Uwharrie Capital Corp Third Quarter 2025 - Earnings Release and Dividend Declaration

Rhea-AI Summary

Uwharrie Capital Corp (OTCQX: UWHR) reported consolidated total assets of $1.22 billion at September 30, 2025 and net income of $8.3 million for the nine months ended September 30, 2025 versus $7.6 million a year earlier.

For the nine months, net income available to common shareholders was $7.8 million, or $1.08 per share, compared with $7.2 million, or $0.97 per share, for the nine months ended September 30, 2024 (EPS figures retroactively adjusted for the declared dividend).

The Board declared a 3% stock dividend payable December 1, 2025 to shareholders of record November 10, 2025; shares will be delivered electronically via book-entry and only whole shares will be issued, with fractional-share cash payment if applicable.

Positive

• Nine-month EPS increased from $0.97 to $1.08 (≈11.3%)
• 3% stock dividend declared payable December 1, 2025 (record date Nov 10, 2025)

Negative

• None.

News Market Reaction – UWHR

+0.10%

+0.10% Session close to close

In the Oct 29 session, UWHR gained 0.10%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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ALBEMARLE, N.C., Oct. 29, 2025 /PRNewswire/ -- Uwharrie Capital Corp (OTCQX: UWHR) and its subsidiary, Uwharrie Bank (the "Bank"), reported consolidated total assets of $1.22 billion at September 30, 2025, versus $1.13 billion at December 31, 2024.

Net income for the nine-month period ended September 30, 2025, was $8.3 million versus $7.6 million for the same period in 2024. For the nine months ended September 30, 2025, net income available to common shareholders was $7.8 million, or $1.08 per share, compared to $7.2 million, or $0.97 per share, for the nine months ended September 30, 2024. Net income available to common shareholders takes into consideration the payment of dividends on preferred stock issued by the Bank.

Net income for the three-month period ended September 30, 2025, was $2.9 million versus $3.0 million for the same period in 2024. For the three months ended September 30, 2025, net income available to common shareholders was $2.7 million, or $0.38 per share, compared to $2.9 million, or $0.39 per share, for the three months ended September 30, 2024.

Additionally, the Board of Directors has declared a 3% stock dividend to be paid to common stock shareholders on December 1, 2025. Current and prior year earnings per share reported above have been adjusted retroactively for the 3% stock dividend.

Shareholders of Uwharrie Capital Corp, as of the record date November 10, 2025, will receive the dividend, which will be paid electronically via book-entry. No stock certificates will be issued. Shareholders will receive a statement indicating the new shares gained. If the stock is held in a brokerage account, shares will be electronically delivered directly to the appropriate account. Only whole shares of stock will be issued. If applicable, a check for payment of a fractional share may also be issued or deposited electronically.

About Uwharrie Capital Corp
Uwharrie Capital Corp offers a full range of financial solutions through its subsidiaries: Uwharrie Bank and Uwharrie Investment Advisors. Additional information on Uwharrie Capital Corp may be found at www.Uwharrie.com or by calling 704-982-4415.

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SOURCE Uwharrie Capital Corp

FAQ

What did UWHR report for consolidated assets at September 30, 2025?

UWHR reported consolidated total assets of $1.22 billion at September 30, 2025.

How much net income did UWHR record for the nine months ended September 30, 2025?

Net income was $8.3 million for the nine months ended September 30, 2025.

What is UWHR's nine-month EPS available to common shareholders for 2025?

Nine-month net income available to common shareholders was $1.08 per share for 2025 (adjusted retroactively for the 3% stock dividend).

When will UWHR's 3% stock dividend be paid and who is eligible?

The 3% stock dividend will be paid on December 1, 2025 to shareholders of record on November 10, 2025.

How will UWHR deliver the 3% stock dividend to shareholders?

Shares will be delivered electronically via book-entry; no stock certificates will be issued and brokerage-held shares will be delivered to accounts.