STOCK TITAN

Wafra Announces Acquisition of Navitas Credit Corp.

(Moderate)
(Positive)

Wafra has agreed to acquire Navitas Credit Corp. from United Community Bank (NYSE: UCB) for approximately $1.9 billion in cash. Navitas, founded in 2008 and focused on equipment finance for small and mid-sized businesses, will retain its current management team.

The deal, expected to close in the third quarter of 2026 subject to customary conditions, includes acquisition financing from Bank of America and Wells Fargo plus $1.0 billion of additional capacity to support Navitas’ growth.

Loading...
Loading translation...

Positive

  • Cash proceeds of approximately $1.9 billion for United Community Bank (NYSE: UCB)
  • $1.0 billion in additional financing capacity to support Navitas’ growth
  • Navitas retains its existing management team, supporting operational continuity post-transaction

Negative

  • None.

News Market Reaction – UCB

+1.05%
1 alert
+1.05% Session close to close
$4.10B Market Cap
1.10K Volume

In the Jun 12 session, UCB gained 1.05%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement details UCB’s agreement to sell Navitas, its equipment finance subsidiary, to Wafr...
Analysis

This announcement details UCB’s agreement to sell Navitas, its equipment finance subsidiary, to Wafra-backed funds for about $1.9 billion in cash, plus $1.0 billion in additional financing capacity for Navitas. An 8-K notes Navitas had $1.8 billion in receivables and that the structure includes a portfolio cap of $2.15 billion. In context of UCB’s ongoing Peach State acquisition and active S-3ASR shelf, investors may watch how proceeds affect capital, earnings mix, and future strategic moves.

Key Figures

Wafra AUM: $30bn Navitas sale price: Approximately $1.9 billion Growth financing capacity: $1.0 billion +5 more
8 metrics
Wafra AUM $30bn Size of Wafra Inc. as an alternative asset manager
Navitas sale price Approximately $1.9 billion Cash consideration Wafra funds will pay for Navitas
Growth financing capacity $1.0 billion Additional financing capacity to support Navitas’ growth
Navitas employees More than 200 Navitas workforce across six locations
Navitas locations 6 locations Navitas operating footprint across the U.S.
Owned receivables $1.8 billion Navitas owned receivables as of March 31, 2026 (8-K)
Portfolio cap $2.15 billion Cap on owned equipment finance portfolio tied to base purchase price (8-K)
Intercompany loan $1.7 billion Estimated intercompany loan repayment reflected in purchase price (8-K)

Previous Acquisition Reports

3 past events · Latest: Apr 21 (Positive)
Same Type Pattern 3 events
Date Event Sentiment 24h Move Catalyst
Apr 21 Bank acquisition deal Positive -3.3% Announced stock-and-cash merger to acquire Peach State Bancshares for about $100.8M.
May 01 Merger completion Positive +1.0% Closed merger with ANB Holdings, adding a South Florida presence and $452M in assets.
Dec 03 Merger agreement Positive +0.0% Announced all-stock merger agreement to acquire ANB Holdings and American National Bank.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Acquisition-related announcements for UCB have produced mixed reactions, with two modestly positive days and one notable selloff on the Peach State deal.

Recent Company History

Over the past 18 months, United Community Banks has used M&A frequently, particularly in Florida and the Southeast. On Dec 3, 2024, it announced an all-stock merger with ANB Holdings valued around $80M, followed by completion of that merger on May 1, 2025, adding $452M in assets. On Apr 21, 2026, UCB unveiled a stock-and-cash acquisition of Peach State Bancshares valued at $100.8M. Today’s agreement to sell Navitas for about $1.9B fits into this ongoing reshaping of the balance sheet and franchise mix.

Key Terms

equipment finance, acquisition financing
2 terms
equipment finance financial
"Navitas has distinguished itself in the equipment finance industry by growing successfully..."
Equipment finance is the practice of lending money or leasing arrangements that let businesses acquire machinery, vehicles, or technology without paying the full price upfront; think of it like a car loan or rental but for factory machines, computers, or medical devices. Investors care because these deals create steady interest and lease income, carry credit and collateral risk tied to the asset’s value, and tend to fluctuate with economic cycles and business investment, affecting lender profitability and loan portfolios.
acquisition financing financial
"Bank of America and Wells Fargo are providing acquisition financing, as well as $1.0 billion..."
Acquisition financing is the money a buyer uses to pay for another company, typically drawn from cash on hand, new loans, or by selling new shares. Think of it like choosing between a mortgage, a personal loan, or crowdfunding to buy a house; each choice affects monthly costs, ownership stakes and long-term risk. Investors watch these choices because they change a buyer’s debt load, interest costs, and potential share dilution, all of which influence future returns and company stability.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google

NEW YORK, June 12, 2026 /PRNewswire/ -- Wafra Inc. ("Wafra"), the $30bn New York-based alternative asset manager, announced today that investment funds advised by Wafra have entered into a definitive agreement to acquire Navitas Credit Corp. ("Navitas"), an industry leader in equipment finance solutions, from United Community Bank, a wholly-owned subsidiary of United Community Banks, Inc. (NYSE: UCB) ("United") for approximately $1.9 billion in cash.1 Navitas will continue to be led by its current management team following the closing of the transaction.

Wafra Inc.

Founded in 2008, Navitas specializes in financing essential equipment purchases for small and mid-sized businesses. With a foundation grounded in integrity and an unwavering commitment to customer service excellence, Navitas offers tailored equipment finance solutions, drawing on comprehensive experience across industries and assets. Headquartered in Ponte Vedra, Florida, Navitas operates nationally with more than 200 employees across six locations. 

"Navitas has distinguished itself in the equipment finance industry by growing successfully through multiple cycles while consistently serving its customers and delivering strong financial performance," said Edward Tsai, Head of Real Assets & Infrastructure at Wafra. "The company's success has been driven by the strength of its team, its disciplined underwriting approach, and its solutions-oriented commitment to its partners and customers. We are pleased to add Navitas to our portfolio of high-quality asset-backed businesses and look forward to supporting the company through its next phase of growth."

Anthony Peek, Managing Director, Wafra, added, "This transaction builds on Wafra's long-standing experience partnering with management teams across numerous equipment finance platforms to provide aligned capital and strategic support."

"Today marks an exciting next chapter in the evolution of Navitas," said Mike Bruman, CEO of Navitas. "This transaction reflects the strength and success of Navitas and positions us for continued growth as an independent equipment finance company. We are deeply grateful to United Community for its partnership, support, and belief in our vision. Their investment in our business has helped build the organization we are today." He added, "As we look to the future, our growth trajectory and ambitions called for a different capital structure. In Wafra, we could not have found a better partner to support our ambitions. Wafra understands our industry, brings deep sector expertise in specialty and equipment finance, and is committed to investing in our future."

The transaction is expected to be completed in the third quarter of 2026 and is subject to customary closing conditions.

Bank of America and Wells Fargo are providing acquisition financing, as well as $1.0 billion of additional financing capacity to support Navitas' continued growth.

BofA Securities acted as exclusive financial advisor to United, and Squire Patton Boggs (US) LLP served as United's legal advisor.

Sidley Austin LLP served as lead transaction counsel to Wafra, with additional legal advice from Chapman and Cutler LLP (financing) and Clifford Chance LLP (funds). Rinaldi Advisory Services advised Wafra on operational due diligence. 

About Navitas

Navitas is an equipment finance business wholly-owned by United Community Bank.  Navitas specializes in financing essential use small dollar equipment purchases for small to mid-sized businesses. As of March 31, 2026, Navitas had $1.8 billion in owned receivables and operated with more than 200 employees across 6 locations in the United States. Navitas was founded in 2008 and is headquartered in Ponte Vedra, FL. www.navitascredit.com

About Wafra

Wafra is a global alternative investment manager with approximately $30 billion of assets under management across a range of alternative assets, including strategic partnerships, real assets & infrastructure, and real estate. By providing flexible and accretive capital solutions and focusing on long-term partnerships, Wafra aligns and partners with high quality asset owners, companies, and management teams. Headquartered in New York, Wafra has additional offices in London and Bermuda. For more information, please visit www.wafra.com.

Contact:
Navitas Credit Corp.:
Jacklynn Manning
Chief Marketing Officer, Navitas Credit
JManning@navitascredit.com

Wafra:
Prosek Partners
pro-wafra@prosek.com

1 Final purchase price subject to closing adjustments.

Cision View original content to download multimedia:https://www.prnewswire.com/news-releases/wafra-announces-acquisition-of-navitas-credit-corp-302799078.html

SOURCE Wafra

FAQ

What are the key details of Wafra’s acquisition of Navitas Credit Corp from United Community Bank (NYSE: UCB)?

Wafra-advised funds agreed to buy Navitas Credit Corp from United Community Bank for about $1.9 billion in cash. According to Wafra, Navitas will remain independently operated, led by its current management, focusing on equipment finance for small and mid-sized businesses.

When is the Wafra and Navitas Credit Corp acquisition from United Community Bank (UCB) expected to close?

The Navitas acquisition by Wafra is expected to close in the third quarter of 2026. According to Wafra, completion depends on customary closing conditions, after which Navitas will continue operating nationally with more than 200 employees across six locations.

How much is United Community Bank (NYSE: UCB) receiving from the sale of Navitas Credit Corp?

United Community Bank is set to receive approximately $1.9 billion in cash from the sale of Navitas. According to United, this transaction monetizes its equipment finance subsidiary while Navitas moves forward as an independent equipment finance company backed by Wafra.

What financing support will Navitas Credit Corp have after its acquisition by Wafra?

Navitas will benefit from acquisition financing and an extra $1.0 billion in financing capacity provided by Bank of America and Wells Fargo. According to Wafra, this additional capacity is intended to support Navitas’ continued growth in equipment finance solutions.

Who will lead Navitas Credit Corp after Wafra acquires it from United Community Bank (UCB)?

Navitas will continue to be led by its current management team following the transaction’s closing. According to Navitas, CEO Mike Bruman sees Wafra as a sector-experienced partner that supports the company’s growth trajectory and need for a different capital structure.

What does the Navitas sale mean for United Community Bank (NYSE: UCB) shareholders?

United Community Bank will receive about $1.9 billion in cash, potentially strengthening its financial flexibility. According to United, Navitas’ evolution into an independent equipment finance company follows a period of support and investment that helped build the current business.