Uwharrie Capital Corp (UWHR) CEO adds shares via 3% stock dividend

Rhea-AI Filing Summary

Uwharrie Capital Corp's President and CEO, Roger L. Dick, reported additional ownership of the company’s common stock due to a stock dividend. On 12/01/2025, he acquired 80, 2,682 and 277 shares of common stock at a price of $0.00 per share, reflecting that these shares were issued as part of a 3% stock dividend paid to shareholders of Uwharrie Capital Corp on that date, based on a record date of 11/10/2025. Following these transactions, he beneficially owned 2,762, 92,105 and 9,516 shares in the respective accounts described. The filing notes that no money was paid by the shareholder for these shares and that cash was paid in lieu of any fractional shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DICK ROGER L

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President/CEO of UCC

3. Date of Earliest Transaction (Month/Day/Year)
12/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	12/01/2025		J(2)	V	80	A	$0.00(3)	2,762	D
Common Stock(4)	12/01/2025		J(2)	V	2,682	A	$0.00(3)	92,105	D
Common Stock(5)	12/01/2025		J(2)	V	277	A	$0.00(3)	9,516	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Held by Cede & Co., Depository for Pershing LLC Safekeeper for Roger L. Dick

2. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares.

3. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

4. Held by charles SCHWAB, Uwharrie Retirement Committee Trustee, Uwharrie Capital Corp Employee 401K FBO Roger L. Dick

5. Held by Cede & Co., Depository for IRA FBO Roger L. Dick Pershing LLC as Custodian

	Roger L. Dick by Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did UWHR report for Roger L. Dick?

Uwharrie Capital Corp (UWHR) reported that President and CEO Roger L. Dick acquired additional shares of common stock on 12/01/2025 as a result of a 3% stock dividend.

How many Uwharrie Capital Corp (UWHR) shares did the CEO acquire in this Form 4?

The Form 4 shows that Roger L. Dick acquired 80, 2,682 and 277 shares of Uwharrie Capital Corp common stock in three separate entries, all tied to the stock dividend.

Did Roger L. Dick pay cash for the new UWHR shares reported?

No. The filing states that no money was paid by the shareholder for the acquired shares; they were received through the 3% stock dividend, with cash paid only in lieu of any fractional shares.

What is the source of the additional Uwharrie Capital Corp shares reported in this Form 4?

The additional shares were issued as part of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12/01/2025, with a record date of 11/10/2025.

How many UWHR shares does Roger L. Dick beneficially own after the reported transactions?

After the reported transactions, the filing shows beneficial ownership totals of 2,762, 92,105 and 9,516 shares of Uwharrie Capital Corp common stock in the respective accounts listed.

Where are Roger L. Dick’s Uwharrie Capital Corp (UWHR) shares held?

The filing explains that shares are held through Cede & Co. as depository for Pershing LLC, through Charles Schwab as Uwharrie Retirement Committee Trustee for the Uwharrie Capital Corp Employee 401(k) for his benefit, and through an IRA with Pershing LLC as custodian.