Standard Premium Reports Strong Q3 Results Driven by Continued Portfolio Growth and Increased Originations
Standard Premium Finance Holdings (OTCQX: SPFX) reported Q3 results on November 18, 2025 showing portfolio growth, higher originations and revenue increase.
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Rhea-AI Summary
Standard Premium Finance Holdings (OTCQX: SPFX) reported Q3 results on November 18, 2025 showing portfolio growth, higher originations and revenue increase.
Key figures: loan portfolio $73.5M (up 15.2% since Dec 31, 2024), new $115M credit facility with an initial $75M commitment, Q3 revenue +4.6% YOY, Q3 loan originations +$5.1M (+14.2% YOY), Q3 basic EPS $0.08 (diluted $0.07) and ROE 15.54%. Year-to-date net income +16.5% and ROE 17.15%; preferred dividends remain current.
Positive
- Loan portfolio +15.2% since Dec 31, 2024 to $73.5M
- Secured $115M credit facility with $75M initial commitment
- Q3 loan originations +$5.1M (+14.2% YOY)
- Year-to-date net income +16.5%
Negative
- Revenue growth modest at +4.6% YOY in Q3
- Year-to-date loan originations increased only +3.0% ($3.4M)
Details
News Market Reaction – SPFX
On Nov 18, the day this news came out, SPFX closed 18.42% above the previous close.
Data tracked by StockTitan Argus for the Nov 18 session.
AI-generated analysis. How Rhea-AI works. Not financial advice.
MIAMI, Nov. 18, 2025 (GLOBE NEWSWIRE) -- Standard Premium Finance Holdings, Inc. (OTCQX: SPFX) (“Standard Premium”), a leading specialty finance company, today announces financial results for the third quarter ended September 30, 2025, highlighted by persistent loan portfolio expansion, increased loan originations and year-over-year revenue growth.
“Our strong performance this quarter, supported by disciplined portfolio management and the growing demand for premium finance solutions, positions us for continued growth,” says William Koppelmann, CEO, Standard Premium. “The significant expansion of our credit facility in September from
Q3 2025 Highlights
- Loan portfolio surpassed
$73.5 million , an increase of15.2% , since December 31, 2024. - Secured a new
$115 million line of credit, with an initial$75 million commitment from a three-bank syndicate. - Appointed Renee Magness as Senior Account Executive in the Midwest
- Revenue increased
4.6% year-over-year (YOY). - Loan originations rose
$5.1 million , a14.2% YOY increase. - Return-on-equity (ROE):
15.54% . - Basic EPS:
$0.08 ; Diluted EPS:$0.07 .
Q3 2025 Year-to-Date Results
- Loan originations up
$3.4 million , or3.0% . - Net income increased
16.5% . - ROE:
17.15% . - Basic EPS:
$0.26 ; Diluted EPS:$0.21 . - Quarterly preferred dividends were paid timely in November 2025 and remain fully up to date.
“Standard Premium remains focused on expanding its market presence, strengthening relationships with agents and carriers and delivering consistent value to stakeholders as demand for flexible, transparent premium financing options grows nationwide,” adds Brian Krogol, CFO, Standard Premium.
About Standard Premium Finance Holdings, Inc.
Standard Premium Finance Holdings, Inc. (OTCQX: SPFX), is a specialty finance company which has financed premiums on over
Cautionary Statement Regarding Forward-Looking Statements
This press release includes "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995 and within the meaning of Section 27a of the Securities Act of 1933, as amended, and Section 21e of the Securities Exchange Act of 1934, as amended with regard to our anticipated future growth and outlook. Our actual results may differ from expectations presented or implied herein and, consequently, you should not rely on these forward-looking statements as predictions of future events. We do not undertake or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement to reflect any change in our expectations or any change in events, conditions or results.
Additional information concerning risk factors relating to our business is contained in Item 1A Risk Factors of our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 10, 2025 which is available on the SEC’s website at www.sec.gov or on the Investor Relations section of our website, standardpremium.com.
Media:
Nicholas Turchiano
CPR Marketing
nturchiano@cpronline.com
201-641-1911x35
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