Visa Stock Price, News & Analysis

Visa (NYSE: V) has announced its participation in two upcoming investor conferences in March. Chris Suh, Chief Financial Officer, will present at the Wolfe FinTech Forum on March 11 at 10:50 a.m. Eastern Time for approximately 35 minutes. Additionally, Lisa Ellis, Global Head of Strategy, will present at the Bank of America Electronic Payments Symposium on March 18 at 8:10 a.m. Eastern Time for approximately 45 minutes.

Audio webcasts and replays of both presentations will be available for 30 days following each event on Visa's Investor Relations website at investor.visa.com. Visa operates as a global leader in digital payments, facilitating transactions across more than 200 countries and territories between consumers, merchants, financial institutions, and government entities.

Visa (V) reported strong fiscal Q1 2025 financial results, with Q4 2024 showing GAAP net income of $5.3B ($2.65 per share) and non-GAAP net income of $5.4B ($2.71 per share). Net revenue reached $9.6B, increasing 12% both nominally and on a constant-dollar basis.

For the full fiscal year 2024, Visa achieved GAAP net income of $19.7B ($9.73 per share) and non-GAAP net income of $20.4B ($10.05 per share). Total net revenue was $35.9B, up 10%. The company processed 233.8B transactions, a 10% increase, while payments volume grew 8% and cross-border volume rose 15%.

The board increased the quarterly cash dividend by 13% to $0.590 per share. Share repurchases and dividends totaled $20.9B for the full year.

Visa (NYSE: V) has made a strategic investment in Moniepoint, Nigeria's largest SME-focused fintech platform. Moniepoint processes over 1 billion transactions monthly with total payments volume exceeding $22 billion, serving as the leading financial platform for Nigeria's SME network.

The company offers integrated services including digital payments, bank accounts, credit, and management tools. Since its founding in 2015, Moniepoint has shown impressive growth with revenues increasing by over 150% CAGR in recent years. The platform currently serves 10 million businesses and individuals, powering most of Nigeria's Point of Sale (POS) transactions.

This investment aligns with Visa's commitment to advancing financial inclusion in Africa, particularly given that 83% of employment across Africa is in the informal economy. The partnership aims to combine Moniepoint's local expertise with Visa's global resources to accelerate digital transformation of African SMEs.

Visa (NYSE: V) has announced it will release its fiscal first quarter 2025 financial results on Thursday, January 30, 2025, after market close. The company will post the results and accompanying financial information on the Visa Investor Relations website following their submission to the SEC.

The company's executive management team will host a live audio webcast at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) to discuss the financial results and business highlights. The webcast will be accessible at investor.visa.com, with a replay available for 30 days.

Visa is currently in its customary quiet period, during which executives will not interact with the investment community until the earnings release on January 30, 2025.

Visa reports a 4.8% year-over-year increase in overall U.S. holiday retail spending for 2023, according to its first Retail Spend Monitor. In-store spending accounted for 77% of total payment volume, growing 4.1% compared to 1.6% last year, while online retail grew 7.1% versus 10.3% in 2022.

Key sector performances include: electronics (+4.2%), clothing and accessories (+5.0%), and building materials (+4.7%). Globally, Brazil (+12.2%), South Africa (+7.0%), UK (+2.3%), and Australia (+7.4%) all showed positive growth. The report covers the seven-week period from November 1 and includes data from Visa's payment network combined with survey-based estimates for other payment forms.

Visa (NYSE: V) has completed its acquisition of Featurespace, a developer of real-time artificial intelligence (AI) payments protection technology. The acquisition aims to enhance Visa's fraud prevention capabilities by incorporating Featurespace's technology into its existing fraud prevention and risk-scoring offerings.

The integration will provide customers with enhanced fraud protection services, including real-time detection of sophisticated fraud attacks, while maintaining a smooth user experience. Featurespace's product portfolio will be integrated into Visa's existing solutions over the coming months, expanding the range of fraud prevention solutions. The Featurespace business will operate within Visa's Risk and Identity Solutions business unit.

Visa reported significant success in fraud prevention during the 2023 holiday shopping season, blocking 85% more suspected fraud globally on Cyber Monday compared to last year. The company noted a 200% increase in suspected fraudulent transactions throughout the holiday weekend, attributed partly to fraudsters' adoption of AI.

Having invested $11 billion in anti-fraud technology over the past five years, Visa's AI and machine learning capabilities, including the Visa Account Attack Intelligence Score, are actively combating fraud attempts. The company blocked $40 billion of suspected fraudulent transactions last year and continues to enhance its security measures to protect shoppers during both physical and digital transactions.

Visa announced that starting April 2025, funds transferred to U.S. bank accounts via Visa Direct will be available within 1 minute or less. The service reaches 99% of bank accounts in the US and over 11 billion endpoints globally, including cards, accounts, and digital wallets.

The enhancement applies to various use cases including bill splitting, inter-account transfers, insurance payouts, and earned wage access. Visa Direct currently processes billions of real-time transactions across 50+ use cases in the US. The upgrade aims to improve operational efficiency for businesses and governments while maintaining strong security standards.

Loop, in collaboration with EQ Bank, has launched the Loop Global Visa Card, Canada's first multi-currency credit card for small and medium-sized enterprises (SMEs). This card supports cross-border purchasing by allowing businesses to manage and settle transactions in CAD, USD, EUR, and GBP, optimizing foreign exchange rates and minimizing costs.

The card offers features like:

• Multi-currency settlement
• Optimized conversion with Loop’s FX rates
• Custom spend controls
• Employee misuse protection up to $25,000 per cardholder
• Global acceptance
• No annual fees
• Configurable expense management
• Integration with Loop's financial platform

This launch aims to simplify international trade for Canadian businesses, enabling them to manage global operations more efficiently.