[Form 4] UWHARRIE CAPITAL CORP Insider Trading Activity

Rhea-AI Filing Summary

Uwharrie Capital Corp director reports stock dividend shares. A Form 4 filing shows director Allen K. Furr and related accounts received additional shares of Uwharrie Capital Corp common stock on 12/01/2025.

The filing explains that these shares were issued as part of a three (3%) stock dividend paid to shareholders on 12/01/2025, based on a record date of 11/10/2025. Individual line items include, for example, 123 shares added to stock held jointly with his spouse, 28 shares added to stock held by himself, and several small increases in IRA and custodial accounts.

The transaction price is reported as $0.00 per share because no money was paid by the shareholders; the additional stock came directly from the stock dividend, with cash paid only in lieu of fractional shares.

Insider Trade Summary

6 transactions reported

Mixed 6 txns

Insider Furr Allen K

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock (Held jointly with Spouse)	123	$0.00	--
Other	Common Stock (Held by Self)	28	$0.00	--
Other	Common Stock	129	$0.00	--
Other	Common Stock	6	$0.00	--
Other	Common Stock	6	$0.00	--
holding	Common Stock (Held by Spouse as Custodian for Daughter)	--	--	--

Holdings After Transaction: Common Stock (Held jointly with Spouse) — 4,229 shares (Direct); Common Stock (Held by Self) — 967 shares (Direct); Common Stock — 4,442 shares (Direct); Common Stock — 230 shares (Indirect, By Pershing LLC As Custodian IRA FBO Jennifer R. Furr (Spouse of Reprting Person)); Common Stock (Held by Spouse as Custodian for Daughter) — 8 shares (Indirect, By Spouse As Custodian for Daughter)

Footnotes (1)

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. Held by Cede & Co., Depository for Pershing LLC As Custodian IRA FBO Allen K. Furr Held by Cede & Co., Depository for Pershing LLC As Custodian Roth IRA FBO Allen K. Furr Held by Cede & Co., Depository for Pershing LLC As Custodian IRA FBO Jennifer R. Furr

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Furr Allen K

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	12/01/2025		J(1)	V	123	A	$0.00(2)	4,229	D
Common Stock (Held by Spouse as Custodian for Daughter)								8	I	By Spouse As Custodian for Daughter
Common Stock (Held by Self)	12/01/2025		J(1)	V	28	A	$0.00(2)	967	D
Common Stock(3)	12/01/2025		J(1)	V	129	A	$0.00(2)	4,442	D
Common Stock(4)	12/01/2025		J(1)	V	6	A	$0.00(2)	230	D
Common Stock(5)	12/01/2025		J(1)	V	6	A	$0.00(2)	230	I	By Pershing LLC As Custodian IRA FBO Jennifer R. Furr (Spouse of Reprting Person)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares.

2. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

3. Held by Cede & Co., Depository for Pershing LLC As Custodian IRA FBO Allen K. Furr

4. Held by Cede & Co., Depository for Pershing LLC As Custodian Roth IRA FBO Allen K. Furr

5. Held by Cede & Co., Depository for Pershing LLC As Custodian IRA FBO Jennifer R. Furr

	Allen K. Furr by Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does Uwharrie Capital Corp (UWHR) disclose in this Form 4?

The Form 4 reports that director Allen K. Furr and related accounts received additional shares of Uwharrie Capital Corp common stock on 12/01/2025 as part of a stock dividend.

What triggered the new Uwharrie Capital Corp (UWHR) shares reported for the director?

The filing states that the shares were acquired as a result of a three (3%) stock dividend paid to Uwharrie Capital Corp shareholders on 12/01/2025, with a record date of 11/10/2025.

Did the Uwharrie Capital Corp director pay cash for the shares reported in this Form 4?

No. The filing notes that no money was paid by the shareholder(s) for the acquired shares; they were received through the 3% stock dividend, with cash only in lieu of fractional shares.

How many Uwharrie Capital Corp shares were added to the joint holding with the director’s spouse?

Table I shows that 123 shares of Uwharrie Capital Corp common stock were added to the holding reported as Common Stock (Held jointly with Spouse).

What is the director’s relationship to Uwharrie Capital Corp in this filing?

The Form 4 identifies the reporting person as a Director of Uwharrie Capital Corp, with the director box checked in the relationship section.

Are there any derivative securities reported for Uwharrie Capital Corp in this Form 4?

The section for Derivative Securities is included, but in the provided content no specific derivative transactions or amounts are listed in Table II.