Uwm Holdings Corporation Stock Price, News & Analysis

UWMC (NYSE:UWMC) will acquire Two Harbors (NYSE:TWO) in an all‑stock merger valued at $1.3 billion equity based on a fixed exchange ratio of 2.3328 on Dec 16, 2025 pricing.

The deal nearly doubles UWM’s MSR portfolio by adding a $176 billion UPB MSR book to reach ~$400 billion, targets ~$150 million annual cost/revenue synergies, and increases UWM’s public float ~93% to ~513 million shares. Pro forma ownership will be ~87% UWMC and 13% TWO. Closing is expected in Q2 2026, subject to TWO stockholder and customary regulatory approvals.

UWM Holdings (NYSE: UWMC) reported 3Q25 loan originations of $41.7 billion, total revenue of $843.3 million, net income of $12.1 million, and adjusted EBITDA of $211.1 million.

Refinance originations rose to $16.5 billion. The company ended 3Q25 with approximately $3.0 billion of available liquidity, unpaid principal balance of MSRs of $216.0 billion, and total equity of $1.6 billion. The Board declared a $0.10 per share cash dividend payable January 8, 2026. For 4Q25, management expects production of $43–50 billion and gain margin of 105–130 bps.

UWM Holdings (NYSE:UWMC) will announce its Q3 2025 financial results on Thursday, November 6, 2025. A press release with financial highlights will be posted in the Quarterly Results section of the company Investor Relations website.

The company will host a conference call for analysts and investors on November 6, 2025 at 10:00 a.m. ET to review results and answer questions; interested parties may register for a toll-free dial-in via the provided registration link. Participants are asked to dial in at least 15 minutes early. An audio webcast, taped replay and transcript will be available on the Investor Relations website.

UWM Holdings (NYSE: UWMC) has announced the pricing of an upsized $1.0 billion offering of senior notes due 2031, increased from the initially planned $600 million. The notes will carry a 6.250% interest rate and will be issued at 100% of face value.

The notes will be guaranteed by United Wholesale Mortgage on a senior unsecured basis and will rank equally with existing senior unsecured notes. The proceeds will be used to repay the 5.5% Senior Notes due November 2025, pay down MSR Facilities, and for working capital. The offering, limited to qualified institutional buyers and certain non-U.S. persons, is expected to close on September 16, 2025.

UWM Holdings Corporation (NYSE: UWMC) has announced a private offering of $600 million senior notes due 2031. The notes will be guaranteed by United Wholesale Mortgage, LLC, the company's wholly-owned subsidiary, on a senior unsecured basis.

The company plans to use the net proceeds from this offering, along with borrowings from its MSR Facilities, to repay its 5.5% Senior Notes due November 15, 2025. The offering is exclusively available to qualified institutional buyers under Rule 144A and certain non-U.S. persons under Regulation S of the Securities Act.

UWM Holdings Corporation (NYSE:UWMC) reported strong second quarter 2025 results with net income of $314.5 million, compared to a net loss of $247.0 million in Q1 2025. Total loan origination volume reached $39.7 billion, up 18% year-over-year, with purchase originations of $27.3 billion.

The company achieved total revenue of $758.7 million and a gain margin of 113 basis points. Key operational highlights include total equity of $1.7 billion and available liquidity of $2.2 billion. UWM also launched innovative AI tools: LEO for loan estimate optimization and Mia, an AI-powered virtual assistant.

For Q3 2025, UWM projects production between $33-40 billion with gain margins of 100-125 basis points. The company declared its nineteenth consecutive quarterly dividend of $0.10 per share.

UWM Holdings Corporation (NYSE:UWMC), the parent company of United Wholesale Mortgage and the leading mortgage lender in the U.S., has scheduled its Q2 2025 earnings conference call for August 7, 2025, at 10:00 a.m. EDT.

The company will release its financial results through a press release on its investor relations website before the call. Analysts and investors can participate by registering for a toll-free dial-in, and should connect at least 15 minutes before the call. An audio webcast, replay, and transcript will be made available on UWM's investor relations website.

UWM Holdings Corporation (NYSE: UWMC) reported its Q1 2025 results with loan origination volume of $32.4 billion, up 17% year-over-year. The company posted total revenue of $613.4 million but recorded a net loss of $247.0 million, largely due to a $388.6 million decline in mortgage servicing rights fair value. Purchase originations were $21.7 billion, while total gain margin decreased to 94 bps from 108 bps in Q1 2024. The company maintained its quarterly dividend of $0.10 per share and ended Q1 with $2.4 billion in available liquidity. For Q2 2025, UWM projects production between $38-45 billion with gain margins of 90-115 basis points. Notable developments include partnerships with Sphere LOS and expansion of TRAC Lite to 14 states.

UWM Holdings Corporation (NYSE:UWMC), parent of United Wholesale Mortgage, has scheduled its Q1 2025 earnings conference call for Tuesday, May 6, 2025, at 10 a.m. EDT. As the #1 overall mortgage lender and leader in wholesale and purchase mortgage lending in the U.S., UWM will:

• Release financial highlights via press release on their investor relations website
• Host a conference call for analysts and investors
• Provide toll-free dial-in access through registration
• Make audio webcast, taped replay, and transcript available online

Participants are advised to dial in at least 15 minutes before the call to ensure timely connection. All materials will be accessible at https://investors.uwm.com.