United Community Banks, Inc. Announces Date for Fourth Quarter 2025 Earnings Release and Conference Call

Rhea-AI Summary

United Community Banks (NYSE: UCB) will release fourth quarter 2025 financial results on Wednesday, January 14, 2026 before the market opens.

The company will host a conference call at 9:00 a.m. EST on January 14, 2026 to discuss results, business highlights, and outlook. Participants may pre-register at https://dpregister.com/sreg/10205112/1008d91b050, or dial 1-844-676-1337 if they cannot access the internet. The call will also be webcast via the company Investor Relations site under Events and Presentations at ucbi.com.

Key Figures

Conference call time 9:00 a.m. EST Fourth quarter 2025 earnings call on January 14, 2026

Earnings release date January 14, 2026 Fourth quarter 2025 financial results release before market open

Conference dial-in 1-844-676-1337 Phone access for the earnings conference call

Market Reality Check

$31.45 Last Close

Volume Volume 562,289 is below the 20-day average of 740,244, suggesting limited positioning shifts ahead of the earnings date announcement. normal

Technical Shares at $32.45 are trading above the 200-day MA of $29.91 and about 6.13% below the 52-week high.

Peers on Argus

Regional bank peers show mixed moves, with names like ASB up 0.79% and SFBS up 2.21%, while RNST, BANF, and IBOC are modestly negative. This points to stock-specific positioning rather than a unified sector trend around this scheduling update.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Dec 08	Share repurchase plan	Positive	+0.6%	Board authorized up to <b>$100.0 million</b> in common stock repurchases.
Nov 13	Dividend declaration	Positive	+0.9%	Announced quarterly cash dividend of <b>$0.25 per share</b> payable Jan 5, 2026.
Nov 13	Workplace ranking	Positive	-0.5%	Climbed to <b>No. 50</b> on 2025 Best Banks to Work For list.
Oct 22	Quarterly earnings	Positive	-0.5%	Reported Q3 2025 net income <b>$91.5M</b> and revenue <b>$276.8M</b> with higher NIM.
Sep 26	Earnings date set	Neutral	+0.6%	Scheduled Q3 2025 earnings release and 9:00 a.m. EST conference call.

Pattern Detected

Recent news has generally been constructive (buybacks, dividends, rankings, earnings), with mixed price responses: three positive reactions and two mild selloffs, including slight declines on earnings and awards announcements.

Recent Company History

Over the last few months, United Community Banks has highlighted several shareholder-friendly and operational updates. A $100.0 million repurchase authorization and ongoing buybacks, a quarterly dividend of $0.25 per share, and recognition on a 2025 Best Banks to Work For list underscored capital return and franchise quality. Third quarter 2025 earnings showed net income of $91.5 million on revenue of $276.8 million with loan growth to $19.175 billion. The current announcement simply sets the timetable for the next quarterly earnings release and call.

Regulatory & Risk Context

Active S-3 Shelf Registration 2025-12-01

An effective Form S-3ASR automatic shelf filed on 2025-12-01 allows United Community Banks and certain future selling securityholders to issue various securities, including equity and debt, over time for general corporate purposes such as subsidiary investments, acquisitions, debt repayment, and potential stock repurchases. The shelf is active through 2028-12-01 with 0 recorded usages so far.

Market Pulse Summary

This announcement establishes the timetable for United Community Banks’ fourth quarter 2025 earnings release and a 9:00 a.m. EST conference call on January 14, 2026. It follows recent updates on dividends, buybacks, and third quarter performance, providing a clear next checkpoint for financial and strategic commentary. With an effective Form S-3ASR shelf in place, investors may focus on capital deployment, balance sheet trends, and any changes in outlook discussed on the call.

AI-generated analysis. Not financial advice.

GREENVILLE, S.C., Dec. 22, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its fourth quarter 2025 financial results on Wednesday, January 14, 2026, before the stock market opens. The company also will hold a conference call at 9:00 a.m. EST on Wednesday, January 14, 2026, to discuss its financial results, business highlights, and outlook.

Participants can pre-register for the conference call by navigating to https://dpregister.com/sreg/10205112/1008d91b050. Those without internet access or unable to pre-register may dial in by calling 1-844-676-1337. The conference call also will be webcast and can be accessed by selecting “Events and Presentations” under “News and Events” within the Investor Relations section of the company's website, ucbi.com.

About United Community Banks, Inc.

United Community Banks, Inc. (NYSE: UCB) is the financial holding company for United Community, a top 100 U.S. financial institution committed to building stronger communities and improving the financial health and well-being of its customers. United Community offers a full range of banking, mortgage and wealth management services. As of September 30, 2025, United Community Banks, Inc. had $28.1 billion in assets and operated 199 offices across Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. The company also manages a nationally recognized SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. United Community is an 11-time winner of J.D. Power’s award for highest customer satisfaction among consumer banks in the Southeast and was named the most trusted bank in the region in 2025. The company has also been recognized nine consecutive years by American Banker as one of the “Best Banks to Work For.” In commercial banking, United Community earned five 2025 Greenwich Best Brand awards, including national honors for middle market satisfaction. Forbes has consistently named United Community among the World’s Best and America’s Best Banks. Learn more at ucbi.com.

For more information:        

Elizabeth Boggess
Head of Investor Relations
(864) 241-8705
Investor_Relations@ucbi.com

FAQ

When will United Community Banks (UCB) release fourth quarter 2025 results?

United Community Banks will release Q4 2025 results on Wednesday, January 14, 2026 before the market opens.

What time is the UCB conference call for Q4 2025 and how can I join?

The conference call is at 9:00 a.m. EST on January 14, 2026; pre-register at the provided registration link or dial 1-844-676-1337 to join.

Where can investors watch the UCB Q4 2025 earnings webcast?

The webcast will be available under Events and Presentations in the Investor Relations section at ucbi.com.

How do I pre-register for United Community Banks' January 14, 2026 conference call?

Pre-register online at https://dpregister.com/sreg/10205112/1008d91b050 to receive access details for the call.

What topics will United Community Banks cover on the January 14, 2026 call?

The company will discuss its fourth quarter 2025 financial results, business highlights, and outlook during the call.