Uwharrie Capital Corp director receives shares via 3% stock dividend

Uwharrie Capital Corp director reports additional shares from stock dividend A director of Uwharrie Capital Corp, reporting as a joint owner with a spouse, received 71 additional shares of common stock on 12/01/2025.

Rhea-AI Filing Summary

Uwharrie Capital Corp director reports additional shares from stock dividend

A director of Uwharrie Capital Corp, reporting as a joint owner with a spouse, received 71 additional shares of common stock on 12/01/2025. The shares were issued at a reported price of $0.00 as part of a 3% stock dividend paid to shareholders of record as of 11/10/2025. Following this transaction, the reporting person beneficially owns 2,452 shares of Uwharrie Capital Corp common stock held jointly with a spouse. No fractional shares were issued in the dividend; shareholders instead received cash in lieu of any fractional share amounts.

Insider Trade Summary

Other: 71 shares

Other 1 txn

Insider Chambers Vanessa O

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock (Held jointly with Spouse)	71	$0.00	$0.00

Holdings After Transaction: Common Stock (Held jointly with Spouse) — 2,452 shares (Direct)

Footnotes (2)

1. F1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares.
2. F2. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

FAQ

What insider transaction was reported for Uwharrie Capital Corp (UWHR)?

A director of Uwharrie Capital Corp reported receiving 71 shares of common stock as part of a 3% stock dividend on 12/01/2025.

How many Uwharrie Capital Corp (UWHR) shares does the reporting person now own?

After the reported transaction, the director beneficially owns 2,452 shares of Uwharrie Capital Corp common stock, held jointly with a spouse.

Was cash paid for the shares reported in this UWHR Form 4 filing?

No cash was paid by the shareholder for the 71 shares; they were received at a stated price of $0.00 as part of a 3% stock dividend.

What was the record date for the Uwharrie Capital Corp (UWHR) 3% stock dividend?

The 3% stock dividend from Uwharrie Capital Corp was paid on 12/01/2025 to shareholders of record as of 11/10/2025.

How were fractional shares handled in the Uwharrie Capital Corp (UWHR) stock dividend?

No fractional shares were issued in the stock dividend; instead, shareholders received cash in lieu of fractional shares.

What is the relationship of the reporting person to Uwharrie Capital Corp (UWHR)?

The reporting person is a director of Uwharrie Capital Corp and holds the reported shares jointly with a spouse.

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Accepted by SEC EDGAR 12/02/2025 - 11:35 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chambers Vanessa O

(Last) (First) (Middle)

PO BOX 338

(Street)

ALBEMARLE NC 28002-0338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWHARRIE CAPITAL CORP [ UWHR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (Held jointly with Spouse)	12/01/2025		J(1)	V	71	A	$0.00(2)	2,452	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares.

2. No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.

	Vanessa O. Chambers by Tamara M. Singletary, EVP, Uwharrie Capital Corp	12/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.