Synchrony Reports Second Quarter 2026 Results

Rhea-AI Summary

Synchrony Financial (NYSE: SYF) reported its second quarter 2026 results for the fiscal year ending June 30, 2026, with the earnings release and presentation available on its investor relations website. Management will host an earnings conference call and audio webcast on July 21, 2026 at 8:00 a.m. Eastern Time.

The Board of Directors declared a quarterly cash dividend of $0.34 per common share, payable on August 17, 2026 to shareholders of record as of August 5, 2026. The Board also declared quarterly dividends on the 5.625% Series A, 8.250% Series B and 7.250% Series C preferred stock.

According to the company, dividends are approximately $14.06 per Series A share (or $0.351563 per depositary share, each 1/40th interest), $20.63 per Series B share (or $0.515625 per 1/40th depositary share) and $1,409.72 per Series C share (or $14.09722 per 1/100th depositary share), payable on August 17, 2026 to holders of record on August 5, 2026.

Positive

• Quarterly common dividend declared $0.34 per share, payable August 17, 2026
• Preferred stock dividends approved Series A $14.06, Series B $20.63, Series C $1,409.72 per share

Negative

• None.

Market Context

The earnings-tag record shows an average move of 0.45% across four events. That history places the q...

Analysis

The earnings-tag record shows an average move of 0.45% across four events. That history places the quarterly dividend announcement in a mixed precedent set; recent insider activity was classified as Net Selling.

Key Figures

Common dividend: $0.34 per share Common dividend payment date: August 17, 2026 Preferred stock rates: 5.625%, 8.250%, and 7.250% +5 more

8 metrics

Common dividend $0.34 per share Quarterly dividend

Common dividend payment date August 17, 2026 Holders of common stock of record on August 5, 2026

Preferred stock rates 5.625%, 8.250%, and 7.250% Series A, Series B, and Series C preferred stock

Series A preferred dividend Approximately $14.06 per share; $0.351563 per depositary share Quarterly dividend

Series B preferred dividend Approximately $20.63 per share; $0.515625 per depositary share Quarterly dividend

Series C preferred dividend Approximately $1,409.72 per share; $14.09722 per depositary share Quarterly dividend

Series A and B representation 1/40th interest Each depositary share represents an interest in one preferred share

Series C representation 1/100th interest Each depositary share represents an interest in one preferred share

Previous Earnings Reports

4 past events · Latest: Apr 21 (Positive)

Same Type Pattern 4 events

Date	Event	Sentiment	24h Move	Catalyst
Apr 21	Q1 earnings	Positive	-1.2%	Dividend increase and $6.5 billion share repurchase authorization accompanied quarterly results
Feb 19	Q4 earnings	Positive	+1.5%	Revenue growth, margin expansion, positive cash flow, and 2026 revenue guidance
Jan 28	Q4 earnings	Neutral	-4.6%	Quarterly results release and scheduled management discussion of business outlook
Oct 16	Q3 earnings	Neutral	+6.1%	Quarterly results release and scheduled management discussion of business outlook

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Tag-specific earnings reactions were mixed, ranging from -4.58% to +6.06%, with an average move of 0.45%.

Key Terms

depositary shares, non-cumulative perpetual preferred stock, fixed rate reset

3 terms

depositary shares financial

"Each outstanding share of the Series A Preferred Stock and Series B Preferred Stock is represented by depositary shares"

Depositary shares are tradable certificates that represent a fractional piece of a larger security held by a third-party bank, like owning a slice of a single big pie instead of the whole pie. They let companies issue and investors buy smaller, more affordable portions of preferred stock or other instruments; holders usually receive proportional dividends and market pricing similar to ordinary shares, but may have limited voting rights and different liquidity or tax implications, which can affect income and resale value.

non-cumulative perpetual preferred stock financial

"Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A"

Non-cumulative perpetual preferred stock is a type of investment that pays a fixed dividend forever, without a set end date. If the company skips some dividends in a year, you don’t get that money later, and it’s gone forever. It matters because investors get regular income but may miss out if the company faces financial trouble.

fixed rate reset financial

"8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock"

A fixed rate reset is a feature in some bonds or preferred shares where the interest or dividend rate is periodically recalculated and then fixed for the next term according to a pre-set reference (for example, a market rate) plus a set extra amount. It matters to investors because it changes the security’s future income and interest-rate sensitivity—like a thermostat that is reprogrammed at intervals so your heating cost adjusts in steps to current conditions rather than staying completely fixed or constantly changing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Company Announces Quarterly Common Stock Dividend of $0.34 Per Share

STAMFORD, Conn., July 21, 2026 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its second quarter 2026 results for the fiscal year ending June 30, 2026. The earnings news release and presentation can be found on the company's Investor Relations website at https://investors.synchrony.com/financial-information/financial-results.

Today at 8:00 a.m. Eastern Time, Brian Doubles, President and Chief Executive Officer, and Brian Wenzel Sr., Executive Vice President and Chief Financial Officer, will host a conference call to review the financial results and outlook for certain business drivers. The conference call can be accessed via an audio webcast through the investor relations website at www.investors.synchrony.com, under Events and Presentations. A replay will also be available on the website. 

The Company also announced that its Board of Directors (the "Board") declared a quarterly cash dividend of $0.34 per share of common stock. The dividend is payable on August 17, 2026 to holders of record at the close of business on August 5, 2026. The Board also declared a quarterly cash dividend on the outstanding shares of its 5.625% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A (the "Series A Preferred Stock"), 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (the "Series B Preferred Stock") and 7.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (the "Series C Preferred Stock"). Each outstanding share of the Series A Preferred Stock and Series B Preferred Stock is represented by depositary shares, each representing a 1/40th interest in a share. Each outstanding share of the Series C Preferred Stock is represented by depositary shares, each representing a 1/100th interest in a share. The dividends of approximately $14.06 per share on the Series A Preferred Stock (equivalent to $0.351563 per outstanding depositary share), approximately $20.63 per share on the Series B Preferred Stock (equivalent to $0.515625 per outstanding depositary share) and approximately $1,409.72 per share on the Series C Preferred Stock (equivalent to $14.09722 per outstanding depositary share) are payable on August 17, 2026 to holders of record at the close of business on August 5, 2026.

About Synchrony 
Synchrony (NYSE: SYF) is a leading consumer financing company that has been at the heart of American commerce and opportunity for nearly a century. Synchrony delivers credit and banking products that empower tens of millions of consumers to improve their financial lives and access what matters most. Leveraging innovative solutions that are shaping the future of retail commerce, Synchrony supports the growth and success of some of the nation's most respected brands, alongside hundreds of thousands of small and midsize businesses, including health and wellness providers. Committed to excellence in service and culture, Synchrony is honored to be ranked the #1 Best Company to Work For® in the U.S. by Fortune magazine and Great Place to Work®. For more information, visit www.synchrony.com.

Contacts 
Investor Relations: 
Kathryn Miller 
(203) 585-6291 
kathryn.miller@syf.com 

Media Relations: 
Tyler Allen
(551) 370-2902
tyler.allen@syf.com

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SOURCE Synchrony Financial

FAQ

What quarterly dividend did Synchrony (SYF) declare for common shareholders in Q2 2026?

Synchrony declared a quarterly cash dividend of $0.34 per common share. According to the company, it will be paid on August 17, 2026, to shareholders of record at the close of business on August 5, 2026.

When will Synchrony (SYF) pay its Q2 2026 common stock dividend?

Synchrony will pay its Q2 2026 common stock dividend on August 17, 2026. According to the company, shareholders must be on record by the close of business on August 5, 2026 to receive the $0.34 per share dividend.

What preferred stock dividends did Synchrony (SYF) announce for Series A, B, and C in 2026?

Synchrony announced quarterly dividends of $14.06 per Series A share, $20.63 per Series B share, and $1,409.72 per Series C share. According to the company, each corresponds to specific depositary share amounts, all payable August 17, 2026 to holders of record August 5, 2026.

How are Synchrony (SYF) preferred stock depositary shares structured for Series A, B, and C?

Each Series A and B preferred share is represented by 1/40th per depositary share, while each Series C share is represented by 1/100th. According to the company, dividend equivalents per depositary share are $0.351563, $0.515625, and $14.09722 for Series A, B, and C respectively.

When is Synchrony’s (SYF) Q2 2026 earnings conference call and how can investors access it?

Synchrony’s Q2 2026 earnings conference call is at 8:00 a.m. Eastern Time on July 21, 2026. According to the company, investors can access a live audio webcast and replay via the investor relations website under Events and Presentations.

Where can investors find Synchrony’s (SYF) Q2 2026 earnings release and presentation?

Investors can access the Q2 2026 earnings release and presentation on Synchrony’s Investor Relations website. According to the company, the materials are posted under the financial information and financial results section for review alongside the scheduled conference call.