Welcome to our dedicated page for Uwharrie Cap SEC filings (Ticker: UWHR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page presents Uwharrie Capital Corp (UWHR) SEC filings, including current reports on Form 8-K that describe results of operations, financial condition, and Board actions. Uwharrie Capital Corp is a North Carolina-incorporated commercial banking company whose common stock trades on the OTCQX market, and its filings provide official details on consolidated assets, net income, and capital decisions.
Recent Form 8-K reports show how the company uses SEC disclosures to announce quarterly financial results, including consolidated total assets at period-end and net income for three-month and nine-month spans. These filings also distinguish between overall net income and net income available to common shareholders, noting that the latter reflects dividends on preferred stock issued by the registrant or its banking subsidiary.
In addition, Uwharrie Capital Corp uses 8-K filings to document stock dividend declarations by its Board of Directors, such as a 3% stock dividend on common stock with a specified payment date. The filings explain that earnings per share figures are adjusted retroactively for these stock dividends, and they often incorporate related press releases as exhibits.
Stock Titan enhances access to these documents by pairing real-time updates from the SEC’s EDGAR system with AI-generated summaries. Users can quickly see the key points from Uwharrie Capital Corp’s 8-K filings, understand how stock dividends and preferred stock dividends affect common shareholders, and navigate to detailed exhibits when deeper review is needed. This page is a central resource for reviewing the company’s regulatory history, including earnings announcements, capital actions, and shareholder communications filed with the SEC.
Uwharrie Capital Corp (UWHR) reported Q3 2025 results showing steady growth and stable credit. Net income was $2.89 million and diluted EPS was $0.38, compared with $3.04 million and $0.39 a year ago. Year‑to‑date, net income rose to $8.27 million with EPS of $1.08 versus $0.97 in 2024.
Total assets reached $1.216 billion (from $1.129 billion at year‑end), driven by higher interest‑earning deposits and securities. Loans held for investment were $677.39 million and deposits were $1.104 billion. Net interest income improved to $9.89 million in the quarter (from $9.06 million), while the provision for credit losses was $176 thousand. Credit quality remained solid with $403 thousand in nonaccrual loans and an allowance of $6.36 million.
Other comprehensive income improved as unrealized gains on available‑for‑sale securities reduced accumulated other comprehensive loss by $3.06 million in Q3. Shareholders’ equity increased to $70.97 million. The Board declared a 3% stock dividend on October 28, 2025, with 6,988,394 common shares outstanding as of November 3, 2025.
Uwharrie Capital Corp reported Q3 2025 results and announced a 3% stock dividend. Consolidated total assets were $1.22 billion at September 30, 2025, up from $1.13 billion at December 31, 2024.
For the nine months ended September 30, 2025, net income was $8.3 million, with net income available to common shareholders of $7.8 million, or $1.08 per share, compared to $7.2 million, or $0.97 per share, a year earlier. Q3 2025 net income was $2.9 million, with net income available to common shareholders of $2.7 million, or $0.38 per share, versus $2.9 million, or $0.39 per share, in Q3 2024. The Board declared a 3% stock dividend payable on December 1, 2025, and EPS figures above were adjusted retroactively for this dividend.