Uwharrie Capital Corp (UWHR) director reports shares from 3% stock dividend

Rhea-AI Filing Summary

Uwharrie Capital Corp reported an insider share increase for a director due to a stock dividend. Director Dean M. Bowers received 253 additional shares of Uwharrie Capital Corp common stock on 12/01/2025 as a result of a three percent stock dividend paid to shareholders as of record date 11/10/2025. The transaction is reported at a price of $0.00 because no money was paid by the shareholder for these shares; they were issued as part of the stock dividend.

Following this dividend-related issuance, Bowers beneficially owns 8,696 shares of Uwharrie Capital Corp common stock in direct ownership. The filing clarifies that no fractional shares were issued in the dividend and that shareholders received cash instead for any fractional share amounts.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Bowers Dean M

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock (Held by Self)	253	$0.00	--

Holdings After Transaction: Common Stock (Held by Self) — 8,696 shares (Direct)

Footnotes (1)

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bowers Dean M

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held by Self)	12/01/2025		J(1)	V	253	A	$0.00(2)	8,696	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares.

2. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

	Dean M. Bowers by Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction was reported for Uwharrie Capital Corp (UWHR)?

The filing reports that Director Dean M. Bowers acquired 253 shares of Uwharrie Capital Corp common stock on 12/01/2025, resulting from a three percent stock dividend.

Did the Uwharrie Capital Corp director pay for the newly acquired shares?

No. The filing states that no money was paid by the shareholder for the acquired shares. They were issued at a reported price of $0.00 as part of a three percent stock dividend.

How many Uwharrie Capital Corp shares does the director own after the transaction?

After the stock dividend transaction, Director Dean M. Bowers beneficially owns 8,696 shares of Uwharrie Capital Corp common stock held directly.

What triggered the additional shares reported in this Form 4 for UWHR?

The additional shares were triggered by a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12/01/2025, for holders of record as of 11/10/2025.

How were fractional shares handled in Uwharrie Capital Corp's three percent stock dividend?

The filing explains that no fractional shares were issued in the dividend. Instead, shareholders received cash in lieu of fractional shares.

What is the relationship of the reporting person to Uwharrie Capital Corp?

The reporting person, Dean M. Bowers, is identified as a Director of Uwharrie Capital Corp in this Form 4.