Uwharrie Capital Corp (UWHR) EVP receives shares from 3% stock dividend

Rhea-AI Filing Summary

Uwharrie Capital Corp reported that executive vice president and corporate secretary Tamara M. Singletary received additional shares of the company’s common stock through a three (3%) stock dividend paid on 12-01-2025 to shareholders of record on 11-10-2025.

She acquired 1,431 shares held directly, plus 7 shares as custodian for her son and 7 shares as custodian for her daughter, all at a price of $0.00 per share because they were issued as stock dividends. After these transactions, she beneficially owns 49,140 shares directly and 272 shares for each child in custodial accounts. No fractional shares were issued; cash was paid in lieu of any fractional amounts.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Singletary Tamara M

Role EVP & Corporate Secretary

Type	Security	Shares	Price	Value
Other	Common Stock (Held by Self)	1,431	$0.00	--
Other	Common Stock (Custodian for Son)	7	$0.00	--
Other	Common Stock (Custodian for Daughter)	7	$0.00	--

Holdings After Transaction: Common Stock (Held by Self) — 49,140 shares (Direct); Common Stock (Custodian for Son) — 272 shares (Indirect, Held by Self as Custodian for Son); Common Stock (Custodian for Daughter) — 272 shares (Indirect, Held by Self as Custodian for Daughter)

Footnotes (1)

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Singletary Tamara M

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Corporate Secretary

3. Date of Earliest Transaction (Month/Day/Year)
12/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held by Self)	12/01/2025		J(1)	V	1,431	A	$0.00(2)	49,140	D
Common Stock (Custodian for Son)	12/01/2025		J(1)	V	7	A	$0.00(2)	272	I	Held by Self as Custodian for Son
Common Stock (Custodian for Daughter)	12/01/2025		J(1)	V	7	A	$0.00(2)	272	I	Held by Self as Custodian for Daughter

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares.

2. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

	Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Uwharrie Capital Corp (UWHR) disclose?

The company disclosed that EVP and corporate secretary Tamara M. Singletary received additional common shares through a 3% stock dividend paid on 12-01-2025.

How many Uwharrie Capital Corp (UWHR) shares did the executive acquire?

She acquired 1,431 shares held directly, plus 7 shares as custodian for her son and 7 shares as custodian for her daughter.

Did the Uwharrie Capital Corp executive pay for the acquired UWHR shares?

No money was paid for the acquired shares; they were issued at $0.00 per share as part of the 3% stock dividend.

What is Tamara M. Singletary’s role at Uwharrie Capital Corp (UWHR)?

She is an officer of the company, serving as EVP & Corporate Secretary, and is a reporting person for this transaction.

What are the record and payment dates of Uwharrie Capital Corp’s 3% stock dividend?

The 3% stock dividend was paid on 12-01-2025 to shareholders of record as of 11-10-2025.

How many Uwharrie Capital Corp shares does the executive beneficially own after the dividend?

After the reported transactions, she beneficially owns 49,140 Uwharrie Capital Corp common shares directly and 272 shares for each child in custodial accounts.

Were any fractional Uwharrie Capital Corp shares issued in the 3% stock dividend?

No fractional shares were issued in the 3% stock dividend; shareholders were paid cash in lieu of fractional shares.