United Cmnty Bks Blairsvle Ga Stock Price, News & Analysis

United Community Banks (NYSE: UCB) reported strong Q2 2025 financial results with net income of $78.7 million and diluted earnings per share of $0.63, up $0.09 from Q2 2024. Operating EPS reached $0.66, marking a 14% year-over-year increase. The bank achieved a net interest margin of 3.50%, up 14 basis points from Q1.

Key highlights include loan growth of $194 million (4.2% annualized) excluding acquisitions, successful completion of American National Bank acquisition, and maintained strong asset quality with net charge-offs at 0.18%. The bank's efficiency ratio improved to 54.8% on an operating basis, while maintaining a robust Common Equity Tier 1 ratio of 13.3%.

United Community Banks (NYSE: UCB) has announced the redemption of all outstanding shares of its 6.875% Series I Non-Cumulative Perpetual Preferred Stock on September 15, 2025. The company will redeem $88 million aggregate liquidation preference using cash on hand, with a redemption price of $25,000 per share ($25 per Depositary Share).

The redemption involves 3,661,650 depositary shares, each representing a 1/1000th interest in a preferred stock share. UCB, with $28.1 billion in assets as of June 30, 2025, operates 200 offices across six southeastern states and manages a national SBA lending franchise.

United Community Banks (NYSE:UCB) announced a 4.2% increase in its quarterly cash dividend to $0.25 per share on common stock, payable October 3, 2025, to shareholders of record as of September 15, 2025.

Additionally, the Board approved a quarterly cash dividend of $429.6875 per share on its 6.875% Non-Cumulative Perpetual Preferred Stock, Series I, payable September 15, 2025. As of June 30, 2025, UCB had $28.1 billion in assets and operated 200 offices across six southeastern states.

United Community Banks (NYSE:UCB) has scheduled its second quarter 2025 earnings release for Wednesday, July 23, 2025, before market open. The company will host a conference call at 9:00 a.m. EST on the same day to discuss financial results, business highlights, and future outlook.

Participants can pre-register online or dial in at 1-844-676-1337. The call will also be available via webcast on the company's investor relations website. Attendees are advised to join 15 minutes before the start time.

United Community Banks (NYSE: UCB) has announced its quarterly dividend payments. The company will pay a cash dividend of $0.24 per share on common stock, payable July 3, 2025, to shareholders of record as of June 15, 2025. Additionally, a quarterly dividend of $429.6875 per share (equivalent to $0.4296875 per depositary share) on its 6.875% Non-Cumulative Perpetual Preferred Stock, Series I will be paid June 13, 2025, to shareholders of record on May 29, 2025.

UCB is a top 100 U.S. financial institution with $27.9 billion in assets and 200 offices across six southeastern states. The company has received multiple accolades, including J.D. Power's customer satisfaction award 11 times and recognition from American Banker as one of the "Best Banks to Work For" for eight consecutive years.

United Community Banks (NYSE: UCB) has completed its merger with ANB Holdings and its subsidiary American National Bank (ANB Bank) on May 1, 2025. ANB Bank, headquartered in Oakland Park, Florida, will operate under the United Community brand after systems conversion in July 2025. As of March 31, 2025, ANB Bank reported $452 million in total assets, $317 million in total loans, and $387 million in total deposits, with over $300 million in non-CD core deposits. The merger expands United's presence in the growing South Florida market, specifically in Miami Dade, Broward, and Palm Beach Counties. ANB Bank, founded in 1985, operates through one location and is known for its high-touch customer service approach to retail and business banking.

United Community Banks (NYSE: UCB) reported strong Q1 2025 results with net income of $71.4 million and pre-tax, pre-provision income of $106.6 million. Diluted earnings per share reached $0.58, up $0.07 from Q1 2024 but down $0.03 from Q4 2024.

Key highlights include:

• Net interest margin expanded 10 basis points to 3.36%
• Loan growth of $249 million (5.6% annualized)
• Customer deposits increased $309 million (5.4% annualized)
• Credit quality remained stable with net charge-offs at 0.21% of average loans
• Allowance for credit losses increased slightly to 1.21% of loans

The bank maintained strong capital ratios with preliminary Common Equity Tier 1 at 13.3% and declared a quarterly dividend of $0.24 per share, up 4% year-over-year. The company also announced plans to acquire American National Bank in Oakland Park, Florida, strengthening its presence in South Florida.

United Community Banks (NYSE: UCB) has issued a correction to its previously announced first quarter 2025 earnings call details. The company will release its Q1 2025 financial results on Tuesday, April 22, 2025, before market open, followed by a conference call at 9:00 a.m. EST the same day.

The correction pertains to the participant dial-in number, which is now confirmed as 844-676-1337. Participants can pre-register for the call via the provided web link and are advised to dial in 15 minutes before the start time. The call will also be accessible via webcast through the Investor Relations section of UCB's website.

United Community Banks (NYSE: UCB) has scheduled its first quarter 2025 financial results release for Tuesday, April 22, 2025, before market open. The company will host a conference call at 9:00 a.m. EST on the same day to discuss financial results, business highlights, and outlook.

Participants can pre-register for the call online or dial in at 1-844-481-1970. The call will also be accessible via webcast through the Investor Relations section of UCB's website. Participants are advised to join 15 minutes before the start time.