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Starwood Property Trust Reports Results for Quarter Ended March 31, 2026

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Starwood Property Trust (NYSE: STWD) reported Q1 2026 results on May 8, 2026: GAAP net income $51.9M (GAAP EPS $0.13) and Distributable Earnings $147.3M (DE per diluted share $0.39). The company invested $2.5B in the quarter and $1.5B post-quarter, with $4.0B invested year‑to‑date. Starwood manages a portfolio of over $31B and has deployed more than $117B since inception. The board maintained a long-standing dividend of $0.48 per share. The company completed its seventh infrastructure CLO, refinanced an ABS at lower cost, and closed a net-lease warehouse facility after quarter-end.

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AI-generated analysis. Not financial advice.

Positive

  • Distributable Earnings $147.3M (DE per diluted share $0.39)
  • GAAP net income $51.9M (GAAP EPS $0.13)
  • Invested $2.5B in Q1 2026 and $1.5B subsequent to quarter-end
  • Portfolio AUM over $31B; $117B deployed since inception
  • Completed seventh infrastructure CLO at record tight credit spread

Negative

  • GAAP EPS $0.13 materially below DE $0.39 per share
  • Distributable Earnings is a non-GAAP measure and may not be comparable

News Market Reaction – STWD

-1.66%
1 alert
-1.66% News Effect

On the day this news was published, STWD declined 1.66%, reflecting a mild negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

GAAP EPS: $0.13 Distributable EPS: $0.39 Net income: $51.9 million +5 more
8 metrics
GAAP EPS $0.13 1Q26 diluted EPS from 10-Q and earnings release
Distributable EPS $0.39 1Q26 Distributable Earnings per diluted share
Net income $51.9 million 1Q26 GAAP net income, down from $112.3M prior year
Distributable Earnings $147.3 million 1Q26 non-GAAP Distributable Earnings from 8-K
Total revenues $512.5 million 1Q26 revenues vs $418.2M prior year from 10-Q
Quarterly investments $2.5 billion Capital invested during 1Q26 across portfolio
Post-quarter investments $1.5 billion Capital invested after quarter end, year-to-date activity
Dividend per share $0.48 Quarterly dividend maintained for over a decade

Market Reality Check

Price: $17.16 Vol: Volume 3,763,718 vs 20-da...
high vol
$17.16 Last Close
Volume Volume 3,763,718 vs 20-day average 2,449,277 (relative volume 1.54x) ahead of the earnings release. high
Technical Shares at $18.05 are trading slightly below the $18.60 200-day MA, and about 14.25% under the 52-week high.

Peers on Argus

STWD fell 1.53% with peers also down: RITM -0.61%, AGNC -0.51%, BXMT -1.14%, ABR...

STWD fell 1.53% with peers also down: RITM -0.61%, AGNC -0.51%, BXMT -1.14%, ABR -1.27%, suggesting broader weakness across mortgage REITs.

Historical Context

5 past events · Latest: Apr 16 (Neutral)
Pattern 5 events
Date Event Sentiment Move Catalyst
Apr 16 Earnings call date Neutral +1.1% Set timing for releasing 1Q26 results and hosting conference call.
Mar 13 Dividend declaration Positive +0.4% Declared quarterly $0.48 dividend for 1Q26 to shareholders of record.
Feb 26 Share repurchase Positive +2.1% Authorized $400 million program to repurchase stock and convertible notes.
Feb 25 Earnings results Positive +0.2% Reported 4Q25 and 2025 EPS, strong investment activity and steady dividend.
Feb 02 Leadership change Neutral -0.6% Appointed new Head of U.S. Asset Management at Starwood Capital affiliate.
Pattern Detected

Recent corporate actions and earnings updates have generally seen modestly positive price reactions, especially around dividends and buybacks.

Recent Company History

Over the last few months, Starwood Property Trust announced an earnings call date on Apr 16, 2026, a steady $0.48 dividend for 1Q26, and a $400 million share repurchase authorization. It also reported 4Q25 and full-year 2025 results with continued portfolio growth and liquidity, plus a senior management appointment at Starwood Capital. Today’s 1Q26 results follow this pattern of consistent capital returns and active balance sheet management.

Market Pulse Summary

This announcement reported 1Q26 GAAP EPS of $0.13 and Distributable Earnings of $0.39 per share, alo...
Analysis

This announcement reported 1Q26 GAAP EPS of $0.13 and Distributable Earnings of $0.39 per share, alongside revenue growth to $512.5 million. Starwood highlighted active deployment of $2.5 billion during the quarter and $1.5 billion after, plus a long‑standing $0.48 dividend and recognition as 2025 Mortgage REIT of the Year. Investors may watch future profitability, capital deployment pace, and balance sheet leverage in upcoming quarters.

Key Terms

GAAP, Distributable Earnings, mortgage REIT, CLO, +1 more
5 terms
GAAP financial
"Quarterly GAAP Earnings of $0.13 and Distributable Earnings (DE)..."
GAAP, or Generally Accepted Accounting Principles, are a set of standardized rules and guidelines that companies follow when preparing their financial statements. They ensure consistency, transparency, and comparability across different companies, making it easier for investors to understand and compare financial information accurately. This helps investors make informed decisions based on trustworthy and uniform financial reports.
Distributable Earnings financial
"Quarterly GAAP Earnings of $0.13 and Distributable Earnings (DE) of $0.39..."
Distributable earnings are the portion of a company’s reported profits that management determines is safe to pay out to shareholders after accounting for cash needs, required reserves, and non-cash bookkeeping items. Think of it like the money left in your household budget after paying bills and putting aside savings — it shows what can realistically be handed out as dividends or distributions and helps investors judge how sustainable and reliable future payouts may be.
mortgage REIT financial
"Awarded 2025 Mortgage REIT of the Year by PERE Credit"
A mortgage REIT is a company that pools money from investors to buy mortgages or mortgage-backed securities and funds those purchases by borrowing or issuing shares; it earns profit from the difference between what it collects on loans and what it pays to borrow. Think of it like a specialized lending business that pays out most of its earnings as dividends, so investors get regular income but also face higher sensitivity to interest rates, credit problems, and changes in the housing market.
CLO financial
"completed our seventh infrastructure CLO at a record tight credit spread"
A CLO (Collateralized Loan Obligation) is a financial vehicle that pools many corporate loans and sells slices of that pool to investors, with each slice carrying a different mix of risk and return—think of it as a loan-based fund cut into safe and risky pieces. It matters to investors because CLOs can offer higher yields than traditional bonds but expose buyers to borrowers’ defaults and changes in interest rates, so understanding which slice you own is key to gauging potential reward and loss.
ABS financial
"refinanced an existing ABS transaction at meaningfully lower cost"
Asset-backed securities (ABS) are financial instruments that bundle many individual loans or receivables—such as car loans, credit-card balances or equipment leases—and sell slices of the bundle to investors. Like slicing a loaf of bread into pieces to share, ABS let investors buy a portion of the cash flows from many borrowers, so their credit quality, payment speed and default rates directly affect the income, risk and liquidity investors receive.

AI-generated analysis. Not financial advice.

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– Quarterly GAAP Earnings of $0.13 and Distributable Earnings (DE) of $0.39 per Diluted Share –

– Invested $2.5 Billion in the Quarter and $1.5 Billion After Quarter End –

  Dividend of $0.48 per Share for Over a Decade –

– Awarded 2025 Mortgage REIT of the Year by PERE Credit –

MIAMI BEACH, Fla., May 8, 2026 /PRNewswire/ -- Starwood Property Trust, Inc. (NYSE: STWD) today announced operating results for the fiscal quarter ended March 31, 2026. The Company delivered first quarter GAAP net income of $51.9 million, and Distributable Earnings (a non-GAAP financial measure) was $147.3 million.

"In a period of broad global volatility, we believe real estate and infrastructure credit is an attractive and relatively stable place to invest capital," said Barry Sternlicht, Chairman and CEO of Starwood Property Trust. "To that point, we remain active with $4.0 billion invested across our diversified portfolio year to date. As we move through 2026, we are focused on growing our earnings through disciplined origination, continued balance sheet optimization, and the best returning resolution of what we refer to as legacy assets."

"Starwood Property Trust's access to capital across multiple markets remains a defining advantage of our platform," added Jeffrey DiModica, President of Starwood Property Trust. "During the quarter, we completed our seventh infrastructure CLO at a record tight credit spread, refinanced an existing ABS transaction at meaningfully lower cost, and, subsequent to quarter-end, closed a new net lease warehouse facility at attractive terms. Our proven ability to optimize the right side of our balance sheet has allowed us to continuously invest across cylinders regardless of market environment."

Supplemental Schedules

The Company has published supplemental earnings schedules on its website in order to provide additional disclosure and financial information for the benefit of the Company's stakeholders.  Specifically, these materials can be found on the Company's website in the Investor Relations section under "Quarterly Results" at www.starwoodpropertytrust.com

Webcast and Conference Call Information

The Company will host a live webcast and conference call on Friday, May 8, 2026, at 10:00 a.m. Eastern Time.  To listen to a live broadcast, access the site at least 15 minutes prior to the scheduled start time in order to register, download and install any necessary audio software. The webcast is available at www.starwoodpropertytrust.com in the Investor Relations section of the website.  The Company encourages use of the webcast due to potential extended wait times to access the conference call via dial-in. 

To Participate via Telephone Conference Call:

Dial in at least 15 minutes prior to start time.
Domestic:  1-877-407-9039
International:  1-201-689-8470

Conference Call Playback:

Domestic:  1-844-512-2921
International:  1-412-317-6671
Passcode:  13758022

The playback can be accessed through May 22, 2026.

About Starwood Property Trust, Inc.

Starwood Property Trust (NYSE: STWD), an affiliate of global private investment firm Starwood Capital Group, is a leading diversified finance company with a core focus on the real estate and infrastructure sectors. As of March 31, 2026, the Company has successfully deployed over $117 billion of capital since inception and manages a portfolio of over $31 billion across debt and equity investments. Starwood Property Trust's investment objective is to generate attractive and stable returns for shareholders, primarily through dividends, by leveraging a premiere global organization to identify and execute on the best risk adjusted returning investments across its target assets. Additional information can be found at www.starwoodpropertytrust.com

Forward-Looking Statements

Statements in this press release which are not historical fact may be deemed forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.  Forward-looking statements are developed by combining currently available information with our beliefs and assumptions and are generally identified by the words "believe," "expect," "anticipate" and other similar expressions.  Although Starwood Property Trust, Inc. believes the expectations reflected in any forward-looking statements are based on reasonable assumptions, it can give no assurance that its expectations will be attained.  Factors that could cause actual results to differ materially from the Company's expectations include, but are not limited to, completion of pending investments and financings, continued ability to acquire additional investments, competition within the finance and real estate industries, availability of financing, and other risks detailed under the heading "Risk Factors" in the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2025, as well as other risks and uncertainties set forth from time to time in the Company's reports filed with the SEC, including its Quarterly Report on Form 10-Q for the quarter ended March 31, 2026.

In light of these risks and uncertainties, there can be no assurances that the results referred to in the forward-looking statements contained herein will in fact occur.  Except to the extent required by applicable law or regulation, we undertake no obligation to, and expressly disclaim any such obligation to, update or revise any forward-looking statements to reflect changed assumptions, the occurrence of anticipated or unanticipated events, changes to future results over time or otherwise.

Additional information can be found on the Company's website at www.starwoodpropertytrust.com

Contact:
Zachary Tanenbaum
Starwood Property Trust
Phone: 203-422-7788
Email: ztanenbaum@starwood.com 

Starwood Property Trust, Inc. and Subsidiaries
Condensed Consolidated Statement of Operations by Segment
For the three months ended March 31, 2026
(Amounts in thousands)



Commercial and

Residential

Lending

Segment


Infrastructure

Lending

Segment


Property

Segment


Investing

and Servicing

Segment


Corporate


Subtotal


Securitization

VIEs


Total

Revenues:
















Interest income from loans

$               310,314


$       61,438


$        —


$       2,059


$        —


$  373,811


$           —


$  373,811

Interest income from investment securities

15,637


384



23,933



39,954


(34,516)


5,438

Servicing fees

112




51,619



51,731


(3,711)


48,020

Rental income

16,305



60,843


2,823



79,971



79,971

Other revenues

2,213


1,473


457


403


670


5,216



5,216

Total revenues

344,581


63,295


61,300


80,837


670


550,683


(38,227)


512,456

Costs and expenses:
















Management fees

32





36,150


36,182



36,182

Interest expense

154,923


36,696


27,951


6,826


102,654


329,050


(144)


328,906

General and administrative

16,792


5,918


8,868


21,928


4,827


58,333



58,333

Costs of rental operations

13,216



7,260


2,658



23,134



23,134

Depreciation and amortization

4,237


10


28,078


1,150


251


33,726



33,726

Credit loss provision (reversal), net

586


(963)





(377)



(377)

Other expense

77


112


72


140



401



401

Total costs and expenses

189,863


41,773


72,229


32,702


143,882


480,449


(144)


480,305

Other income (loss):
















Change in net assets related to consolidated VIEs







32,502


32,502

Change in fair value of servicing rights




1,004



1,004


(1,541)


(537)

Change in fair value of investment securities, net

451




(7,921)



(7,470)


7,559


89

Change in fair value of mortgage loans, net

(20,980)




8,312



(12,668)



(12,668)

Income from affordable housing fund investments



12,464




12,464



12,464

Earnings (loss) from unconsolidated entities


843



412



1,255


(437)


818

Gain on sale of investments and other assets, net

210



469




679



679

Gain (loss) on derivative financial instruments, net

16,363


89


2,276


242


(21,433)


(2,463)



(2,463)

Foreign currency (loss) gain, net

(6,115)



25




(6,090)



(6,090)

Loss on extinguishment of debt


(31)


(304)




(335)



(335)

Other (loss) income, net

(2,875)


51


(309)




(3,133)



(3,133)

Total other income (loss)

(12,946)


952


14,621


2,049


(21,433)


(16,757)


38,083


21,326

Income (loss) before income taxes

141,772


22,474


3,692


50,184


(164,645)


53,477



53,477

Income tax benefit (provision)

11,728


(50)


17


(7,750)



3,945



3,945

Net income (loss)

153,500


22,424


3,709


42,434


(164,645)


57,422



57,422

Net (income) loss  attributable to non-controlling interests

(3)



(6,827)


1,286



(5,544)



(5,544)

Net income (loss) attributable to Starwood Property Trust, Inc.

$               153,497


$       22,424


$    (3,118)


$      43,720


$  (164,645)


$   51,878


$           —


$   51,878

Definition of Distributable Earnings

Distributable Earnings, a non-GAAP financial measure, is used to compute the Company's incentive fees to its external manager and is an appropriate supplemental disclosure for a mortgage REIT.  For the Company's purposes, Distributable Earnings is defined as GAAP net income (loss) excluding non-cash equity compensation expense, the incentive fee due to the Company's external manager, acquisition costs for successful acquisitions, depreciation and amortization of real estate and associated intangibles, any unrealized gains, losses or other non-cash items recorded in net income (loss) for the period and, to the extent deducted from net income (loss), distributions payable with respect to equity securities of subsidiaries issued in exchange for properties or interests therein.  The amount is adjusted to exclude one-time events pursuant to changes in GAAP and certain other non-cash adjustments as determined by the Company's external manager and approved by a majority of the Company's independent directors.  Refer to the Company's Quarterly Report on Form 10-Q for the quarter ended March 31, 2026 for additional information regarding Distributable Earnings.

Reconciliation of Net Income to Distributable Earnings
For the three months ended March 31, 2026
(Amounts in thousands except per share data)



Commercial and

Residential

Lending

Segment


Infrastructure

Lending

Segment


Property

Segment


Investing

and Servicing

Segment


Corporate


Total

Net income (loss) attributable to Starwood Property Trust, Inc.

$           153,497


$             22,424


$            (3,118)


$            43,720


$          (164,645)


$             51,878

Add / (Deduct):












Non-controlling interests attributable to Woodstar II Class A Units



4,629




4,629

Non-controlling interests attributable to unrealized gains/losses



(1,307)


(4,745)



(6,052)

Non-cash equity compensation expense

3,084


752


1,995


1,425


6,738


13,994

Management incentive fee





5,567


5,567

Depreciation and amortization

4,273



28,574


1,192



34,039

Straight-line rent adjustment



(1,649)


114



(1,535)

Interest income adjustment for loans and securities

5,074




5,376



10,450

Consolidated income tax (benefit) provision associated with fair value adjustments

(11,728)


50


(17)


7,750



(3,945)

Other non-cash items

2



(82)


(406)



(486)

Reversal of GAAP unrealized and realized (gains) / losses on:












Loans

20,980




(8,312)



12,668

Credit loss provision (reversal), net

586


(963)





(377)

Securities

(451)




7,921



7,470

Woodstar Fund investments



(12,464)




(12,464)

Derivatives

(16,363)


(89)


(2,276)


(242)


21,433


2,463

Foreign currency

6,115



(25)




6,090

Earnings from unconsolidated entities


(843)



(412)



(1,255)

Sales of properties

(324)



(469)




(793)

Recognition of Distributable realized gains / (losses) on:












Loans

(368)




8,558



8,190

Securities

(86)




(5,254)



(5,340)

Woodstar Fund investments



18,821




18,821

Derivatives

12,635


31


(3,089)


276


(2,817)


7,036

Foreign currency

139



25




164

Earnings from unconsolidated entities


511



436



947

Sales of properties

(4,785)



(100)




(4,885)

Distributable Earnings (Loss)

$           172,280


$             21,873


$            29,448


$            57,397


$          (133,724)


$            147,274

Distributable Earnings (Loss) per Weighted Average Diluted Share

$              0.45


$               0.06


$              0.08


$              0.15


$             (0.35)


$               0.39

 

Starwood Property Trust, Inc. and Subsidiaries
Condensed Consolidated Balance Sheet by Segment
As of March 31, 2026
(Amounts in thousands)



Commercial and

Residential

Lending

Segment


Infrastructure

Lending

Segment


Property

Segment


Investing

and Servicing

Segment


Corporate


Subtotal


Securitization

VIEs


Total

Assets:
















Cash and cash equivalents

$        44,239


$      125,331


$       33,521


$        6,001


$       81,193


$      290,285


$          —


$      290,285

Restricted cash

322,650


22,909


3,085


412


26,721


375,777



375,777

Loans held-for-investment, net

16,214,754


3,066,806





19,281,560



19,281,560

Loans held-for-sale

2,218,429




104,511



2,322,940



2,322,940

Investment securities

639,401


30,301



1,236,128



1,905,830


(1,597,627)


308,203

Properties, net

1,039,257



2,778,893


40,984



3,859,134



3,859,134

Investments of consolidated affordable housing fund



1,729,433




1,729,433



1,729,433

Investments in unconsolidated entities

8,514


58,840



33,316



100,670


(15,112)


85,558

Goodwill


119,409



140,437



259,846



259,846

Intangible assets, net

2,670



392,643


70,136



465,449


(38,794)


426,655

Derivative assets

24,074




219


7,958


32,251



32,251

Accrued interest receivable

168,183


8,160



218


847


177,408



177,408

Other assets

329,455


42,273


131,023


(15,547)


51,262


538,466



538,466

VIE assets, at fair value







32,399,812


32,399,812

Total Assets

$    21,011,626


$    3,474,029


$    5,068,598


$    1,616,815


$      167,981


$   31,339,049


$   30,748,279


$   62,087,328

Liabilities and Equity
















Liabilities:
















Accounts payable, accrued expenses and other liabilities

$       207,080


$       36,017


$      117,476


$       38,940


$      137,872


$      537,385


$          —


$      537,385

Related-party payable





33,708


33,708



33,708

Dividends payable





180,900


180,900



180,900

Derivative liabilities

63,970





15,460


79,430



79,430

Secured financing agreements, net

9,846,525


587,374


533,953


596,988


2,224,516


13,789,356


(19,780)


13,769,576

Securitized financing, net

1,874,602


1,809,126


1,398,169




5,081,897



5,081,897

Unsecured senior notes, net





4,287,646


4,287,646



4,287,646

VIE liabilities, at fair value







30,768,059


30,768,059

Total Liabilities

11,992,177


2,432,517


2,049,598


635,928


6,880,102


23,990,322


30,748,279


54,738,601

Temporary Equity: Redeemable non-controlling interests



357,487




357,487



357,487

Permanent Equity:
















Starwood Property Trust, Inc. Stockholders' Equity:
















Common stock





3,793


3,793



3,793

Additional paid-in capital

2,122,871


665,085


381,367


(941,857)


4,747,155


6,974,621



6,974,621

Treasury stock





(157,958)


(157,958)



(157,958)

Retained earnings (accumulated deficit)

6,885,579


376,427


2,074,321


1,802,916


(11,305,111)


(165,868)



(165,868)

Accumulated other comprehensive income

10,881






10,881



10,881

Total Starwood Property Trust, Inc. Stockholders' Equity

9,019,331


1,041,512


2,455,688


861,059


(6,712,121)


6,665,469



6,665,469

Non-controlling interests in consolidated subsidiaries

118



205,825


119,828



325,771



325,771

Total Permanent Equity

9,019,449


1,041,512


2,661,513


980,887


(6,712,121)


6,991,240



6,991,240

Total Liabilities and Equity

$    21,011,626


$    3,474,029


$    5,068,598


$    1,616,815


$      167,981


$   31,339,049


$   30,748,279


$   62,087,328

 

Cision View original content:https://www.prnewswire.com/news-releases/starwood-property-trust-reports-results-for-quarter-ended-march-31-2026-302766619.html

SOURCE Starwood Property Trust, Inc.

FAQ

What were Starwood Property Trust (STWD) Q1 2026 earnings per share and distributable earnings?

GAAP EPS was $0.13 per diluted share; DE was $0.39 per diluted share. According to the company, GAAP net income was $51.9M and Distributable Earnings totaled $147.3M for the quarter.

How much did STWD invest during and after the quarter ended March 31, 2026?

The company invested $2.5B during Q1 2026 and $1.5B after quarter-end. According to the company, total year-to-date invested capital stands at $4.0B.

What portfolio size and cumulative deployment did Starwood Property Trust report as of March 31, 2026?

Starwood reported managing a portfolio of over $31B and having deployed more than $117B since inception. According to the company, those figures reflect consolidated debt and equity investments.

Will STWD continue paying its dividend and what is the current dividend per share?

The company continues a long-standing dividend of $0.48 per share. According to the company, the dividend has been maintained at that level for over a decade.

What financing and capital markets actions did STWD complete in Q1 2026?

STWD completed its seventh infrastructure CLO, refinanced an ABS at lower cost, and closed a net-lease warehouse facility after quarter-end. According to the company, these actions optimized balance-sheet funding costs and enabled continued investing.