TD Bank Streamlines Regional Structure to Accelerate Growth and Strengthen Market Alignment

The new four-region model consolidates leadership and operations to enhance operating model, client delivery and accelerate execution across the footprint

MOUNT LAUREL, N.J.--(BUSINESS WIRE)-- TD Bank, America’s Most Convenient Bank^®, today announced that the bank will consolidate its Mid-South Metro segment into two newly defined regions, the Mid-Atlantic Metro and Southeast Metro, effective immediately. By integrating teams into these established regions, the bank can unify service models, accelerate decision-making, and deepen access to expertise that supports clients and communities where they need it most.

The realignment also creates more opportunities for collaboration — by combining strengths within two well-established regions, colleagues gain access to broader seasoned peer networks, specialized product knowledge and more integrated support that reinforce the bank's One TD operating model. The structure also places additional leadership support and resources in the markets these teams serve each day. Regional President Rob Curley, a 36-year TD Bank veteran, will lead the Mid-Atlantic Metro, and the Southeast Metro will be led by Regional President Nick Miceli, who brings 28 years of experience with the bank. Their decades of experience provide a strong foundation for the regions' continued momentum.

"This new regional structure strengthens our commitment to the communities we serve," said Andy Bregenzer, Head of Regional and Small Business Banking, TD Bank. "By empowering local teams with greater resources and decision-making authority, we're positioning ourselves to respond more quickly, support local growth more effectively, and build even deeper relationships with our clients and community."

The Mid-Atlantic Metro, under Curley’s leadership, will include Pennsylvania, New Jersey, Delaware, Maryland, Washington, D.C. and Virginia. The Southeast Metro, led by Miceli, will serve North Carolina through Florida. Existing leadership within these areas, including the Carolinas, will remain in place, ensuring continuity for customers.

“Our stores and the experience we create are at the heart of how TD shows up for our clients and communities. This realignment builds on that foundation by bringing teams closer to the resources and expertise that provide that support every day,” said Allison Robinson, Head of Retail Distribution, TD Bank. “Through that combined strength, we can deliver a more consistent and connected experience for those we serve.”

TD Bank remains committed to supporting the communities it serves by ensuring teams have the expertise and resources needed to meet customer needs across every market. The realignment reinforces that commitment by helping the bank stay closely connected and continue delivering an exceptional client experience across its footprint.

About TD Bank, America's Most Convenient Bank^®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S. by assets, providing over 10 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth^®. TD Bank is headquartered in Mount Laurel, N.J. To learn more, visit www.td.com/us. Find TD Bank on Facebook at www.facebook.com/TDBank and on Instagram at www.instagram.com/TDBank_US/.

TD Bank is a subsidiary of The Toronto-Dominion Bank, a top 10 North American bank. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com/us.

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Media Contact:

Rebecca Shpektor

TD Bank

Communications Manager II

Rebecca.Shpektor@td.com

Source: TD Bank