Welcome to our dedicated page for Uwharrie Cap SEC filings (Ticker: UWHR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Uwharrie Capital Corp filings document operating results and governance for the company and its subsidiary, Uwharrie Bank. Form 8-K reports provide quarterly and year-end financial results, shareholder reports, consolidated assets, net income, loan and deposit trends, net interest margin commentary, preferred-stock dividend effects and common stock dividend actions.
Proxy materials cover annual meeting proposals, director elections, advisory votes on executive compensation, frequency of future compensation votes and ratification of the independent registered public accounting firm. These filings also identify the company’s capital-stock context and formal shareholder voting matters.
Uwharrie Capital Corp (UWHR) reported Q3 2025 results showing steady growth and stable credit. Net income was $2.89 million and diluted EPS was $0.38, compared with $3.04 million and $0.39 a year ago. Year‑to‑date, net income rose to $8.27 million with EPS of $1.08 versus $0.97 in 2024.
Total assets reached $1.216 billion (from $1.129 billion at year‑end), driven by higher interest‑earning deposits and securities. Loans held for investment were $677.39 million and deposits were $1.104 billion. Net interest income improved to $9.89 million in the quarter (from $9.06 million), while the provision for credit losses was $176 thousand. Credit quality remained solid with $403 thousand in nonaccrual loans and an allowance of $6.36 million.
Other comprehensive income improved as unrealized gains on available‑for‑sale securities reduced accumulated other comprehensive loss by $3.06 million in Q3. Shareholders’ equity increased to $70.97 million. The Board declared a 3% stock dividend on October 28, 2025, with 6,988,394 common shares outstanding as of November 3, 2025.
Uwharrie Capital Corp reported Q3 2025 results and announced a 3% stock dividend. Consolidated total assets were $1.22 billion at September 30, 2025, up from $1.13 billion at December 31, 2024.
For the nine months ended September 30, 2025, net income was $8.3 million, with net income available to common shareholders of $7.8 million, or $1.08 per share, compared to $7.2 million, or $0.97 per share, a year earlier. Q3 2025 net income was $2.9 million, with net income available to common shareholders of $2.7 million, or $0.38 per share, versus $2.9 million, or $0.39 per share, in Q3 2024. The Board declared a 3% stock dividend payable on December 1, 2025, and EPS figures above were adjusted retroactively for this dividend.