Uwharrie Capital Corp First Quarter 2026 - Earnings Release

Rhea-AI Summary

Uwharrie Capital Corp (OTCQX: UWHR) reported consolidated total assets of $1.25 billion at March 31, 2026, up from $1.20 billion at December 31, 2025. Net income for Q1 2026 was $3.2 million versus $2.6 million a year earlier.

Net income available to common shareholders was $3.1 million, or $0.43 per share, compared with $2.4 million, or $0.33 per share, for Q1 2025. Management attributes the year‑over‑year improvement to an improved net interest margin and higher earnings across interest‑earning assets.

Positive

• Net income +23% YoY to $3.2M
• EPS $0.43 vs $0.33 prior year (+30%)
• Assets increased to $1.25B

Negative

• None.

News Market Reaction – UWHR

+4.74%

+4.74% Session close to close

In the Apr 27 session, UWHR gained 4.74%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

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ALBEMARLE, N.C., April 27, 2026 /PRNewswire/ -- Uwharrie Capital Corp (OTCQX: UWHR) and its subsidiary, Uwharrie Bank (the "Bank"), reported consolidated total assets of $1.25 billion at March 31, 2026, versus $1.20 billion at December 31, 2025.

Net income for the three-month period ended March 31, 2026, was $3.2 million versus $2.6 million for the same period in 2025. For the three months ended March 31, 2026, net income available to common shareholders was $3.1 million, or $0.43 per share, compared to $2.4 million, or $0.33 per share, for the three months ended March 31, 2025. Net income available to common shareholders takes into consideration the payment of dividends on preferred stock issued by the Bank.

The year-over-year improvement in net income as of March 31, 2026 is due to an improved net interest margin resulting from increased earnings across all interest-earning assets.

About Uwharrie Capital Corp
Uwharrie Capital Corp offers a full range of financial solutions through its subsidiaries: Uwharrie Bank and Uwharrie Investment Advisors. Additional information on Uwharrie Capital Corp may be found at www.Uwharrie.com or by calling 704-982-4415.

View original content to download multimedia:https://www.prnewswire.com/news-releases/uwharrie-capital-corp-first-quarter-2026---earnings-release-302754704.html

SOURCE Uwharrie Capital Corp

FAQ

What were UWHR Q1 2026 net income and EPS results?

Uwharrie reported Q1 2026 net income of $3.2 million and EPS of $0.43. According to Uwharrie, net income available to common shareholders was $3.1 million, or $0.43 per share, versus $2.4 million, or $0.33 in Q1 2025.

How did Uwharrie Capital's assets change by March 31, 2026 (UWHR)?

Consolidated total assets were $1.25 billion at March 31, 2026. According to Uwharrie, this compares with $1.20 billion at December 31, 2025, reflecting modest balance sheet growth over the quarter.

What drove UWHR's year-over-year earnings improvement in Q1 2026?

Improved net interest margin and higher earnings across interest-earning assets drove gains. According to Uwharrie, the year-over-year net income increase reflects broader earnings improvement on interest-earning assets rather than one-time gains.

Did Uwharrie provide guidance or forward-looking outlook with the Q1 2026 results (UWHR)?

No forward-looking guidance was provided in the release. According to Uwharrie, the announcement reported Q1 2026 financial results and balance sheet figures without issuing updated guidance in the statement.

Where can investors find more information about Uwharrie Capital Corp (UWHR)?

Investors can visit the company website or call investor relations. According to Uwharrie, additional information is available at www.Uwharrie.com or by calling the provided investor relations number.