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Uwharrie Capital Corp filings document operating results and governance for the company and its subsidiary, Uwharrie Bank. Form 8-K reports provide quarterly and year-end financial results, shareholder reports, consolidated assets, net income, loan and deposit trends, net interest margin commentary, preferred-stock dividend effects and common stock dividend actions.
Proxy materials cover annual meeting proposals, director elections, advisory votes on executive compensation, frequency of future compensation votes and ratification of the independent registered public accounting firm. These filings also identify the company’s capital-stock context and formal shareholder voting matters.
Uwharrie Capital Corp reported the results of its Annual Meeting of Shareholders held on May 19, 2026. Shareholders elected seven directors to the board, with each nominee receiving strong support, generally around 2.9 million votes in favor and over 1.27 million broker non-votes.
Investors approved a non-binding advisory resolution on executive compensation, with 2,870,548 votes for and 26,517 against. They also favored holding future advisory votes on pay every three years, which received 2,518,205 votes, far more than the one‑year or two‑year options. Finally, shareholders ratified the appointment of Forvis Mazars, LLP as independent registered public accounting firm for 2026 with 4,233,906 votes for and minimal opposition.
Uwharrie Capital Corp’s Chief People Officer Brooke L. Senter reported an internal restructuring of her UWHARRIE CAPITAL CORP common stock holdings. Two Form 4 entries show 8,146 shares moved between a joint brokerage safekeeper account and The Senter Living Trust’s brokerage safekeeper account.
Footnotes state that no money was paid or received for either side of this transfer, confirming it as a non‑cash shift in how the shares are held rather than a market trade. Additional entries list direct and indirect positions, including holdings in Roth IRAs and custodial accounts for family members.
Uwharrie Capital Corp reported stronger results for the quarter ended March 31, 2026. Net income rose to $3.2 million, up from $2.6 million a year earlier, with net income attributable to common shareholders of $3.1 million. Basic and diluted earnings per share increased to $0.43 from $0.33.
Net interest income improved to $9.8 million, helped by higher loan and securities interest, while a small net recovery in credit losses replaced the prior-year provision. Noninterest income grew to $3.0 million, led by mortgage banking and service fees. Noninterest expense rose to $8.7 million, mainly from higher salaries and benefits.
Total assets reached $1.25 billion, with deposits increasing to $1.13 billion. Asset quality remained solid, with nonperforming loans of $0.4 million and low net charge-offs. Comprehensive income declined due to a $1.7 million other comprehensive loss from unrealized securities valuation changes.
Uwharrie Capital Corp reported stronger first quarter 2026 results. Consolidated total assets reached $1.25 billion at March 31, 2026, up from $1.20 billion at December 31, 2025, reflecting balance sheet growth.
Net income for the three months ended March 31, 2026 was $3.2 million, compared with $2.6 million a year earlier. Net income available to common shareholders rose to $3.1 million, or $0.43 per share, from $2.4 million, or $0.33 per share. Management attributes the year-over-year earnings improvement to an improved net interest margin driven by increased earnings across all interest-earning assets.
Uwharrie Capital Corp is holding a virtual-only annual shareholder meeting on May 19, 2026 at 10:00 a.m. Shareholders will vote on electing seven directors to staggered one‑, two‑ and three‑year terms, approving a non‑binding advisory resolution on executive compensation, choosing how often to hold future say‑on‑pay votes, and ratifying Forvis Mazars, LLP as independent auditor for 2026.
The company has 7,158,130 common shares outstanding as of March 16, 2026, with directors, nominees and executive officers as a group beneficially owning 11.77% as of April 1, 2026. CEO Roger L. Dick received total compensation of $749,260 for 2025, while non‑PEO named executive officers together averaged $652,795. From 2024 to 2025, compensation actually paid to the CEO rose about 5%, compared with a 14.6% increase in net income to $11.353 million and an increase in total shareholder return from 159.41 to 197.44 on a $100 base investment.
The Board reports all directors met at least 75% of meeting and committee attendance thresholds and affirms independence for most directors under NASDAQ standards. Forvis Mazars is expected to receive $355,364 in 2025 audit‑related fees. The Board recommends voting for all director nominees, for the say‑on‑pay proposal, for a three‑year say‑on‑pay frequency, and for ratification of the auditor.
Uwharrie Capital Corp’s Chief People Officer, Brooke L. Senter, reported an internal restructuring of 458 shares of common stock on March 11, 2026. Footnotes explain this was a non-cash transfer of shares from a registered account for The Senter Living Trust to a brokerage safekeeper account.
After the transfer, one direct common stock account shows 45,071 shares held. The Form 4 also lists additional direct and indirect common stock holdings in various retirement and family custodian accounts, indicating that overall exposure to Uwharrie Capital stock remains in place despite the internal movement of shares.
Uwharrie Capital Corp Chief Operations Officer Jason R. Andrew reported a restructuring of his share holdings, not a market trade. On 2026-03-10, 1,376 jointly held common shares were transferred out of a registered joint account and 1,376 common shares were recorded in his direct brokerage safekeeper account.
Footnotes state no money was paid or received; the moves reflect an administrative transfer between accounts. After these changes, Andrew holds 17,905 common shares directly and 74 common shares indirectly through a great grandmother-in-law acting as custodian for his spouse.
Uwharrie Capital Corp reports higher 2025 earnings with net income of $11.4 million, up from $9.9 million in 2024, and net income available to common shareholders of $10.8 million, or $1.49 per share.
Total assets grew to $1.20 billion from $1.13 billion, driven by $50.5 million in organic deposit growth and a $23.2 million, or 3.5%, increase in loans held for investment to $689.6 million. Investment securities rose to $379.7 million, while unrealized losses on available-for-sale securities improved to $21.5 million from $32.1 million.
Net interest income increased to $38.9 million as net interest margin expanded to 3.50%. Noninterest income rose 15.6% to $11.3 million, led by stronger mortgage banking. The allowance for credit losses on loans increased to $6.4 million, or 0.93% of loans, and nonaccrual loans remained low at 0.05% of total loans. The Bank was "well capitalized," and shareholders’ equity increased to $75.6 million, despite repurchasing 110,939 shares and not paying common dividends.
Uwharrie Capital Corp reported that executive Jeffrey L. Trout, President UB Mortgage, acquired 917 shares of common stock as a grant or award. The shares were granted on March 2, 2026 at a weighted average price of $10.90 per share. Following this transaction, his direct holdings increased to 16,122 common shares. The grant was made pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.