Velocity Financial, Inc. filings document operating results, capital-structure actions and governance matters for a real estate finance company focused on investor and business-purpose loans. The company’s 8-K filings furnish quarterly and annual earnings releases, preliminary results and Regulation FD presentations covering loan portfolio growth, net income, core earnings, portfolio net interest margin and related risk disclosures tied to economic, real estate market and regulatory conditions.
Material-event filings also describe debt financing by wholly owned subsidiary Velocity Commercial Capital, LLC, including the completed issuance of 9.375% Senior Notes due 2031, the indenture, company guarantee and unregistered Rule 144A and Regulation S offering structure. Proxy filings cover annual meeting and shareholder voting matters for Velocity’s common stock.
Velocity Financial, Inc. (VEL) reported that Chief Financial Officer Mark R. Szczepaniak sold 2,000 shares of common stock on September 10, 2026 in a sale reported as either an open market or private transaction at a weighted average price of $18.03 per share. The shares were sold indirectly through a family trust, which held 64,400 shares after the sale, while an additional 101,535 shares were reported as held directly. The transactions were effected pursuant to a Rule 10b5-1 trading plan.
Velocity Financial, Inc. (VEL) received a Rule 144 notice indicating that SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021, for the account of an officer, plans to sell up to 2,000 shares of common stock through Morgan Stanley Smith Barney LLC Executive Financial Services on the NYSE.
The shares to be sold are tied to Performance Stock Units dated January 21, 2025. The filing also lists recent 10b5-1 plan sales by the same trust, including separate transactions of 2,000 shares for $36,327.80 on August 10, 2026; 1,600 shares for $28,800.00 on August 6, 2026; 400 shares for $7,200.00 on July 28, 2026; and 1,573 shares for $28,420.49 on June 26, 2026.
Velocity Financial, Inc. (VEL) reported that Chief Legal Officer and General Counsel Kelly Roland Thomas sold common stock in an open-market transaction pursuant to a Rule 10b5-1 trading plan. On 2026-09-01, Thomas sold 1,600 shares at a weighted average price of $18.00 per share, leaving 98,139 shares of common stock held directly.
Velocity Financial, Inc. (VEL), through its subsidiary Velocity Commercial Capital, agreed to acquire the operating platform of Toorak Capital via an Equity Purchase Agreement with Toorak Capital LLC. The base purchase price for the Toorak platform is approximately $62 million, plus estimated tangible book value, subject to adjustments and customary closing conditions.
The transaction is paired with a separate “Back Book Acquisition,” under which a third-party investment firm will acquire Toorak’s existing business-purpose loan portfolio of approximately $3 billion unpaid principal balance, while Velocity will manage that portfolio and sell future Toorak production to the firm and other counterparties. The total value of the platform and portfolio transactions is estimated at about $3.2 billion based on Toorak’s June 30 2026 balance sheet, and Velocity expects total assets under management to rise to roughly $10 billion UPB.
Toorak has funded over $20 billion in cumulative loan volume across almost 43,000 loans since 2016, with around 280 employees as of June 30 2026. Velocity expects the combination to increase its 2025-based origination volume by about 76% (to roughly $4.8 billion), grow servicing volume by about 39%, add a capital-light, fee-based business, and be accretive to GAAP earnings in 2027, while initially diluting book value by an estimated 4–6%.
Velocity Financial, Inc. executive Jeffrey T. Taylor, Executive VP, Capital Markets, reported selling 4,330 shares of common stock on 2026-08-11 in an open-market or private transaction under a Rule 10b5-1 trading plan at a weighted average price of $19.06 per share. After this sale, he directly holds 172,490 shares of Velocity Financial common stock.
Velocity Financial, Inc. Chief Accounting Officer Fiona Tam reported a sale of 1,232 shares of common stock on August 11, 2026, at $19.00 per share in an open-market or private transaction. Following this transaction, she holds 47,129 shares of Velocity Financial common stock directly. The transaction was affirmed as made under a Rule 10b5-1 trading plan.
Velocity Financial, Inc. reports a planned sale of 1,232 shares of common stock through Morgan Stanley Smith Barney LLC Executive Financial Services, with an aggregate market value of $22,557.92, expected on August 11, 2026 on the NYSE. These shares relate to restricted stock units acquired from the issuer on January 23, 2025. The filing also notes prior Rule 10b5-1 sales by Fiona Tam, including a sale of 68 common shares for $1,292.00 on July 7, 2026.
TAYLOR FAMILY TRUST, through Morgan Stanley Smith Barney LLC Executive Financial Services, plans to sell 4,330 shares of VEL common stock on the NYSE under Rule 144, with an indicated aggregate market value of $79,282.30 as of 08/11/2026. The shares relate to performance stock units originally involving the issuer dated 01/21/2025. The trust also conducted prior 10b5-1 plan sales of VEL common stock, including 2,165 shares on 07/07/2026 for $41,135.00 during the past three months.
VEL filed a notice of proposed sale of restricted or control securities under Rule 144. The filing covers 2,000 shares of common stock to be sold through Morgan Stanley Smith Barney LLC Executive Financial Services, with an indicated aggregate value of $36,920.00 on the NYSE as of August 10, 2026. It also lists prior 10b5-1 plan sales by SZCZEPANIAK FAMILY TRUST during the past three months.
Velocity Financial, Inc. reported that Chief Financial Officer Mark R. Szczepaniak sold 2,000 shares of common stock on 2026-08-10 at a weighted average price of $18.16 per share, with individual trade prices ranging from $18.11 to $18.22. The shares were indirectly held through a family trust, which held 64,400 shares after the sale. A separate holding entry shows 101,535 shares of common stock held directly. The transaction was reported as being made under a Rule 10b5-1 trading plan.