Uwharrie Capital Corp (UWHR) director adds 114 shares via 3% stock dividend

Rhea-AI Filing Summary

Uwharrie Capital Corp director reports additional shares from stock dividend

A director of Uwharrie Capital Corp (UWHR), reporting ownership jointly with a spouse, disclosed the acquisition of 114 shares of common stock on 12/01/2025. The filing explains that these shares were received through a 3% stock dividend paid to all shareholders of Uwharrie Capital Corp on that date, based on a record date of 11/10/2025. No fractional shares were issued, and shareholders received cash instead for any fractional amounts.

After this stock dividend, the reporting person holds 3,920 shares of Uwharrie Capital Corp common stock jointly with a spouse. The filing notes that no cash was paid by the shareholder for the acquired shares, as they arose from the stock dividend rather than a purchase.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Foster Deidre B

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock (Held jointly with Spouse)	114	$0.00	--

Holdings After Transaction: Common Stock (Held jointly with Spouse) — 3,920 shares (Direct)

Footnotes (1)

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Foster Deidre B

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	12/01/2025		J(1)	V	114	A	$0.00(2)	3,920	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares.

2. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

	Deidre B. Foster by Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction was reported for Uwharrie Capital Corp (UWHR)?

A director of Uwharrie Capital Corp reported acquiring 114 shares of common stock on 12/01/2025, received as part of a 3% stock dividend.

Was the UWHR director’s share acquisition a purchase or a dividend?

The filing states the 114 shares were acquired through a 3% stock dividend paid to Uwharrie Capital Corp shareholders, not through a cash purchase.

How many Uwharrie Capital Corp (UWHR) shares does the reporting person own after the transaction?

Following the reported transaction, the director beneficially owns 3,920 shares of Uwharrie Capital Corp common stock, held jointly with a spouse.

Did the UWHR insider pay any money for the newly acquired shares?

No. The filing explains that no money was paid by the shareholder for the 114 acquired shares, which came from the 3% stock dividend.

What are the key dates related to the Uwharrie Capital Corp (UWHR) stock dividend?

The 3% stock dividend was paid on 12/01/2025 to shareholders of record as of 11/10/2025.

How were fractional shares handled in the Uwharrie Capital Corp stock dividend?

The explanation notes that no fractional shares were issued; shareholders received cash in lieu of fractional shares.