Welcome to our dedicated page for Velocity Financial news (Ticker: VEL), a resource for investors and traders seeking the latest updates and insights on Velocity Financial stock.
Velocity Financial, Inc. reports news around its real estate finance platform for business-purpose and investor real estate loans. The company primarily originates and manages loans secured by 1-4 unit residential rental and small commercial properties, with revenue tied to interest income, origination activity and portfolio performance.
Recurring updates focus on quarterly and annual earnings, loan production, portfolio unpaid principal balance, portfolio net interest margin, noninterest income and credit-related portfolio activity. News also includes capital-structure actions, including senior notes issued through Velocity Commercial Capital, LLC, and scheduled earnings webcasts for its NYSE-listed common stock.
Velocity Financial (NYSE:VEL) announced preliminary unaudited fourth-quarter and full-year 2025 results, with record originations and higher profitability. Key preliminary 2025 highlights: net income at least $105.0M (+53% YoY), GAAP EPS at least $2.75 (+35% YoY), total loan originations ~$2,716M (+48% YoY), and total portfolio loan UPB ~$6,491M (+28% YoY). Q4 net income of at least $35M (+70%) and GAAP EPS at least $0.90 (+56%). Portfolio NIM was ~3.55% in Q4 and ~3.57% for the year. Nonperforming loans projected at 8.5%–8.6% of UPB versus 10.7% a year earlier. Results are preliminary and subject to year-end closing and audit; audited results expected March 11, 2026 after market close.
Velocity Financial (NYSE:VEL) announced an agreement to sell $133.2 million in unpaid principal balance of non‑performing loans at a significant premium to the mark on its balance sheet. The company will also begin its first‑ever third‑party servicing mandate to manage those loans for the buyer, creating a durable, capital‑light, fee‑based revenue stream. Management said the deal will release capital to support portfolio growth and enhance return on equity. The transaction is expected to close prior to year‑end.
Velocity Financial (NYSE: VEL) reported strong 3Q25 results on November 6, 2025: net income $25.4M (+60.6% YoY), core net income $26.9M (+58.9% YoY) and diluted EPS $0.65 (up from $0.44). Quarterly net revenue $85.8M rose 53.6% YoY driven by record loan production of $739.0M (+55.0% YoY) and higher portfolio NII. Total loan portfolio was $6.3B (+32.0% YoY). Diluted book value per share was $16.31 (+20.0% YoY). Completed two securitizations ($190.9M and $457.5M) and reported NPA resolutions of $108.0M UPB with 102.6% recovery of UPB.
Velocity Financial (NYSE:VEL) will release its third quarter 2025 financial results after market close on Thursday, November 6, 2025. The company's executive management will host a live webcast and conference call to review results on November 6, 2025 at 2:00 p.m. PT / 5:00 p.m. ET.
The live webcast is listen-only and available via the Events and Presentations section of Velocity's Investor Relations website at https://www.velfinance.com/events-and-presentations; registrants should join at least 15 minutes early to download any required software. A phone dial-in is available at 1-833-316-0544 (U.S./Canada) or 1-412-317-5725 (international). An audio replay will be available on the website and by phone through midnight on November 28, 2025 (replay passcode: 7126972).
Velocity Financial (NYSE:VEL), a leading provider of investor real estate loans, has announced its dual listing on NYSE Texas, a new fully electronic equities exchange based in Dallas. The company will maintain its primary listing on the New York Stock Exchange while trading under the ticker "VEL" on both exchanges.
As a Founding Member of NYSE Texas, Velocity aims to strengthen its presence in Texas and support local business development. The move represents the company's commitment to expanding its market presence while maintaining its established position on the NYSE.
Velocity Financial (NYSE:VEL) reported strong Q2 2025 financial results, with net income surging 75.9% to $26.0 million compared to Q2 2024. The company achieved diluted EPS of $0.69, up from $0.42 year-over-year.
Key highlights include record loan production of $725.4 million, up 71.8% year-over-year, and a portfolio net interest margin of 3.82%. The total loan portfolio grew 30.8% to $5.9 billion. The company completed four securitizations totaling $985.5 million and maintained strong liquidity of $139.3 million.
Credit quality remained solid with nonperforming loans at 10.3% of total loans, improving from 10.5% in Q2 2024. The company demonstrated strong resolution performance with $104.0 million in nonperforming asset resolutions at a 103.5% recovery rate.
Velocity Financial (NYSE:VEL), a leading provider of investor real estate loans, has scheduled its second quarter 2025 financial results announcement for August 7, 2025 after market close.
The company will host a conference call and webcast at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time on the same day. Investors can access the webcast through Velocity's Investor Relations website, while the conference call can be joined by dialing 1-833-316-0544 (U.S./Canada) or 1-412-317-5725 (international).
A replay will be available until August 30, 2025 via phone and the company's website.
Velocity Financial (NYSE:VEL), a leading provider of investor real estate loans, announced that Kroll Bond Rating Agency (KBRA) has completed a comprehensive review of its securitizations. The review resulted in 344 rating affirmations and 14 rating upgrades across 26 outstanding securitizations issued by Velocity Commercial Capital.
The company demonstrated exceptional performance with cumulative loss levels ranging from 0.00% to 0.58%, with 13 of 26 securitizations experiencing zero losses since issuance. KBRA's positive assessment was based on stable collateral performance and increased credit support for rated classes.
Velocity Financial (NYSE:VEL), a leading commercial investor loan provider, has scheduled its first quarter 2025 financial results announcement for Thursday, May 1, 2025, after market close. The company will host a conference call and webcast at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time on the same day.
Investors can access the live webcast through the Events and Presentations section of Velocity's Investor Relations website. For phone participation, U.S. and Canadian callers should dial 1-833-316-0544, while international callers can use 1-412-317-5725. The earnings call replay will be available until May 30, 2025, accessible via phone using passcode 3542103 or through the company's Investor Relations website.