DuPage Credit Union Selects Upstart for Personal Lending

Key Terms

artificial intelligence (ai) technical

Artificial intelligence (AI) is the development of computer systems that can perform tasks typically requiring human intelligence, such as understanding language, recognizing patterns, and making decisions. For investors, AI can enhance how businesses analyze data, automate processes, and innovate, potentially leading to increased efficiency and new opportunities in the market.

NAPERVILLE, Ill. & SAN MATEO, Calif.--(BUSINESS WIRE)-- DuPage Credit Union, a member-owned financial cooperative serving more than 46,000 members across Illinois, has partnered with Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, to offer personal loans to more consumers through a modern digital lending experience.

“At DuPage Credit Union, our focus is helping our members build strong financial futures and achieve lasting financial well-being,” said Jason DeGarmo, Chief Lending Officer at DuPage Credit Union. “And that begins with a seamless lending experience. With Upstart, we are able to reach prospective members through an easy application process and seamless onboarding. This creates an opportunity to expand and enrich their relationship with the Credit Union beyond the personal loan.”

DuPage Credit Union started lending as a partner with Upstart in January 2026 to expand its personal lending program. On Upstart.com, qualified personal loan applicants who meet DuPage Credit Union’s credit policies receive tailored offers as they transition into a DuPage Credit Union-branded experience to complete the online membership application and closing process.

“We’re excited to welcome DuPage Credit Union to the family of Upstart lending partners,” said Ed Walters, Vice President of Lending Partnerships at Upstart. “Through its partnership with Upstart, DuPage Credit Union can reach more qualified borrowers, grow personal loan volume, and introduce new members to the Credit Union through a seamless digital experience.”

About Upstart

Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and Upstart’s upcoming Cash Line product, a revolving line of credit. Upstart is based in San Mateo, California.

About DuPage Credit Union

DuPage Credit Union is a not-for-profit financial institution owned by its over 46,000 members and offers a full suite of banking solutions—including vehicle loans, personal loans, credit cards and mortgage loans to those who live or work in DeKalb, DuPage, Kane, Kendall, Lake, McHenry, and Will counties; or attends school in DuPage County. To learn more, visit dupagecu.com.

Deposits are insured to $250,000 per account by American Share Insurance. By members' choice this institution is not federally insured. DuPage Credit Union is an Equal Housing Opportunity Lender. NMLS #445096.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260408538191/en/

Press Contact
press@upstart.com

Source: Upstart