United Bancorporation of Alabama, Inc. Announces First Quarter Results

United Bancorporation of Alabama (OTCQX: UBAB) reported results for the three months ended March 31, 2026: net income $5.4 million versus $4.7 million a year earlier and EPS $1.80 versus $1.42 in Q1 2025.

Rhea-AI Summary

United Bancorporation of Alabama (OTCQX: UBAB) reported results for the three months ended March 31, 2026: net income $5.4 million versus $4.7 million a year earlier and EPS $1.80 versus $1.42 in Q1 2025. UB Community Development generated NMTC revenues $2.3 million.

Positive

• Net income $5.4M for Q1 2026, up from $4.7M year-ago
• EPS $1.80 for Q1 2026 versus $1.42 in Q1 2025
• NMTC revenues of $2.3M from UB Community Development

Negative

• None.

Argus Apr 30 session

+2.50% close to close Open Argus

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News Market Reaction – UBAB

On Apr 30, the day this news came out, UBAB closed 2.50% above the previous close.

Data tracked by StockTitan Argus for the Apr 30 session.

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ATMORE, Ala., April 30, 2026 /PRNewswire/ -- (OTCQX: UBAB) - United Bancorporation of Alabama, Inc. reported net income of $5.4 million for the three months ended March 31, 2026, compared to net income of $4.7 million for the same period last year.  Earnings per share for this period were $1.80 compared to $1.42 for the same period in 2025.  UB Community Development generated NMTC revenues of $2.3 million.

About United Bancorporation of Alabama, Inc.

United Bancorporation of Alabama, Inc. is a $1.4 billion financial holding company and parent company of United Bank and UB Community Development, primarily serving Southwest Alabama and Northwest Florida. United is designated as a CDFI, committed to stimulating economic development in underserved communities. United and its subsidiaries operate 19 locations across six counties. UB Community Development focuses on economic and community development through New Markets Tax Credits, affordable housing and community facilities programs. For a complete quarterly report visit our investor relations tab at www.UnitedBank.com. Member FDIC.

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SOURCE United Bancorporation of Alabama, Inc.

FAQ

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What were United Bancorporation of Alabama (UBAB) results for Q1 2026?

United Bancorporation reported net income of $5.4 million and EPS $1.80 for Q1 2026. According to the company, this compares with net income of $4.7 million and EPS $1.42 for the same period in 2025.

How much did UB Community Development contribute in NMTC revenues in Q1 2026 for UBAB?

UB Community Development generated $2.3 million in NMTC revenues during Q1 2026. According to the company, that amount is reported as part of consolidated results for the three months ended March 31, 2026.

Did UBAB's earnings per share improve in Q1 2026 compared to Q1 2025?

Yes, EPS rose to $1.80 in Q1 2026 from $1.42 in Q1 2025. According to the company, that reflects reported net income of $5.4 million for the three-month period ended March 31, 2026.

What period do the United Bancorporation (UBAB) Q1 2026 figures cover?

The reported figures cover the three months ended March 31, 2026. According to the company, net income, EPS, and NMTC revenues are presented for that quarter versus the same period in 2025.

Where is United Bancorporation of Alabama (UBAB) quoted and what is its ticker?

United Bancorporation trades on OTCQX under the ticker UBAB. According to the company, the release of Q1 2026 results identifies the security as OTCQX: UBAB in its reporting.