Uwharrie Capital Corp filings document operating results and governance for the company and its subsidiary, Uwharrie Bank. Form 8-K reports provide quarterly and year-end financial results, shareholder reports, consolidated assets, net income, loan and deposit trends, net interest margin commentary, preferred-stock dividend effects and common stock dividend actions.
Proxy materials cover annual meeting proposals, director elections, advisory votes on executive compensation, frequency of future compensation votes and ratification of the independent registered public accounting firm. These filings also identify the company’s capital-stock context and formal shareholder voting matters.
Uwharrie Capital Corp’s Chief People Officer, Brooke L. Senter, reported an internal restructuring of 458 shares of common stock on March 11, 2026. Footnotes explain this was a non-cash transfer of shares from a registered account for The Senter Living Trust to a brokerage safekeeper account.
After the transfer, one direct common stock account shows 45,071 shares held. The Form 4 also lists additional direct and indirect common stock holdings in various retirement and family custodian accounts, indicating that overall exposure to Uwharrie Capital stock remains in place despite the internal movement of shares.
Uwharrie Capital Corp Chief Operations Officer Jason R. Andrew reported a restructuring of his share holdings, not a market trade. On 2026-03-10, 1,376 jointly held common shares were transferred out of a registered joint account and 1,376 common shares were recorded in his direct brokerage safekeeper account.
Footnotes state no money was paid or received; the moves reflect an administrative transfer between accounts. After these changes, Andrew holds 17,905 common shares directly and 74 common shares indirectly through a great grandmother-in-law acting as custodian for his spouse.
Uwharrie Capital Corp reports higher 2025 earnings with net income of $11.4 million, up from $9.9 million in 2024, and net income available to common shareholders of $10.8 million, or $1.49 per share.
Total assets grew to $1.20 billion from $1.13 billion, driven by $50.5 million in organic deposit growth and a $23.2 million, or 3.5%, increase in loans held for investment to $689.6 million. Investment securities rose to $379.7 million, while unrealized losses on available-for-sale securities improved to $21.5 million from $32.1 million.
Net interest income increased to $38.9 million as net interest margin expanded to 3.50%. Noninterest income rose 15.6% to $11.3 million, led by stronger mortgage banking. The allowance for credit losses on loans increased to $6.4 million, or 0.93% of loans, and nonaccrual loans remained low at 0.05% of total loans. The Bank was "well capitalized," and shareholders’ equity increased to $75.6 million, despite repurchasing 110,939 shares and not paying common dividends.
Uwharrie Capital Corp reported that executive Jeffrey L. Trout, President UB Mortgage, acquired 917 shares of common stock as a grant or award. The shares were granted on March 2, 2026 at a weighted average price of $10.90 per share. Following this transaction, his direct holdings increased to 16,122 common shares. The grant was made pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.
STONER CHRISTY D reported acquisition or exercise transactions in this Form 4 filing.
Uwharrie Capital Corp reported that Christy D. Stoner, President & CEO of Uwharrie Investment Advisors and CMO of Uwharrie Capital Corp, received a grant of 917 shares of common stock on March 2, 2026. The shares were granted under the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust at a weighted average price of $10.90 per share. Following this grant, her directly held common stock increased to 14,092 shares, with additional direct and indirect holdings reported for various custodial and family accounts.
Uwharrie Capital Corp EVP & Corporate Secretary Tamara M. Singletary acquired additional company stock through an equity grant. She received 458 shares of common stock on March 2, 2026 at a weighted average price of $10.90 per share, pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust. Following this grant, she directly holds 49,598 common shares. She also has indirect holdings as custodian for her son and daughter, with 272 shares reported for each account.
Senter Brooke L reported acquisition or exercise transactions in this Form 4 filing.
Uwharrie Capital Corp insider Brooke L. Senter, Chief People Officer, reported an award of 458 shares of common stock on March 2, 2026 to The Senter Living Trust at a weighted average price of $10.90 per share. The filing also updates various direct and indirect common stock holdings for Senter and related family accounts.
Uwharrie Capital Corp’s Chief Credit Officer Cheryl P. Rinehardt reported an award of common stock on March 2, 2026. She acquired 458 shares of common stock at a weighted average price of $10.90 per share as a grant or other acquisition, increasing this directly held position to 3,028 shares (held "Self TOD Son"). A separate directly owned holding of 1,906 common shares is shown as being held by Cede & Co. as depository for an IRA for her benefit.
Uwharrie Capital Corp Chief Risk Officer R. David Beaver III reported an equity grant of common stock. On this Form 4, he received a grant or award acquisition of 1,834 shares of common stock held jointly with his spouse at a weighted average price of $10.90 per share, bringing this joint holding to 6,981 shares. The shares were granted pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.
The filing also updates his other direct holdings, showing 30,324 shares of common stock in a separate direct account, 3,962 shares in an IRA, and 1,268 shares held jointly with his mother, providing a fuller picture of his overall ownership position.
Andrew Jason R reported acquisition or exercise transactions in this Form 4 filing.
Uwharrie Capital Corp Chief Operations Officer Andrew Jason received a grant of 1376 shares of common stock held jointly with his spouse at a weighted average price of $10.9000, under the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.
Following this award, he directly holds 16529 shares of common stock and is reported as indirectly owning 74 additional shares held by his great grandmother-in-law as custodian for his spouse.