Welcome to our dedicated page for Uwharrie Cap SEC filings (Ticker: UWHR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Uwharrie Capital Corp filings document operating results and governance for the company and its subsidiary, Uwharrie Bank. Form 8-K reports provide quarterly and year-end financial results, shareholder reports, consolidated assets, net income, loan and deposit trends, net interest margin commentary, preferred-stock dividend effects and common stock dividend actions.
Proxy materials cover annual meeting proposals, director elections, advisory votes on executive compensation, frequency of future compensation votes and ratification of the independent registered public accounting firm. These filings also identify the company’s capital-stock context and formal shareholder voting matters.
Uwharrie Capital Corp reported a small change in insider holdings due to a stock dividend. Director Matthew D. McAulay, who holds common stock jointly with his spouse, received 48 additional shares of Uwharrie Capital Corp common stock on 12/01/2025. The filing states this was the result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on that date, based on a record date of 11/10/2025.
After this transaction, McAulay beneficially owns 1,660 shares of common stock in direct form. The explanatory notes clarify that no money was paid by the shareholder for these shares and that fractional shares were not issued; instead, shareholders received cash in lieu of any fractional share amount.
Uwharrie Capital Corp director reports shares from stock dividend
A director of Uwharrie Capital Corp (UWHR) reported receiving 273 shares of common stock on 12/01/2025. The filing shows this was due to a 3% stock dividend paid to shareholders on that date, based on a record date of 11/10/2025. No fractional shares were issued, and any fractional entitlements were settled in cash.
After this dividend, the director beneficially owns 9,384 shares of Uwharrie Capital Corp common stock held directly. The filing notes that no cash was paid by the shareholder for these additional shares, as they were issued as part of the stock dividend.
Uwharrie Capital Corp director reports stock dividend shares. A Form 4 filing shows director Allen K. Furr and related accounts received additional shares of Uwharrie Capital Corp common stock on 12/01/2025.
The filing explains that these shares were issued as part of a three (3%) stock dividend paid to shareholders on 12/01/2025, based on a record date of 11/10/2025. Individual line items include, for example, 123 shares added to stock held jointly with his spouse, 28 shares added to stock held by himself, and several small increases in IRA and custodial accounts.
The transaction price is reported as $0.00 per share because no money was paid by the shareholders; the additional stock came directly from the stock dividend, with cash paid only in lieu of fractional shares.
Uwharrie Capital Corp director reports additional shares from stock dividend
A director of Uwharrie Capital Corp (UWHR), reporting ownership jointly with a spouse, disclosed the acquisition of 114 shares of common stock on 12/01/2025. The filing explains that these shares were received through a 3% stock dividend paid to all shareholders of Uwharrie Capital Corp on that date, based on a record date of 11/10/2025. No fractional shares were issued, and shareholders received cash instead for any fractional amounts.
After this stock dividend, the reporting person holds 3,920 shares of Uwharrie Capital Corp common stock jointly with a spouse. The filing notes that no cash was paid by the shareholder for the acquired shares, as they arose from the stock dividend rather than a purchase.
Uwharrie Capital Corp director reports additional shares from stock dividend
A director of Uwharrie Capital Corp, reporting as a joint owner with a spouse, received 71 additional shares of common stock on 12/01/2025. The shares were issued at a reported price of $0.00 as part of a 3% stock dividend paid to shareholders of record as of 11/10/2025. Following this transaction, the reporting person beneficially owns 2,452 shares of Uwharrie Capital Corp common stock held jointly with a spouse. No fractional shares were issued in the dividend; shareholders instead received cash in lieu of any fractional share amounts.
Uwharrie Capital Corp reported an insider share increase for a director due to a stock dividend. Director Dean M. Bowers received 253 additional shares of Uwharrie Capital Corp common stock on 12/01/2025 as a result of a three percent stock dividend paid to shareholders as of record date 11/10/2025. The transaction is reported at a price of $0.00 because no money was paid by the shareholder for these shares; they were issued as part of the stock dividend.
Following this dividend-related issuance, Bowers beneficially owns 8,696 shares of Uwharrie Capital Corp common stock in direct ownership. The filing clarifies that no fractional shares were issued in the dividend and that shareholders received cash instead for any fractional share amounts.
Uwharrie Capital Corp director Aaron D. Bates reported receiving additional common shares through a stock dividend rather than open‑market purchases. On 12/01/2025, he acquired 27 shares of common stock held "by Self TOD Spouse" at a stated price of $0.00, bringing that holding to 941 shares. On the same date, he acquired 19 shares of common stock related to an IRA account, increasing that position to 684 shares.
The filing explains that these shares were issued as part of a 3% stock dividend paid to Uwharrie Capital Corp shareholders on 12/01/2025, based on a record date of 11/10/2025. No cash was paid by the shareholder for the new shares, and no fractional shares were issued; any fractional entitlements were settled in cash.
Uwharrie Capital Corp reported an insider ownership change related to a stock dividend. A director, filing as an individual reporting person, received 146 additional shares of common stock held jointly with a spouse on 12/01/2025. This was coded as a "J" transaction, indicating an acquisition through a non-open-market event.
The filing explains that the shares were issued as part of a 3% stock dividend paid to shareholders of Uwharrie Capital Corp on 12/01/2025, based on a record date of 11/10/2025. No fractional shares were issued, and shareholders received cash instead of any fractional entitlements.
After this stock dividend, the reporting person beneficially owns 5,032 shares of common stock jointly with a spouse. The filing notes that no money was paid by the shareholders for the acquired shares, as they resulted entirely from the 3% stock dividend.
Uwharrie Capital Corp filed a current report to announce that it has released a quarterly report to shareholders. The report, dated November 21, 2025, includes a letter to shareholders from President and CEO Roger L. Dick and unaudited financial information for the period ended September 30, 2025.
The shareholder report is provided as Exhibit 99.1 and is incorporated by reference, meaning its details are treated as part of this disclosure. The company also notes that the materials may contain forward-looking statements, highlighting that these reflect current management expectations and are subject to significant risks and uncertainties.
Uwharrie Capital Corp (UWHR) reported Q3 2025 results showing steady growth and stable credit. Net income was $2.89 million and diluted EPS was $0.38, compared with $3.04 million and $0.39 a year ago. Year‑to‑date, net income rose to $8.27 million with EPS of $1.08 versus $0.97 in 2024.
Total assets reached $1.216 billion (from $1.129 billion at year‑end), driven by higher interest‑earning deposits and securities. Loans held for investment were $677.39 million and deposits were $1.104 billion. Net interest income improved to $9.89 million in the quarter (from $9.06 million), while the provision for credit losses was $176 thousand. Credit quality remained solid with $403 thousand in nonaccrual loans and an allowance of $6.36 million.
Other comprehensive income improved as unrealized gains on available‑for‑sale securities reduced accumulated other comprehensive loss by $3.06 million in Q3. Shareholders’ equity increased to $70.97 million. The Board declared a 3% stock dividend on October 28, 2025, with 6,988,394 common shares outstanding as of November 3, 2025.