Standard Premium Publishes White Paper Advocating for Expanded Federal Disaster Insurance Coverage
Standard Premium Finance Holdings (OTCQX: SPFX) has published a white paper advocating for expanded federal disaster insurance coverage. The paper, titled "The Role of Federal Insurance Programs in Mitigating the Impact of Natural Disasters," was authored by CEO William Koppelmann.
The publication comes amid increasing weather-related disasters and addresses the critical need for enhanced federal insurance programs. The company supports expanding coverage to include wind and fire damage, while highlighting challenges such as insurers withdrawing from markets and raising premiums to unsustainable levels. The paper also emphasizes the importance of risk mitigation strategies and infrastructure investments.
Standard Premium Finance Holdings (OTCQX: SPFX) ha pubblicato un documento tecnico che chiede un ampliamento della copertura federale per i rischi legati ai disastri naturali. Il saggio, intitolato "Il ruolo dei programmi assicurativi federali nella mitigazione dell'impatto dei disastri naturali", è stato scritto dall'amministratore delegato William Koppelmann.
La pubblicazione arriva in un contesto di crescenti eventi meteorologici estremi e sottolinea la necessità urgente di potenziare i programmi assicurativi federali. L'azienda propone di estendere le coperture a danni da vento e incendi, evidenziando al contempo problemi quali il ritiro degli assicuratori dai mercati e l'aumento dei premi a livelli insostenibili. Il documento mette inoltre in rilievo l'importanza di strategie di mitigazione del rischio e di investimenti nelle infrastrutture.
Standard Premium Finance Holdings (OTCQX: SPFX) ha publicado un documento en el que aboga por ampliar la cobertura federal de seguros contra desastres. El informe, titulado "El papel de los programas de seguros federales en la mitigación del impacto de los desastres naturales", fue escrito por el director ejecutivo William Koppelmann.
La publicación se produce en medio del aumento de desastres climáticos y aborda la necesidad crítica de fortalecer los programas de seguros federales. La compañía respalda ampliar la cobertura para incluir daños por viento e incendios, al tiempo que señala desafíos como la retirada de aseguradoras del mercado y el incremento de las primas hasta niveles insostenibles. El documento también subraya la importancia de estrategias de mitigación del riesgo y de inversiones en infraestructura.
Standard Premium Finance Holdings (OTCQX: SPFX)는 연방 재난보험 적용 범위 확대를 촉구하는 백서를 발표했습니다. "자연재해 영향 완화를 위한 연방 보험 프로그램의 역할"이라는 제목의 이 백서는 최고경영자(CEO) 윌리엄 코펠만(William Koppelmann)이 작성했습니다.
이 발간물은 기상 재해가 증가하는 상황에서 나왔으며, 연방 보험 프로그램의 강화가 시급하다는 점을 다루고 있습니다. 회사는 풍해 및 화재 피해를 보장 범위에 포함할 것을 지지하면서 보험사들의 시장 이탈과 보험료의 과도한 인상과 같은 문제를 지적했습니다. 또한 위험 저감 전략과 인프라 투자 필요성도 강조하고 있습니다.
Standard Premium Finance Holdings (OTCQX: SPFX) a publié un livre blanc appelant à un élargissement de la couverture d'assurance fédérale contre les catastrophes. Le document, intitulé « Le rôle des programmes d'assurance fédéraux dans l'atténuation de l'impact des catastrophes naturelles », a été rédigé par le PDG William Koppelmann.
La publication intervient alors que les catastrophes climatiques se multiplient et souligne la nécessité cruciale de renforcer les programmes d'assurance fédéraux. La société préconise d'étendre la couverture aux dommages dus au vent et aux incendies, tout en soulignant des difficultés telles que le retrait d'assureurs du marché et la hausse des primes à des niveaux insoutenables. Le document met également en avant l'importance des stratégies de réduction des risques et des investissements dans les infrastructures.
Standard Premium Finance Holdings (OTCQX: SPFX) hat ein Whitepaper veröffentlicht, in dem eine Ausweitung der bundesstaatlichen Katastrophenversicherung gefordert wird. Das Papier mit dem Titel „Die Rolle staatlicher Versicherungsprogramme bei der Milderung der Folgen von Naturkatastrophen“ wurde von CEO William Koppelmann verfasst.
Die Veröffentlichung erfolgt vor dem Hintergrund zunehmender wetterbedingter Katastrophen und thematisiert den dringenden Bedarf an erweiterten staatlichen Versicherungsprogrammen. Das Unternehmen befürwortet eine Erweiterung der Deckung auf Wind- und Feuerschäden und weist zugleich auf Herausforderungen hin, etwa den Rückzug von Versicherern aus bestimmten Märkten und die Erhöhung der Prämien auf nicht tragbare Niveaus. Das Papier betont außerdem die Bedeutung von Risikominderungsmaßnahmen und Investitionen in die Infrastruktur.
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MIAMI, Aug. 26, 2025 (GLOBE NEWSWIRE) -- Standard Premium Finance Holdings, Inc. (OTCQX: SPFX) (Standard Premium), a leading specialty finance company, today announces the release of a white paper, The Role of Federal Insurance Programs in Mitigating the Impact of Natural Disasters. Authored by Standard Premium CEO William Koppelmann, this report is especially timely – given the proliferation of weather-related disasters and provides valuable perspectives on the necessity of federal insurance programs and expanded coverage types.
“Catastrophic flooding in Texas and the approaching hurricane season remind us that our nation’s disaster infrastructure is underprepared and highlight the critical need for more federal disaster insurance coverage,” says William Koppelmann, CEO, Standard Premium. “These insurance programs are indispensable in managing the financial risks of natural disasters, providing essential coverage that helps communities recover and build resilience. Standard Premium supports the expansion of these programs to include wind and fire damage coverage and looks forward to collaborating on opportunities to enhance their effectiveness and ensure better protection for at-risk communities.”
Koppelmann highlights the financial challenges facing federal insurance programs due to the increasing frequency of disasters. He calls upon policymakers to explore strategies for risk mitigation and premium adjustments to ensure sustainability along with investments in resilient infrastructure and land-use planning to reduce the financial burden.
“We’re seeing insurers pull out of markets or raise premiums to unsustainable levels,” continues Koppelmann. “Federal programs offer a safety net—but it’s incomplete and must be expanded to cover all climate-related disaster threats.”
About Standard Premium Finance Holdings, Inc.
Standard Premium Finance Holdings, Inc. (OTCQX: SPFX), is a specialty finance company which has financed premiums on over
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This press release includes "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995 and within the meaning of Section 27a of the Securities Act of 1933, as amended, and Section 21e of the Securities Exchange Act of 1934, as amended with regard to our anticipated future growth and outlook. Our actual results may differ from expectations presented or implied herein and, consequently, you should not rely on these forward-looking statements as predictions of future events. We do not undertake or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement to reflect any change in our expectations or any change in events, conditions or results.
Additional information concerning risk factors relating to our business is contained in Item 1A Risk Factors of our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 10, 2025 which is available on the SEC’s website at www.sec.gov or on the Investor Relations section of our website, standardpremium.com.
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