Every 10-Q that UWHARRIE CAPITAL CORP (UWHR) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow UWHR and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UWHR filings page.
Uwharrie Capital Corp reported higher profitability for the quarter and six months ended June 30, 2026. Total assets were $1.22 billion, up from $1.20 billion at December 31, 2025. Deposits rose to $1.10 billion, and cash and cash equivalents increased to $91.7 million.
For the quarter, net income attributable to common shareholders was $3.8 million, up from $2.7 million a year earlier, with basic and diluted EPS of $0.53. For the first six months, net income attributable to common shareholders was $6.8 million versus $5.1 million in 2025, and EPS was $0.96 versus $0.70. Net interest income for the six months was $20.0 million, while noninterest income benefited from a $827,000 gain on a Visa share exchange and $186,000 in securities gains. Shareholders’ equity increased to $81.1 million, though accumulated other comprehensive loss remained sizable at $17.1 million, reflecting unrealized losses on available-for-sale securities.
Uwharrie Capital Corp reported stronger results for the quarter ended March 31, 2026. Net income rose to $3.2 million, up from $2.6 million a year earlier, with net income attributable to common shareholders of $3.1 million. Basic and diluted earnings per share increased to $0.43 from $0.33.
Net interest income improved to $9.8 million, helped by higher loan and securities interest, while a small net recovery in credit losses replaced the prior-year provision. Noninterest income grew to $3.0 million, led by mortgage banking and service fees. Noninterest expense rose to $8.7 million, mainly from higher salaries and benefits.
Total assets reached $1.25 billion, with deposits increasing to $1.13 billion. Asset quality remained solid, with nonperforming loans of $0.4 million and low net charge-offs. Comprehensive income declined due to a $1.7 million other comprehensive loss from unrealized securities valuation changes.
Uwharrie Capital Corp (UWHR) reported Q3 2025 results showing steady growth and stable credit. Net income was $2.89 million and diluted EPS was $0.38, compared with $3.04 million and $0.39 a year ago. Year‑to‑date, net income rose to $8.27 million with EPS of $1.08 versus $0.97 in 2024.
Total assets reached $1.216 billion (from $1.129 billion at year‑end), driven by higher interest‑earning deposits and securities. Loans held for investment were $677.39 million and deposits were $1.104 billion. Net interest income improved to $9.89 million in the quarter (from $9.06 million), while the provision for credit losses was $176 thousand. Credit quality remained solid with $403 thousand in nonaccrual loans and an allowance of $6.36 million.
Other comprehensive income improved as unrealized gains on available‑for‑sale securities reduced accumulated other comprehensive loss by $3.06 million in Q3. Shareholders’ equity increased to $70.97 million. The Board declared a 3% stock dividend on October 28, 2025, with 6,988,394 common shares outstanding as of November 3, 2025.