Uwharrie Capital declares 3% stock dividend

Shareholders of record on November 5 will receive additional shares electronically, with cash substituted for any fractional share.

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)How Sentiment works

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Form Type

8-K

Rhea-AI Filing Summary

Uwharrie Capital Corp (UWHR) declared a 3% common stock dividend on October 20, 2026, payable November 23, 2026, to shareholders of record at the close of business on November 5, 2026. The dividend will be issued electronically in book-entry form, and no stock certificates will be issued. Only whole shares will be issued; shareholders entitled to a fractional share will instead receive cash in lieu, by check or electronic deposit as applicable. Shares held in brokerage accounts will be credited directly to the applicable brokerage account.

8-K Event Classification

2 items: 8.01, 9.01

2 items

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

Key Figures

Common stock dividend: 3% Record date: November 5, 2026 Payment date: November 23, 2026

3 metrics

Common stock dividend 3% Declared October 20, 2026

Record date November 5, 2026 Shareholders of record at the close of business

Payment date November 23, 2026 Date the stock dividend is payable

Key Terms

stock dividend, book-entry form, cash in lieu

3 terms

stock dividend financial

"declared a 3% common stock dividend"

A stock dividend is when a company gives its existing shareholders extra shares instead of cash. It’s like receiving more pieces of the same pie rather than a bigger piece of money, which can increase the number of shares you own but usually doesn’t change the total value of your investment right away. Investors care about it because it can signal the company's growth and affect the stock’s price.

book-entry form technical

"issued electronically in book-entry form"

A book-entry form is an electronic record showing ownership of securities instead of a paper certificate; think of it like a bank account ledger that notes who owns shares. It matters to investors because it makes buying, selling and transferring securities faster, safer and cheaper by reducing paperwork, loss or forgery risk, and enabling easier settlement through brokers or a central depository.

cash in lieu financial

"receive cash in lieu of the fractional share"

Cash in lieu is a cash payment made instead of issuing a fractional share when a corporate action (such as a stock dividend, spin-off, split, merger, or conversion) would otherwise entitle a holder to less than one full share. Transfer agents or brokers aggregate fractional entitlements and pay each holder a monetary amount equal to the fractional portion multiplied by a price determined for the transaction (commonly a closing price, average price over a set period, or a contract-specified price); the exact calculation and any rounding or fees are set by the issuer, transfer agent or the transaction documents.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What is UWHR's stock dividend and when will shareholders receive it?

Uwharrie Capital Corp declared a 3% common stock dividend, payable November 23, 2026, to shareholders of record at the close of business on November 5, 2026.

How will UWHR handle fractional shares from the stock dividend?

Only whole shares will be issued. Shareholders who would otherwise receive a fractional share will instead receive cash in lieu, by check or electronic deposit, as applicable.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/21/2026 - 10:37 AM EDT Accepted by SEC EDGAR 10/21/2026 - 10:36 AM EDT

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

     Date of Report (Date of earliest event reported): October 20, 2026

    

Uwharrie Capital Corp

(Exact name of Registrant as Specified in Its Charter)


North Carolina	000-22062	56-1814206
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

132 North First Street
Albemarle, North Carolina		28001
(Address of Principal Executive Offices)		(Zip Code)

     Registrant’s Telephone Number, Including Area Code: 704 983-6181

    

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
None	N/A	N/A

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events.

On October 20, 2026, the Board of Directors of Uwharrie Capital Corp declared a 3% common stock dividend, payable on November 23, 2026, to shareholders of record at the close of business on November 5, 2026.

A copy of the press release announcing the dividend declaration is attached hereto as Exhibit 99.1 and incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits


Exhibit Number		Description
99.1		Press Release dated October 21, 2026

104		Cover page interactive data file (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.


	UWHARRIE CAPITAL CORP

Date: October 21, 2026	By:	/s/ Heather H. Almond
		Heather H. Almond
		Principal Financial Officer

Exhibit 99.1

Uwharrie Capital Corp Declares Stock Dividend

FOR IMMEDIATE RELEASE

From: Heather H. Almond

Uwharrie Capital Corp

704-983-6181

Date: October 21, 2026

Albemarle, NC – On October 20, 2026, the Board of Directors of Uwharrie Capital Corp declared a 3% common stock dividend, payable on November 23, 2026, to shareholders of record at the close of business on November 5, 2026.

The stock dividend will be issued electronically in book-entry form. No stock certificates will be issued. Shareholders will receive a statement reflecting the additional shares credited to their accounts. For shares held in brokerage accounts, the dividend shares will be credited directly to the applicable brokerage account.

Only whole shares will be issued. Shareholders who would otherwise be entitled to receive a fractional share will instead receive cash in lieu of the fractional share. Such cash payments may be made by check or electronic deposit, as applicable.

Contact Heather Almond, Chief Financial Officer at 704-983-6181 for further information.

About Uwharrie Capital Corp

Uwharrie Capital Corp offers a full range of financial solutions through its subsidiaries: Uwharrie Bank and Uwharrie Investment Advisors. Additional information on Uwharrie Capital Corp may be found at www.Uwharrie.com or by calling 704-982-4415.

Source: View Original Filing on SEC EDGAR

Filing Exhibits & Attachments

2 documents

Press Releases

EX-99.1 EX-99.1 10.1 KB