Uwharrie Capital (UWHR) HR chief logs 458-share internal transfer

Rhea-AI Filing Summary

Uwharrie Capital Corp’s Chief People Officer, Brooke L. Senter, reported an internal restructuring of 458 shares of common stock on March 11, 2026. Footnotes explain this was a non-cash transfer of shares from a registered account for The Senter Living Trust to a brokerage safekeeper account.

After the transfer, one direct common stock account shows 45,071 shares held. The Form 4 also lists additional direct and indirect common stock holdings in various retirement and family custodian accounts, indicating that overall exposure to Uwharrie Capital stock remains in place despite the internal movement of shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Senter Brooke L

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief People Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held as Trustee for The Senter Living Trust)	03/11/2026		J(1)	V	458	D	$0.00(2)	0	D
Common Stock(3)	03/11/2026		J(1)	V	458	A	$0.00(4)	45,071	D
Common Stock(5)								1,562	D
Common Stock(6)								8,146	D
Common Stock(7)								2,465	I	Held by Roth IRA FBO Spouse of Reporting Person Soley
Common Stock(8)								1,027	I	Held by Mother-in-Law Custodian for Daughter
Common Stock(8)								12	I	Held by Mother-in-Law Custodian for Daughter

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Transfer of shares from registered holder(s) account to brokerage safekeeper account.

2. No money was received by the shareholder(s) for the Disposed shares. The shares were disposed of as a result of a transfer of shares from a registered holder(s) account with stock transfer agent to brokerage safekeeper account

3. Held by Cede & Co., Depository for Pershing, LLC Safekeeper for The Senter Living Trust

4. No money was paid by the shareholder(s) for the Acquired shares. The shares were acquired as a result of a transfer of shares from a registered holder(s) account with stock transfer agent to a brokerage safekeeper account.

5. Held by charles SCHWAB & Co Inc Custodian for Brooke L. Senter Roth Contributory IRA

6. Held by charles SCHWAB & Co Inc Safekeeper for Neil B. Senter & Brooke L. Senter Designated Bene Plan/TOD

7. Held by charles SCHWAB & Co Inc Custodian for Neil B. Senter Roth Contributory IRA

8. Held by charles SCHWAB & Co Inc for Mother-in-Law as Custodian for Reporting Person's Daughter

	Brooke L. Senter by Tamara M. Singletary, EVP, Uwharrie Capital Corp	03/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider activity did Brooke L. Senter report for UWHR on this Form 4?

Brooke L. Senter reported an internal movement of 458 Uwharrie Capital common shares. The filing describes a non-cash transfer from a registered account for The Senter Living Trust to a brokerage safekeeper account, rather than an open-market purchase or sale.

Was cash involved in Brooke L. Senter’s 458-share transaction in UWHR stock?

No cash changed hands in the 458-share transaction. Footnotes state no money was received or paid; the shares moved from a stock transfer agent-registered account to a brokerage safekeeper account as part of an internal restructuring of how the shares are held.

How many Uwharrie Capital shares does Brooke L. Senter hold directly after the restructuring?

Following the reported restructuring, one of Brooke L. Senter’s direct common stock accounts shows 45,071 shares. The Form 4 also lists additional direct and indirect holdings in other accounts, including retirement and family custodian arrangements, reflecting broader exposure to Uwharrie Capital stock.

What does the Form 4 say about The Senter Living Trust’s Uwharrie Capital shares?

The Form 4 notes 458 common shares previously held as trustee for The Senter Living Trust were transferred. Footnotes clarify these shares moved from the trust’s registered account with the stock transfer agent to a brokerage safekeeper account, with no money received for the disposition.

Are there indirect UWHR holdings related to Brooke L. Senter disclosed in this filing?

Yes, the filing lists indirect Uwharrie Capital common stock holdings. These include shares held by a Roth IRA for Senter’s spouse and by a mother-in-law as custodian for Senter’s daughter, indicating family-related accounts also own Uwharrie Capital shares.