition	Negative	-2.3%	CEO retirement announcement and appointment of successor.

Pattern Detected

Recent news has produced mixed reactions, with earnings and management changes tending to align with price direction, while more neutral corporate updates sometimes see divergent moves.

Recent Company History

Over the past several months, Southside Bancshares has reported several notable developments. Q3 2025 earnings showed sharply lower net income of $4.9M and $0.16 EPS, driven by a $24.4M loss on securities sales, alongside loan and deposit growth. The company maintained shareholder returns via a $0.36 quarterly dividend and expanded its reach with a dual listing on NYSE Texas. Leadership is transitioning, with long-time CEO Lee Gibson set to retire on December 31, 2025, and President Keith Donahoe designated as successor.

Market Pulse Summary

This announcement details the pricing and structure of an underwritten public offering by a selling ...

Analysis

This announcement details the pricing and structure of an underwritten public offering by a selling stockholder, supported by an effective Form S-3 registration and related prospectus filings. For context, SBSI’s recent history includes mixed earnings, balance sheet repositioning, and leadership transition plans. Investors may watch how similar capital-markets activity has intersected with fundamentals and prior news flow when assessing longer-term implications.

Key Terms

underwritten public offering, selling stockholder, joint book-running managers, co-managers, +4 more

8 terms

underwritten public offering financial

"announced today the pricing of the previously announced underwritten public offering by a certain selling"

An underwritten public offering is when a company sells new shares of its stock to the public with the help of a financial firm, called an underwriter. The underwriter agrees to buy all the shares upfront, reducing the company's risk, and then sells them to investors. This process helps companies raise money quickly and confidently from a wide range of buyers.

selling stockholder financial

"public offering by a certain selling stockholder at the public offering price of $48.00 per share."

A selling stockholder is an individual or entity that owns shares of a company's stock and chooses to sell some or all of those shares to others. This often occurs when the owner wants to cash in on their investment or reduce their stake. For investors, understanding who the selling stockholder is can provide insights into potential changes in the company's ownership or market activity.

joint book-running managers financial

"Goldman Sachs & Co. LLC, Morgan Stanley and Baird are serving as joint book-running managers for the offering."

Joint book-running managers are the lead banks or financial firms responsible for organizing and overseeing the sale of a large financial offering, such as a company’s stock or bonds. They coordinate efforts to set the price, attract investors, and ensure the offering is successful. Their role is important to investors because they help ensure the offering is well-managed, properly priced, and accessible to a wide range of buyers.

co-managers financial

"Citizens JMP and Noble Capital Markets are serving as co-managers for the offering."

Co-managers are individuals or entities that share responsibility for overseeing and managing an investment or financial fund. They work together to make decisions about buying or selling assets, much like a team of leaders guiding a shared project. This collaborative approach can help ensure diverse expertise and perspectives, which may benefit investors by potentially improving the fund’s performance and risk management.

Form S-3 regulatory

"A registration statement on Form S-3 (File No. 333-267223) relating to the shares"

Form S-3 is a legal document companies use to register their stock sales with the government, making it easier and faster for them to raise money by selling shares to investors. It’s like having a pre-approved shopping list that lets a company quickly sell new shares when they need funds, without going through a lengthy approval process each time.

registration statement regulatory

"A registration statement on Form S-3 (File No. 333-267223) relating to the shares"

A registration statement is a formal document that companies file with a government agency to offer new shares of stock to the public. It provides essential information about the company's finances, operations, and risks, helping investors make informed decisions. Think of it as a detailed product description that ensures transparency and trust before buying into a company.

prospectus supplement regulatory

"A preliminary prospectus supplement and accompanying prospectus relating to and describing the terms"

A prospectus supplement is an additional document provided alongside a company's main offering details, offering updated or extra information about a specific financial product being sold. It helps investors understand the latest terms, risks, and details of the investment, similar to how an update or revision clarifies or expands on original instructions, ensuring they have current and complete information before making a decision.

Securities and Exchange Commission regulatory

"was declared effective by the Securities and Exchange Commission (the "SEC") on September 12, 2022."

A national government agency that enforces rules for buying, selling and disclosing information about stocks and other investments, acting like a referee and scorekeeper for financial markets. It requires companies to share clear, regular financial and business information and investigates fraud or rule-breaking, which matters to investors because those rules and disclosures help ensure fair prices, reduce hidden risks and make it easier to compare investment choices.

AI-generated analysis. Not financial advice.

TYLER, Texas, Jan. 15, 2026 (GLOBE NEWSWIRE) -- Southside Bancshares, Inc. (“Southside”) (NYSE: SBSI), the holding company for Southside Bank, announced today it will release its fourth quarter and year end financial results before the market opens on Thursday, January 29, 2026. Southside will host a conference call to discuss its results on Thursday, January 29, 2026, at 11:00 a.m. CST.

The call will be hosted by Keith Donahoe, President and CEO, Julie Shamburger, CFO, and Lindsey Bailes, SVP, Investor Relations. Following prepared remarks there will be a question and answer session for the analyst community.

The Conference Call Details

The conference call can be accessed by webcast, for listen-only mode, here or on the company website, https://investors.southside.com, under Events.

Those interested in participating in the question and answer session, or others who prefer to call-in, can register using this online form to receive the dial-in number and unique code to access the conference call seamlessly. While not required, it is recommended that those wishing to participate register 10 minutes prior to the conference call to ensure a more efficient registration process.

For those unable to attend the live event, a webcast recording will be available on the company website, https://investors.southside.com, under Events, for at least 30 days, beginning approximately one hour following the conference call.

About Southside Bancshares, Inc.

Southside Bancshares, Inc. is a bank holding company headquartered in Tyler, Texas, with approximately $8.38 billion in assets as of September 30, 2025. Through its wholly-owned subsidiary, Southside Bank, Southside currently operates 53 branches and a network of 70 ATMs/ITMs throughout East Texas, Southeast Texas and the greater Dallas/Fort Worth, Austin and Houston areas. Serving customers since 1960, Southside Bank is a community-focused financial institution that offers a full range of financial products and services to individuals and businesses. These products and services include consumer and commercial loans, mortgages, deposit accounts, safe deposit boxes, treasury management, wealth management, trust services, brokerage services and an array of online and mobile services.

To learn more about Southside Bancshares, Inc., please visit our investor relations website at https://investors.southside.com. Our investor relations site provides a detailed overview of our activities, financial information and historical stock price data. To receive e-mail notification of company news, events and stock activity, please register on the website under Resources and Investor Email Alerts. Questions or comments may be directed to Lindsey Bailes at 903-630-7965 or lindsey.bailes@southside.com.

For further information:
Lindsey Bailes
903-630-7965

FAQ

When will Southside Bancshares (SBSI) release Q4 and year-end 2025 results?

Results will be released before market open on Thursday, January 29, 2026.

What time is the Southside Bancshares (SBSI) earnings call on January 29, 2026?

The conference call is scheduled for 11:00 a.m. CST on January 29, 2026.

How can investors access the Southside Bancshares (SBSI) January 29, 2026 call?

Listen-only webcast is on the investor website and registered participants receive a dial-in number and unique code for Q&A participation.

Will a replay of the Southside Bancshares (SBSI) earnings call be available?

Yes; a webcast recording will be posted on the investor site for at least 30 days, starting about one hour after the call.

Who will host Southside Bancshares (SBSI) Q4 2025 earnings call?

The call will be hosted by Keith Donahoe (President & CEO), Julie Shamburger (CFO), and Lindsey Bailes (SVP, Investor Relations).

What size is Southside Bancshares (SBSI) and where does it operate?

As of September 30, 2025 Southside reported approximately $8.38 billion in assets and operates 53 branches across East and Southeast Texas and the Dallas/Fort Worth, Austin and Houston areas.