Uwharrie Capital Corp filings document operating results and governance for the company and its subsidiary, Uwharrie Bank. Form 8-K reports provide quarterly and year-end financial results, shareholder reports, consolidated assets, net income, loan and deposit trends, net interest margin commentary, preferred-stock dividend effects and common stock dividend actions.
Proxy materials cover annual meeting proposals, director elections, advisory votes on executive compensation, frequency of future compensation votes and ratification of the independent registered public accounting firm. These filings also identify the company’s capital-stock context and formal shareholder voting matters.
Uwharrie Capital Corp reported stronger results for the quarter ended March 31, 2026, reflecting growth in both balance sheet and earnings. Total assets reached $1.25B, up from $1.16B, while total deposits rose to $1.13B, supported by relationship growth across core markets.
Net income was $3.22M, compared with $2.55M in Q1 2025, and net income attributable to common shareholders was $3.08M. Basic and diluted earnings per share increased to $0.43 from $0.33. Net interest income improved to $9.76M, and management highlighted a 13% rise in Pre-Tax, Pre-Provision Income.
Credit quality remained favorable, with only 0.29% of total loans past due 30+ days or on non-accrual, compared with an FFIEC peer level of 1.25%. Shareholders’ equity grew to $76.66M, and book value per share rose to $9.23, reflecting retained earnings and improved accumulated other comprehensive loss.
Uwharrie Capital Corp director Frank A. Rankin III reported his holdings of the company’s common stock. The Form 4 shows he directly owns 52,329 shares of common stock held by himself after the reported entry. The filing does not reflect any new purchase or sale, only the reported ownership position.
UWHARRIE CAPITAL CORP director Wesley A. Morgan reported his current holdings of company stock. The Form 4 shows direct ownership of 8,118 shares of Common Stock held by the insider, with no new purchases, sales, or option exercises reported in this filing.
Uwharrie Capital Corp director Amirtharaj Merlin reported an ownership position rather than a new trade. The Form 4 lists 5,174 shares of common stock held directly, jointly with a spouse, after the reported date. The filing records this as a holding entry with no shares classified as bought or sold.
Uwharrie Capital Corp reported the results of its Annual Meeting of Shareholders held on May 19, 2026. Shareholders elected seven directors to the board, with each nominee receiving strong support, generally around 2.9 million votes in favor and over 1.27 million broker non-votes.
Investors approved a non-binding advisory resolution on executive compensation, with 2,870,548 votes for and 26,517 against. They also favored holding future advisory votes on pay every three years, which received 2,518,205 votes, far more than the one‑year or two‑year options. Finally, shareholders ratified the appointment of Forvis Mazars, LLP as independent registered public accounting firm for 2026 with 4,233,906 votes for and minimal opposition.
Uwharrie Capital Corp’s Chief People Officer Brooke L. Senter reported an internal restructuring of her UWHARRIE CAPITAL CORP common stock holdings. Two Form 4 entries show 8,146 shares moved between a joint brokerage safekeeper account and The Senter Living Trust’s brokerage safekeeper account.
Footnotes state that no money was paid or received for either side of this transfer, confirming it as a non‑cash shift in how the shares are held rather than a market trade. Additional entries list direct and indirect positions, including holdings in Roth IRAs and custodial accounts for family members.
Uwharrie Capital Corp reported stronger results for the quarter ended March 31, 2026. Net income rose to $3.2 million, up from $2.6 million a year earlier, with net income attributable to common shareholders of $3.1 million. Basic and diluted earnings per share increased to $0.43 from $0.33.
Net interest income improved to $9.8 million, helped by higher loan and securities interest, while a small net recovery in credit losses replaced the prior-year provision. Noninterest income grew to $3.0 million, led by mortgage banking and service fees. Noninterest expense rose to $8.7 million, mainly from higher salaries and benefits.
Total assets reached $1.25 billion, with deposits increasing to $1.13 billion. Asset quality remained solid, with nonperforming loans of $0.4 million and low net charge-offs. Comprehensive income declined due to a $1.7 million other comprehensive loss from unrealized securities valuation changes.
Uwharrie Capital Corp reported stronger first quarter 2026 results. Consolidated total assets reached $1.25 billion at March 31, 2026, up from $1.20 billion at December 31, 2025, reflecting balance sheet growth.
Net income for the three months ended March 31, 2026 was $3.2 million, compared with $2.6 million a year earlier. Net income available to common shareholders rose to $3.1 million, or $0.43 per share, from $2.4 million, or $0.33 per share. Management attributes the year-over-year earnings improvement to an improved net interest margin driven by increased earnings across all interest-earning assets.
Uwharrie Capital Corp is holding a virtual-only annual shareholder meeting on May 19, 2026 at 10:00 a.m. Shareholders will vote on electing seven directors to staggered one‑, two‑ and three‑year terms, approving a non‑binding advisory resolution on executive compensation, choosing how often to hold future say‑on‑pay votes, and ratifying Forvis Mazars, LLP as independent auditor for 2026.
The company has 7,158,130 common shares outstanding as of March 16, 2026, with directors, nominees and executive officers as a group beneficially owning 11.77% as of April 1, 2026. CEO Roger L. Dick received total compensation of $749,260 for 2025, while non‑PEO named executive officers together averaged $652,795. From 2024 to 2025, compensation actually paid to the CEO rose about 5%, compared with a 14.6% increase in net income to $11.353 million and an increase in total shareholder return from 159.41 to 197.44 on a $100 base investment.
The Board reports all directors met at least 75% of meeting and committee attendance thresholds and affirms independence for most directors under NASDAQ standards. Forvis Mazars is expected to receive $355,364 in 2025 audit‑related fees. The Board recommends voting for all director nominees, for the say‑on‑pay proposal, for a three‑year say‑on‑pay frequency, and for ratification of the auditor.