TransUnion Stock Price, News & Analysis

TransUnion (NYSE:TRU) reported significant increases in insurance shopping activity during Q2 2025, with auto insurance shopping up 18% and home insurance shopping rising 9% year-over-year. The company's research revealed that 42% of auto insurance shoppers switched insurers in the past 18 months, with a quarter of recent switchers being previously loyal customers of over 6 years.

Insurance carriers have responded by increasing marketing spend by 23% year-over-year across multiple channels. A TransUnion case study demonstrated that clean data management led to $1 million in reduced direct mail costs and nearly $5 million in additional revenue for one carrier. The company's research also showed that using just two characteristics in audience targeting can increase return on ad spend by up to 3.6x.

TransUnion (NYSE: TRU) has announced a quarterly cash dividend of $0.115 per share for the second quarter of 2025. The dividend will be distributed to shareholders of record as of August 22, 2025, with the payment scheduled for September 8, 2025.

TransUnion (NYSE:TRU) has released new research revealing that 18 million auto loan borrowers in the U.S. could benefit from refinancing their loans. These "in-the-money" borrowers currently have rates above prevailing market APRs, with over half having estimated APRs exceeding 10%.

While average monthly savings from auto refinancing decreased from $107 in 2021 to $90 in 2024, the analysis shows that a 25-basis point rate cut could increase eligible borrowers to 20 million, while a 100-basis point reduction could add another 6.5 million borrowers.

The study also found that refinanced auto loans demonstrate superior performance compared to original purchase loans, with refinance borrowers showing 170 basis points lower delinquency rates at the 12-month mark, and even better performance in the near prime segment with a 320 basis point advantage.

TransUnion (NYSE: TRU) reported strong Q2 2025 financial results, exceeding guidance across key metrics. The company achieved total revenue of $1.14 billion, representing a 10% increase year-over-year. Net income rose to $110 million ($0.56 per diluted share) from $85 million ($0.44 per share) in Q2 2024.

The company's U.S. Markets segment led growth with a 10% revenue increase, driven by Financial Services at 17% growth. International operations grew 6% on an organic constant currency basis. Based on strong performance, TransUnion raised its 2025 guidance, now expecting 6-7% revenue growth for the year. The company's leverage ratio improved to 2.8x, and it repurchased $47 million in shares through mid-July.

equipifi has announced its annual BNPL Summit: Insights and Innovation in Buy Now, Pay Later, scheduled for August 20-21, 2025. The virtual two-day event will feature industry leaders including TransUnion (NYSE:TRU) as a key participant.

The summit will focus on two main areas: BNPL Insights on Day 1, covering industry data and consumer trends, and BNPL Innovation on Day 2, featuring implementation case studies and emerging use cases. The event is free for financial institutions, with additional sponsorship from Velera, SWBC, and Jack Henry.

TransUnion (NYSE: TRU) has scheduled its second quarter 2025 financial results announcement for July 24, 2025. The company will release its earnings report at approximately 6:00 a.m. Central Time, followed by a conference call at 8:30 a.m. CT to discuss the results. Investors can access both the press release and a live webcast of the earnings call through TransUnion's Investor Relations website.

TransUnion (NYSE:TRU) has released concerning data about federal student loan delinquencies following the resumption of federal collection activities. As of April 2025, 31.0% of federal student loan borrowers are 90+ days past due, nearly triple the 11.7% rate from February 2020.

Of the 5.8 million delinquent borrowers, approximately 1.8 million could default by July 2025, with an additional 3 million facing default by September. Delinquent borrowers have experienced an average credit score drop of 60 points, with over 20% of affected borrowers previously holding prime or above credit ratings.

The slight increase from March (30.6%) to April (31.0%) suggests delinquency rates may be approaching their peak.

TransUnion (NYSE: TRU) has appointed Alicia Zuiker as Executive Vice President and Chief Human Resources Officer (CHRO), effective June 23, 2025. Reporting to CEO Chris Cartwright, Zuiker will oversee TransUnion's Human Resources and Communications functions. She brings extensive experience in global talent strategies across financial services, digital enablement, and technology sectors. Prior to joining TransUnion, Zuiker served as Chief People Officer at Lyft and Visby Medical, and held HR leadership roles at Google Cloud and GE. She holds a master's degree in human resource management from Purdue University and a bachelor's degree in business administration and psychology from Alma College.

TransUnion's Q2 2025 Consumer Pulse study reveals a complex financial sentiment landscape among U.S. consumers. The study shows household financial pessimism reached 27%, marking the highest level since tracking began in Q1 2021, up from 21% in Q4 2024 and 23% a year ago. Despite rising pessimism, overall optimism remains stable at 55% compared to Q2 2024, though down from 58% in Q4 2024. Younger generations show the highest optimism, with Gen Z at 67% and Millennials at 64%. The survey, conducted between May 1-12, 2025, among 2,998 American adults, indicates that ongoing tariff discussions since April have increased uncertainty about future costs. However, strong employment conditions and sustained wage gains continue to support consumer confidence.