Uwharrie Capital officer reports 45,071-share transfer

No money was paid or received as the shares moved between trust brokerage safekeeper accounts.

Available on EDGAR 09/24/2026 - 10:45 AM EDT Accepted by SEC EDGAR 09/24/2026 - 10:44 AM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

UWHARRIE CAPITAL CORP Chief People Officer Brooke L. Senter reported the transfer of 45,071 common shares held by The Senter Living Trust on September 22, 2026. The transaction records show the shares acquired into a Charles Schwab & Co. safekeeper account and disposed from a Pershing safekeeper account. The footnotes state that no money was paid or received by the shareholders.

Insider Trade Summary

Other: 90,142 shares

Other 2 txns

Insider Senter Brooke L

Role Chief People Officer

Type	Security	Shares	Price	Value
Other	Common Stock F1, F2, F3	45,071	$0.00	$0.00
Other	Common Stock F4, F2, F5	45,071	$0.00	$0.00
Holding	Common Stock F6	--	--	--
Holding	Common Stock F7	--	--	--
Holding	Common Stock F8	--	--	--
Holding	Common Stock F8	--	--	--

Holdings After Transaction: Common Stock — 1,562 shares (Direct); Common Stock — 2,465 shares (Indirect, Held by Roth IRA FBO Spouse of Reporting Person Soley); Common Stock — 1,039 shares (Indirect, Held by Mother-in-Law Custodian for Daughter)

Footnotes (8)

1. F1. Held by charles SCHWAB & Co Inc Safekeeper for The Senter Living Trust UAD 12/04/25 Neil Bentley Senter & Brooke Laton Senter TTEES
2. F2. Transfer of shares from a trust brokerage safekeeper account held by Cede & Co., Depository for Pershing, LLC to a trust brokerage safekeeper account held by charles SCHWAB & Co Inc.
3. F3. No money was paid by the shareholder(s) for the Acquired shares. The shares were acquired as result of a transfer of shares from a trust brokerage safekeeper account held by Cede & Co., Depository for Pershing, LLC to a trust brokerage safekeeper account held by charles SCHWAB & Co Inc.
4. F4. Held by Cede & Co., Depository for Pershing, LLC Safekeeper for The Senter Living Trust UAD 12/04/25 Neil Bentley Senter & Brooke Laton Senter TTEES
5. F5. No money was received by the shareholder(s) for the Disposed shares. The shares were disposed of as result of a transfer of shares from a trust brokerage safekeeper account held by Cede & Co., Depository for Pershing, LLC to a trust brokerage safekeeper account held by charles SCHWAB & Co Inc.
6. F6. Held by charles SCHWAB & Co Inc Custodian for Brooke L. Senter Roth Contributory IRA
7. F7. Held by charles SCHWAB & Co Inc Custodian for Neil B. Senter Roth Contributory IRA
8. F8. Held by charles SCHWAB & Co Inc for Mother-in-Law as Custodian for Reporting Person's Daughter

Key Figures

Shares recorded as acquired: 45,071 shares Shares recorded as disposed: 45,071 shares Shares in indirect holding: 2,465 shares

3 metrics

Shares recorded as acquired 45,071 shares The Senter Living Trust transfer into a Charles Schwab & Co. safekeeper account on September 22, 2026

Shares recorded as disposed 45,071 shares The Senter Living Trust transfer from a Pershing safekeeper account on September 22, 2026

Shares in indirect holding 2,465 shares Holding entry for custody of Neil B. Senter Roth Contributory IRA shares, dated September 22, 2026

Key Terms

trust brokerage safekeeper account, Roth Contributory IRA, Depository

3 terms

trust brokerage safekeeper account technical

"transfer of shares from a trust brokerage safekeeper account"

Roth Contributory IRA financial

"Custodian for Neil B. Senter Roth Contributory IRA"

Depository financial

"Cede & Co., Depository for Pershing, LLC"

A depository is a financial institution that holds securities such as stocks and bonds electronically on behalf of investors and manages the transfer, settlement and record-keeping of those holdings. Think of it as a secure vault and mailroom combined: it keeps your ownership safe, handles payments and corporate actions (like dividends or stock splits), and makes buying, selling and transferring investments faster and less risky—important for preserving value and ensuring you actually receive payments and updates.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

Did the UWHR trust-share transfer involve cash?

No money was paid or received by the shareholders. The shares moved from a trust brokerage safekeeper account held by Cede & Co., Depository for Pershing, LLC, to one held by Charles Schwab & Co. Inc.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Senter Brooke L

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NORTH CAROLINA 28002-0338

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief People Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/22/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	09/22/2026		J(2)	V	45,071	A	$0.00(3)	53,217	D
Common Stock(4)	09/22/2026		J(2)	V	45,071	D	$0.00(5)	0	D
Common Stock(6)								1,562	D
Common Stock(7)								2,465	I	Held by Roth IRA FBO Spouse of Reporting Person Soley
Common Stock(8)								1,027	I	Held by Mother-in-Law Custodian for Daughter
Common Stock(8)								12	I	Held by Mother-in-Law Custodian for Daughter

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Held by charles SCHWAB & Co Inc Safekeeper for The Senter Living Trust UAD 12/04/25 Neil Bentley Senter & Brooke Laton Senter TTEES

2. Transfer of shares from a trust brokerage safekeeper account held by Cede & Co., Depository for Pershing, LLC to a trust brokerage safekeeper account held by charles SCHWAB & Co Inc.

3. No money was paid by the shareholder(s) for the Acquired shares. The shares were acquired as result of a transfer of shares from a trust brokerage safekeeper account held by Cede & Co., Depository for Pershing, LLC to a trust brokerage safekeeper account held by charles SCHWAB & Co Inc.

4. Held by Cede & Co., Depository for Pershing, LLC Safekeeper for The Senter Living Trust UAD 12/04/25 Neil Bentley Senter & Brooke Laton Senter TTEES

5. No money was received by the shareholder(s) for the Disposed shares. The shares were disposed of as result of a transfer of shares from a trust brokerage safekeeper account held by Cede & Co., Depository for Pershing, LLC to a trust brokerage safekeeper account held by charles SCHWAB & Co Inc.

6. Held by charles SCHWAB & Co Inc Custodian for Brooke L. Senter Roth Contributory IRA

7. Held by charles SCHWAB & Co Inc Custodian for Neil B. Senter Roth Contributory IRA

8. Held by charles SCHWAB & Co Inc for Mother-in-Law as Custodian for Reporting Person's Daughter

	Brooke L. Senter by Tamara M. Singletary, EVP, Uwharrie Capital Corp	09/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)