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UWHARRIE CAPITAL CORP (UWHR) reported strong second-quarter 2026 results, highlighting growth in size and earnings. Total assets reached $1.22 billion as of June 30, 2026, up 4.5% from June 30, 2025, and total deposits were $1.10 billion, a 3.5% year-over-year increase. Shareholders’ equity rose to $81.1 million, with book value per share of $9.91 versus $7.58 a year earlier.
For Q2 2026, net income was $3.9 million compared with $2.8 million in Q2 2025, and net income attributable to common shareholders was $3.8 million, translating to earnings per common share of $0.53 versus $0.37. Management notes that quarterly earnings benefited from non-recurring items, including gains on the sale of Visa shares and the reversal of previously established credit loss reserves, which are not viewed as indicative of ongoing earnings capacity. The company emphasizes continued focus on core operating performance, relationship growth and disciplined strategy execution.
UWHARRIE CAPITAL CORP (UWHR) reported an insider transaction by Chief Risk Officer R. David Beaver III. On 2026-08-19, he sold 6,981 shares of Common Stock held jointly with his spouse at $14.78 per share, leaving 0 shares in that joint account. A separate direct holding of 1,268 shares of Common Stock is reported as held jointly with his mother. Additional directly held positions are noted in brokerage and IRA accounts via Cede & Co., though share amounts for those accounts are not specified here.
Uwharrie Capital Corp reported higher profitability for the quarter and six months ended June 30, 2026. Total assets were $1.22 billion, up from $1.20 billion at December 31, 2025. Deposits rose to $1.10 billion, and cash and cash equivalents increased to $91.7 million.
For the quarter, net income attributable to common shareholders was $3.8 million, up from $2.7 million a year earlier, with basic and diluted EPS of $0.53. For the first six months, net income attributable to common shareholders was $6.8 million versus $5.1 million in 2025, and EPS was $0.96 versus $0.70. Net interest income for the six months was $20.0 million, while noninterest income benefited from a $827,000 gain on a Visa share exchange and $186,000 in securities gains. Shareholders’ equity increased to $81.1 million, though accumulated other comprehensive loss remained sizable at $17.1 million, reflecting unrealized losses on available-for-sale securities.
UWHARRIE CAPITAL CORP executive Andrew Jason R, Chief Operations Officer, reported an internal share re-registration. On August 6, 2026, 74 shares of Common Stock previously held jointly with his spouse in a registered account were transferred, without any cash consideration, into a brokerage safekeeper account. After the transfer, he directly holds 17,979 shares of common stock.
Uwharrie Capital Corp reported higher earnings for the quarter and six months ended June 30, 2026. Consolidated total assets were $1.22 billion at June 30, 2026, compared with $1.20 billion at December 31, 2025.
Net income for the first half of 2026 was $7.1 million, with net income available to common shareholders of $6.8 million, or $0.96 per share, up from $5.1 million, or $0.70 per share, a year earlier. Second-quarter 2026 net income was $3.9 million, and net income available to common shareholders was $3.8 million, or $0.53 per share, versus $2.7 million, or $0.37 per share, in 2025. Results included a non-recurring gain of approximately $850 thousand from participation in the 2026 Visa Exchange Offer Program and a $424 thousand reversal of previously established credit loss reserves under the CECL model, while management highlighted stable net interest income, strong asset quality, and growth in customer relationships.
Uwharrie Capital Corp Chief Operations Officer Jason R. Andrew reported an internal restructuring of his share holdings with no cash changing hands. A total of 74 shares of common stock were transferred from an indirect custodial account held by his great grandmother-in-law to a directly held joint account with his spouse. Following the transactions, he directly owns 17,905 shares of common stock and 74 shares held jointly with his spouse, while the indirect custodial position is now zero.
Allen Dawn H reported acquisition or exercise transactions in this Form 4 filing.
Uwharrie Capital Corp director Dawn H. Allen received a grant of 132 shares of common stock, held jointly with her spouse, as part of her Annual Retainer for board service. The shares were valued at a weighted average price of $11.293 per share, bringing her direct holdings to 1,072 shares.
This was a compensation-related share award, not an open-market purchase or sale.
Uwharrie Capital Corp director S. Todd Swaringen reported receiving 132 shares of Common Stock at $11.293 per share as part of his Annual Retainer for serving as a director. This stock award increased his directly held shares to 2,680.
Footnotes explain the grant value was converted into shares using a weighted average price of Uwharrie’s common stock. The filing also notes prior open-market purchases totaling 160 shares at $10.50 per share held indirectly as custodian for his daughter.
Uwharrie Capital Corp director Vernon A. Russell received additional shares of common stock as part of his board compensation. On June 17, 2026, he acquired 132 shares of common stock held by self at a weighted average price of $11.293 per share.
This award represents payment for a portion of his Annual Retainer for serving as a director, rather than an open-market purchase. After this grant, one directly held position shows 2,989 shares of common stock. The filing also lists separate direct and indirect holdings in various IRA and custodial accounts.
Poplin Chris M reported acquisition or exercise transactions in this Form 4 filing.
Uwharrie Capital Corp director Chris M. Poplin received 132 shares of common stock held jointly with his spouse as part of his Annual Retainer for board service. The shares were valued at a weighted average price of $11.293 per share for this specific payment.
After this grant, Poplin directly owns 10,006 shares of Uwharrie Capital common stock. This was a compensation-related stock award, not an open-market purchase or sale.