Uwharrie Capital Corp Third Quarter 2026 - Earnings Release

Preferred-stock dividends at the bank are deducted in determining income available to common shareholders.

Rhea-AI Summary

Uwharrie Capital Corp (UWHR) reported third-quarter net income of $2.9 million, unchanged from the same period in 2025. Net income available to common shareholders was also unchanged at $2.7 million, or $0.37 per share, for the three months ended September 30, 2026.

For the nine months ended September 30, 2026, net income rose to $10.0 million from $8.3 million in the comparable 2025 period. Income available to common shareholders increased to $9.6 million, or $1.31 per share, compared with $7.8 million, or $1.05 per share, a year earlier. Consolidated total assets were $1.23 billion at September 30, 2026, versus $1.20 billion at December 31, 2025. The nine-month earnings improvement contrasted with unchanged third-quarter results.

3 points · 0 major

PositiveiHow this balance works

How this balance works

Rhea-AI gives every point it takes from this document a weight. Minor counts 1, Moderate 3 and Major 9, so one Major point outweighs several Minor ones. The bar adds up the weights on each side, and when neither side holds more than 65% of the total the balance reads Mixed.

It reads the document as published, with the same rules for every company, and it does not look at what the market expected or at how the stock traded, so a point can be objectively good on a day the stock falls.

Rhea-AI Sentiment measures something else, the tone of the wording.

How the balance worksHow Sentiment works

0 major · 0 points

How the balance works

Positive

• Moderate pointNine-month net income rose to $10.0 million from $8.3 million in the same 2025 period.
• Minor pointNine-month common-shareholder income increased to $9.6 million, or $1.31 per share, from $7.8 million, or $1.05.
• Minor pointConsolidated assets increased to $1.23 billion at September 30, 2026, from $1.20 billion at December 31, 2025.

Negative

• None.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

ALBEMARLE, N.C., Oct. 28, 2026 /PRNewswire/ -- Uwharrie Capital Corp (OTCQX: UWHR) and its subsidiary, Uwharrie Bank (the "Bank"), reported consolidated total assets of $1.23 billion at September 30, 2026, versus $1.20 billion at December 31, 2025.

Net income for the nine-month period ended September 30, 2026, was $10.0 million versus $8.3 million for the same period in 2025. For the nine months ended September 30, 2026, net income available to common shareholders was $9.6 million, or $1.31 per share, compared to $7.8 million, or $1.05 per share, for the nine months ended September 30, 2025. Net income available to common shareholders takes into consideration the payment of dividends on preferred stock issued by the Bank.

Net income for both three-month periods ended September 30, 2026 and 2025, was $2.9 million. For the three months ended September 30, 2026 and 2025, net income available to common shareholders was $2.7 million, or $0.37 per share.

About Uwharrie Capital Corp
Uwharrie Capital Corp offers a full range of financial solutions through its subsidiaries: Uwharrie Bank and Uwharrie Investment Advisors. Additional information on Uwharrie Capital Corp may be found at www.Uwharrie.com or by calling 704-982-4415.  

View original content to download multimedia:https://www.prnewswire.com/news-releases/uwharrie-capital-corp-third-quarter-2026---earnings-release-302922798.html

SOURCE Uwharrie Capital Corp

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What were Uwharrie Capital's third-quarter 2026 earnings?

Third-quarter net income was $2.9 million, unchanged from the same quarter in 2025. Net income available to common shareholders was also unchanged at $2.7 million, or $0.37 per share, for the three months ended September 30, 2026.

Why does Uwharrie Capital report net income available to common shareholders separately?

Net income available to common shareholders accounts for dividends on preferred stock issued by Uwharrie Bank. This distinguishes the amount available to common shareholders from consolidated net income.