Uwharrie Capital Corp (UWHR) director reports 3% stock dividend shares on Form 4

Rhea-AI Filing Summary

Uwharrie Capital Corp reported an insider ownership change related to a stock dividend. A director, filing as an individual reporting person, received 146 additional shares of common stock held jointly with a spouse on 12/01/2025. This was coded as a "J" transaction, indicating an acquisition through a non-open-market event.

The filing explains that the shares were issued as part of a 3% stock dividend paid to shareholders of Uwharrie Capital Corp on 12/01/2025, based on a record date of 11/10/2025. No fractional shares were issued, and shareholders received cash instead of any fractional entitlements.

After this stock dividend, the reporting person beneficially owns 5,032 shares of common stock jointly with a spouse. The filing notes that no money was paid by the shareholders for the acquired shares, as they resulted entirely from the 3% stock dividend.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Amirtharaj Merlin

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock (Held jointly with Spouse)	146	$0.00	--

Holdings After Transaction: Common Stock (Held jointly with Spouse) — 5,032 shares (Direct)

Footnotes (1)

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Amirtharaj Merlin

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	12/01/2025		J(1)	V	146	A	$0.00(2)	5,032	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares.

2. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

	Merlin Amirtharaj by Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Uwharrie Capital Corp (UWHR) report in this Form 4?

The Form 4 reports that a director of Uwharrie Capital Corp acquired 146 shares of common stock held jointly with a spouse, resulting from a 3% stock dividend paid on 12/01/2025.

How many Uwharrie Capital Corp (UWHR) shares does the reporting person own after the transaction?

Following the reported transaction, the director beneficially owns 5,032 shares of Uwharrie Capital Corp common stock, held jointly with a spouse.

What was the nature of the 3% stock dividend at Uwharrie Capital Corp (UWHR)?

The company paid a 3% stock dividend to shareholders on 12/01/2025, with a record date of 11/10/2025. No fractional shares were issued, and shareholders received cash in lieu of fractional shares.

Did the insider pay any cash for the Uwharrie Capital Corp (UWHR) shares reported on this Form 4?

No. The filing states that no money was paid by the shareholder for the acquired shares; they were received solely as part of the 3% stock dividend.

What transaction code was used for the Uwharrie Capital Corp (UWHR) insider transaction?

The transaction is identified with code "J", indicating an acquisition of shares through a transaction such as a stock dividend rather than an open-market purchase.

Was this Uwharrie Capital Corp (UWHR) Form 4 filed for one or multiple reporting persons?

The form indicates it was filed by one reporting person, reflecting the holdings and transaction of a single director.