Standard Premium Publishes White Paper Advocating for Expanded Federal Disaster Insurance Coverage

Rhea-AI Summary

Standard Premium Finance Holdings (OTCQX: SPFX) has published a white paper advocating for expanded federal disaster insurance coverage. The paper, titled "The Role of Federal Insurance Programs in Mitigating the Impact of Natural Disasters," was authored by CEO William Koppelmann.

The publication comes amid increasing weather-related disasters and addresses the critical need for enhanced federal insurance programs. The company supports expanding coverage to include wind and fire damage, while highlighting challenges such as insurers withdrawing from markets and raising premiums to unsustainable levels. The paper also emphasizes the importance of risk mitigation strategies and infrastructure investments.

MIAMI, Aug. 26, 2025 (GLOBE NEWSWIRE) -- Standard Premium Finance Holdings, Inc. (OTCQX: SPFX) (Standard Premium), a leading specialty finance company, today announces the release of a white paper, The Role of Federal Insurance Programs in Mitigating the Impact of Natural Disasters. Authored by Standard Premium CEO William Koppelmann, this report is especially timely – given the proliferation of weather-related disasters and provides valuable perspectives on the necessity of federal insurance programs and expanded coverage types.

“Catastrophic flooding in Texas and the approaching hurricane season remind us that our nation’s disaster infrastructure is underprepared and highlight the critical need for more federal disaster insurance coverage,” says William Koppelmann, CEO, Standard Premium. “These insurance programs are indispensable in managing the financial risks of natural disasters, providing essential coverage that helps communities recover and build resilience. Standard Premium supports the expansion of these programs to include wind and fire damage coverage and looks forward to collaborating on opportunities to enhance their effectiveness and ensure better protection for at-risk communities.”

Koppelmann highlights the financial challenges facing federal insurance programs due to the increasing frequency of disasters. He calls upon policymakers to explore strategies for risk mitigation and premium adjustments to ensure sustainability along with investments in resilient infrastructure and land-use planning to reduce the financial burden.

“We’re seeing insurers pull out of markets or raise premiums to unsustainable levels,” continues Koppelmann. “Federal programs offer a safety net—but it’s incomplete and must be expanded to cover all climate-related disaster threats.”

About Standard Premium Finance Holdings, Inc. 

Standard Premium Finance Holdings, Inc. (OTCQX: SPFX), is a specialty finance company which has financed premiums on over $2 Billion of property and casualty insurance policies since 1991. We currently operate in 38 states and are seeking M&A opportunities of synergistic businesses to leverage economies of scale. https://www.standardpremium.com/ 

Cautionary Statement Regarding Forward-Looking Statements
This press release includes "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995 and within the meaning of Section 27a of the Securities Act of 1933, as amended, and Section 21e of the Securities Exchange Act of 1934, as amended with regard to our anticipated future growth and outlook. Our actual results may differ from expectations presented or implied herein and, consequently, you should not rely on these forward-looking statements as predictions of future events. We do not undertake or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement to reflect any change in our expectations or any change in events, conditions or results.

Additional information concerning risk factors relating to our business is contained in Item 1A Risk Factors of our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 10, 2025 which is available on the SEC’s website at www.sec.gov or on the Investor Relations section of our website, standardpremium.com.

Media:
Nicholas Turchiano
CPR Marketing
nturchiano@cpronline.com  
201-641-1911x35

FAQ

What is the main purpose of Standard Premium's (SPFX) new white paper?

The white paper advocates for expanded federal disaster insurance coverage and discusses the role of federal insurance programs in managing natural disaster risks.

Who authored Standard Premium's (SPFX) white paper on federal disaster insurance?

The white paper was authored by Standard Premium CEO William Koppelmann.

What specific expansions to federal insurance coverage does Standard Premium (SPFX) recommend?

Standard Premium recommends expanding federal insurance programs to include wind and fire damage coverage in addition to existing protections.

What challenges does Standard Premium (SPFX) identify in the current insurance market?

The company identifies insurers pulling out of markets and raising premiums to unsustainable levels, while highlighting the need for better risk mitigation and premium adjustments to ensure program sustainability.