Uwharrie Capital Corp (UWHR) Chief People Officer logs 44,613-share trust transfer

Rhea-AI Filing Summary

Uwharrie Capital Corp’s Chief People Officer, Brooke L. Senter, reported a non-cash internal transfer of company stock. On 12/19/2025, a total of 44,613 shares of common stock were listed as disposed of and 44,613 shares were listed as acquired, both at a reported price of $0.00, using transaction code J, which indicates a transfer. The explanation states the shares moved from a sole name transfer-on-death spouse brokerage safekeeper account to a trust brokerage safekeeper account, with no money received for the disposed shares and no money paid for the acquired shares.

Following the reported transaction, the form shows 44,613 shares of common stock held directly, plus additional indirect holdings across several accounts, including Roth IRAs and custodial accounts for family members. The filing emphasizes that these changes reflect movements between related accounts rather than open-market purchases or sales.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Senter Brooke L

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief People Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	12/19/2025		J(2)		44,613	D	$0.00(3)	0	D
Common Stock(4)	12/19/2025		J(2)		44,613	A	$0.00(5)	44,613	D
Common Stock(6)								1,562	D
Common Stock(7)								8,146	D
Common Stock(8)								2,465	I	Held by Roth IRA FBO Spouse of Reporting Person Soley
Common Stock(9)								1,027	I	Held by Mother-in-Law Custodian for Daughter
Common Stock(9)								12	I	Held by Mother-in-Law Custodian for Daughter

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Held by Depository for Pershing LLC Safekeeper for Brooke Laton Senter TOD 08/18/2017

2. Transfer of shares from a sole name TOD spouse brokerage safekeeper account to a trust brokerage safekeeper account

3. No money was recevied by the shareholder(s) for the Disposed shares. The shares were disposed of as a result of a transfer of shares from a sole name TOD spouse brokerage safekeeper account to a trust brokerage safekeeper account.

4. Held by Cede & Co., Depository for Pershing, LLC Safekeeper for The Senter Living Trust

5. No money was paid by the shareholder(s) for the Acquired shares. The shares were acquired as a result of a transfer of shares from a sole name TOD spouse brokerage safekeeper account to a trust brokerage safekeeper account.

6. Held by charles SCHWAB & Co Inc Custodian for Brooke L. Senter Roth Contributory IRA

7. Held by charles SCHWAB & Co Inc Safekeeper for Neil B. Senter & Brooke L. Senter Designated Bene Plan/TOD

8. Held by charles SCHWAB & Co Inc Custodian for Neil B. Senter Roth Contributory IRA

9. Held by charles SCHWAB & Co Inc for Mother-in-Law as Custodian for Reporting Person's Daughter

	Brooke L. Senter by Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/22/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UWHARRIE CAPITAL CORP (UWHR) report for 12/19/2025?

The Chief People Officer, Brooke L. Senter, reported a transfer of 44,613 shares of Uwharrie Capital Corp common stock on 12/19/2025, recorded as both disposed of and acquired on the same date.

Was cash involved in Brooke L. Senter’s UWHR share transfer?

No cash changed hands. The filing states that no money was received for the disposed shares and no money was paid for the acquired shares; the shares moved between a spouse brokerage safekeeper account and a trust brokerage safekeeper account.

How many UWHR shares did Brooke L. Senter hold directly after the reported transaction?

After the reported transfer, the form shows 44,613 shares of Uwharrie Capital Corp common stock held directly.

What does transaction code J mean in the UWHR Form 4 filing?

Transaction code J is used in the filing to describe the movement of shares as a transfer, in this case between a sole name transfer-on-death spouse brokerage safekeeper account and a trust brokerage safekeeper account.

What indirect holdings of UWHR shares are reported for Brooke L. Senter and related parties?

The filing reports indirect holdings including 2,465 shares held by a Roth IRA for the spouse, and 1,027 and 12 shares held by the mother-in-law as custodian for the reporting person’s daughter, along with other direct accounts described in the explanations.

What role does Brooke L. Senter hold at UWHARRIE CAPITAL CORP (UWHR)?

Brooke L. Senter is identified as an Officer of Uwharrie Capital Corp with the title Chief People Officer.