TransUnion reports news about its credit reporting, consumer information, fraud detection, marketing, and analytics businesses. Company updates commonly cover U.S. consumer credit trends, Credit Industry Insights Report research, credit scoring developments involving VantageScore, and demand across Credit, Marketing, Fraud, and Consumer Solutions.
News also includes financial results, international segment activity, completed acquisitions, and product launches such as TruIQ Credit Strategy Studio, TruAudience Data Marketplace offerings, Digital Business Profile, and solutions built on the OneTru technology platform. Additional recurring themes include digital fraud analysis, lender workflow tools, mortgage-market data, and governance matters.
TransUnion (NYSE: TRU) reported third-quarter 2026 revenue growth of 12 percent, alongside higher earnings and increased shareholder returns. Revenue was $1,312.5 million, with 8 percent organic constant currency growth, excluding currency changes and recent acquisitions. Net income attributable to TransUnion rose to $156 million from $97 million; diluted earnings per share increased to $0.81 from $0.49. Adjusted diluted earnings per share rose to $1.25 from $1.10, while adjusted EBITDA margin fell to 35.4 percent from 36.3 percent.
The company raised its 2026 adjusted diluted earnings outlook to $4.81–$4.88 per share and expects revenue of $5,131–$5,162 million. The board increased repurchase authorization by $1 billion to $2 billion. The quarterly dividend rose to $0.135 per share from $0.125, payable November 25, 2026. TransUnion expects up to $500 million in total share repurchases during 2026.
TransUnion (TRU) published research finding that 81% of suspected digital fraud globally involved interactions with existing customers in H1 2026. Its Fraud in the Age of Continuous Trust report examines risks across account creation, logins and transactions, alongside the use of artificial intelligence to scale attacks.
Business leaders estimated fraud losses equivalent to nearly 7% of annual revenue over the past year. In the U.S., 51% reported increased scam and authorized fraud activity, while 35% identified that category as their largest source of fraud losses. Nearly one in five outbound business-to-consumer calls with U.S. mobile carriers was spoofed in H1 2026, meaning the caller's identity was disguised. U.S. lenders faced an estimated $2.4 billion in exposure tied to synthetic identities—fabricated identities—as of June 30, 2026.
TransUnion (NYSE: TRU) launched Transaction Matching to connect in-store purchase activity with persistent customer identities and help merchants recognize previously unidentified shoppers.
The offering uses Fiserv’s Unknown Shopper solution in the first collaboration under TransUnion’s broader Transaction Matching solution. It links transactions across different cards, tap-to-pay and mobile wallets to customer profiles that do not directly identify shoppers. Merchants can add demographic and lifestyle information to those profiles. TransUnion says the offering helps distinguish new customers from returning shoppers and supports advertising, analytics and measurement.
TransUnion (TRU) launched Credit Washing and Synthetic Fraud Scores with adverse action capability, with Oscilar the first platform incorporating them. The scores support consumer-permissioned credit decisions governed by the Fair Credit Reporting Act and provide reason codes explaining credit denials.
Synthetic identities combine real and fabricated identity details, while credit washing suppresses negative credit history. TransUnion says the scores can help lenders identify these risks earlier and mitigate potential losses. Oscilar is integrating the scores and their reason codes alongside credit decisioning.
TransUnion (NYSE: TRU) won a 2026 MediaPost OMMA Award for its TruAudience Marketing Solutions campaign, “Bring Clarity to Chaos.” The award recognizes the campaign in the “Technology: Hardware or Web Services” category. The campaign also earned finalist recognition in the 2026 AdExchanger Awards’ “Most Innovative Marketing Campaign” category and this year’s Digiday Awards’ “Best Branding Campaign B2B” category.
Aimed at business buying committees, the campaign connected advertising across television, online video, social media, podcasts, trade media and digital out-of-home placements, alongside appearances at industry events.
TransUnion (NYSE: TRU) announced that its Branded Call Display solution was named one of TIME’s Best Inventions of 2026. The recognition is in the Connectivity & Communication category. The solution lets businesses display their name, logo and reason for calling, while authenticating calls in real time. It operates through participating telecommunications networks rather than requiring consumers to download an app.
TransUnion (NYSE: TRU) expanded its partnership with Bankrate, combining its credit data and Monevo technology with Bankrate’s lender marketplace. The combined capability is live in TransUnion Credit Essentials, a free app and web experience. It matches consumers with personalized credit offers using credit data, alternative data and consumer intent signals, alongside Bankrate’s lender relationships and marketplace technology.
Millions of consumers have registered for Credit Essentials since its May 2025 launch, and membership grew approximately 50% in the last year. TransUnion plans to bring the capability to more consumer experiences. The companies are exploring additional product types and distribution through publishers, partners, lender platforms and AI-driven channels.
TransUnion (TRU) launched First Look Functionality for Mortgage, allowing lenders to review credit insights before purchasing scores during loan origination.
Lenders can buy a credit report alone or with a chosen score, then request additional scores when needed. Adding scores does not require paying for a second report when all eligibility and matching conditions are met. The functionality supports soft- and hard-pull workflows, is available through mortgage resellers, and works with GSE and FHA automated underwriting without changes to existing selling guidelines or policies. The launch follows TransUnion's extension of 99-cent VantageScore 4.0 mortgage pricing through 2028, with no charge when pulled alongside a FICO Score.
TransUnion (NYSE: TRU) will release its third-quarter 2026 financial results on October 27, 2026, followed by an earnings conference call. The results cover the quarter ended September 30, 2026, and will be published at approximately 6:00 a.m. Central Time. The call begins at 8:30 a.m. Central Time that day. The results release and live webcast will be available on the company's Investor Relations website.
TransUnion (TRU) extended its $0.99 standalone VantageScore 4.0 mortgage origination score pricing through December 2028.
Mortgage customers who purchase a FICO score can continue to receive VantageScore 4.0 at no additional cost. In September 2026, the Federal Housing Finance Agency expanded the score’s availability to approved Fannie Mae and Freddie Mac lenders. The Federal Housing Administration plans to accept mortgage collateral backed by the score beginning January 1, 2027.
Between January and September 2026, adoption expanded to more than 1,100 mortgage lenders, including 9 of TransUnion’s 15 largest mortgage lender customers.