SHF Holdings Inc Stock Price, News & Analysis

Safe Harbor (NASDAQ: SHFS) announced that payroll-service provider Canopy HR selected Safe Harbor to support nearly all of its cannabis payroll banking operations and that Safe Harbor is launching Payroll Boost, a cashflow solution that lets operators keep payroll-related funds in their accounts for up to two additional days each payroll cycle. Payroll Boost requires a Safe Harbor commercial banking account and leverages payroll-provider data to scale onboarding.

The deal and new feature are positioned to drive deposit growth, payment activity, and long-term revenue through Canopy HR client conversions and direct marketing to cannabis operators.

Safe Harbor (NASDAQ: SHFS) launched the cannabis industry’s first comprehensive financial solutions platform on November 17, 2025, expanding beyond its compliant banking program to add lending, operational services, and strategic finance.

The platform packages four pillars—Bank, Borrow, Operate, and Grow—to provide accounts, digital tools, broader lending options, portfolio resale support for financial institutions, outsourced bookkeeping/payroll/merchant services, and fractional CFO, 280E guidance and M&A advisory.

The launch builds on Safe Harbor’s September 2025 debut of a Fully Managed Cannabis Banking Program, recent board and senior-team changes, added capital, and reduced operating expenses. The company also launched a new website at shfinancial.org.

Safe Harbor Financial (Nasdaq: SHFS) announced CEO Terry Mendez will present at the Trickle Research Microcap Conference on November 13, 2025, with an in-person presentation at TopGolf (Centennial, CO) and a live webcast.

Key disclosed developments to be discussed include a $24M recapitalization that eliminated $19M of debt, $6.8M in cash and Series B proceeds receivable (received by Oct 8), average monthly deposits of $108M (as of Sept 30, 2025), 774 active accounts, and net income of $179,508 for Q3 2025 (including a $3.3M gain on settlement).

Safe Harbor Financial (Nasdaq: SHFS) regained compliance with Nasdaq Listing Rule 5550(b)(1) after completing recapitalization transactions that raised $6.8 million in new cash and converted $18.8 million of debt into Series B securities, leaving the company essentially debt free.

The company also announced a $150 million equity line of credit (ELOC) expandable to $500 million to potentially fund lending to cannabis related businesses and expand its fintech platform; the ELOC requires 25% of proceeds to redeem Series B preferred stock. Management and the board restructured costs, eliminating over $3 million in annualized run-rate expenses.

Safe Harbor Financial (NASDAQ: SHFS) announced that CEO Terry Mendez will speak at the IgniteIt Cannabis Capital and Policy Summit 2025 in Washington, D.C. on November 17, 2025 at 2:30 p.m. ET.

Mendez will join a panel titled “When Washington Moves, So Does the Money: How Federal Reform Will Reshape Cannabis Capital & M&A” alongside Joseph Lustberg (Upwise Capital), Mark Goral (Verdant Strategies), and Anthony Coniglio (NewLake Capital Partners), with Scott Greiper (Viridian Capital Advisors) moderating. The panel will examine how potential federal actions—such as rescheduling and expanded banking access—could unlock capital and drive consolidation in the regulated cannabis and hemp sectors.

Safe Harbor Financial (NASDAQ: SHFS) has launched the industry's first Fully Managed Cannabis Banking Program, offering complete operational and compliance outsourcing for financial institutions serving the cannabis industry. The turnkey platform enables banks and credit unions to accept cannabis deposits without expanding internal teams or taking on additional risks.

The program features include complete operational outsourcing, reputational shielding, and improved efficiency ratios. Safe Harbor manages all aspects including BSA/AML compliance, client service, and reporting. The company has processed over $26 billion in cannabis-related deposits across 41 U.S. states and territories since 2015.

Safe Harbor Financial (NASDAQ: SHFS), a leading provider of financial services to the cannabis industry, announced CEO Terry Mendez will speak at the PBC Conference 2025 in Washington, D.C. on September 4, 2025. Mendez will participate in a panel discussion titled "The Business of Cannabis Banking in 2025" alongside other industry experts.

Safe Harbor has demonstrated significant industry presence, having processed over $26 billion in cannabis-related funds across 41 states and territories during its decade of operations. The conference, focused on payments, banking, and compliance in cannabis, will be held at Capital Hilton Hotel on September 3-4, 2025.

Safe Harbor Financial (NASDAQ: SHFS) CEO Terry Mendez will participate as a 'Conscious Capitalist' at Psychedelic Science 2025, the world's largest psychedelic conference. Mendez will serve as a 'Shark' during the Conscious Capitalism Workshop on June 16, 2025, at the Colorado Convention Center. The workshop, dubbed the 'Shark Tank' of PS2025, focuses on mentorship for mission-driven startups in the psychedelic sector. As CEO since early 2025, Mendez brings experience in cannabis and finance, leading Safe Harbor's evolution in providing financial services to cannabis businesses nationwide. The event, hosted by MAPS, brings together entrepreneurs, investors, scientists, and policymakers to discuss psychedelic innovation.

Safe Harbor Financial (NASDAQ: SHFS), a fintech company specializing in financial services for the cannabis industry, announced its participation in the upcoming Benzinga Cannabis Capital Conference from June 8-10, 2025, in Chicago. CEO Terry Mendez will join a panel discussion on financial resilience in the cannabis market, alongside other company executives including Jeffrey Kay, Dominic Marella, and Michael Regan. The panel, scheduled for June 9 at 1:00 p.m. CT, will focus on financial leadership, tax strategy, and capital structure in the volatile cannabis sector. The company will also be available for one-on-one meetings during the conference.