Velocity Financial (VEL) director Beckett awarded 5,413 restricted shares after re-election

Rhea-AI Filing Summary

Beckett Dorika M reported acquisition or exercise transactions in this Form 4 filing.

Velocity Financial, Inc. director Dorika M. Beckett received an annual grant of restricted common stock tied to her re-election to the company’s Board of Directors. The grant covers 5,413 shares at a reference price of $17.55 per share, bringing her direct holdings to 41,311 shares after the transaction.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Beckett Dorika M

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	5,413	$17.55	$95K

Holdings After Transaction: Common Stock — 41,311 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Shares granted: 5,413 shares Transaction price per share: $17.55 per share Shares held after: 41,311 shares +1 more

4 metrics

Shares granted 5,413 shares Restricted common stock award

Transaction price per share $17.55 per share Reference price for stock grant

Shares held after 41,311 shares Total direct common stock holdings post-grant

Transaction date May 21, 2026 Date of restricted stock grant

Key Terms

restricted stock, Board of Directors, grant, Form 4

4 terms

restricted stock financial

"Annual grant of restricted stock upon re-election by our shareholders"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Board of Directors financial

"upon re-election by our shareholders to Velocity's Board of Directors"

The Board of Directors is a group of people chosen by a company's owners to help make big decisions and oversee how the company is run. They act like a team of advisors or managers, making sure the company stays on track and meets its goals. Their choices can influence the company's success and how it grows.

grant financial

"Annual grant of restricted stock upon re-election by our shareholders"

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Beckett Dorika M

(Last) (First) (Middle)

C/O VELOCITY FINANCIAL, INC.

2945 TOWNSGATE ROAD, SUITE 110

(Street)

WESTLAKE VILLAGE CALIFORNIA 91361

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Velocity Financial, Inc. [ VEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/21/2026		A(1)		5,413	A	$17.55	41,311	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Annual grant of restricted stock upon re-election by our shareholders to Velocity's Board of Directors.

Remarks:

	/s/ Roland T. Kelly, by power of attorney	05/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Velocity Financial (VEL) report for Dorika M. Beckett?

Dorika M. Beckett received an annual grant of 5,413 shares of Velocity Financial common stock. The restricted stock grant followed her re-election to the Board of Directors and increased her direct holdings to 41,311 shares after the transaction.

Was the Velocity Financial (VEL) Form 4 transaction a stock purchase or a grant?

The Form 4 reports a stock grant, not an open-market purchase. Beckett acquired 5,413 restricted shares as a compensation-related award, described as an annual grant upon re-election to Velocity Financial’s Board of Directors, at a reference price of $17.55 per share.

How many Velocity Financial (VEL) shares does Dorika M. Beckett hold after this grant?

After the reported grant, Dorika M. Beckett directly holds 41,311 shares of Velocity Financial common stock. This total includes the newly awarded 5,413 restricted shares granted in connection with her re-election to the company’s Board of Directors.

What is the reported price per share for Dorika M. Beckett’s Velocity Financial (VEL) stock grant?

The grant is reported at a reference price of $17.55 per share for 5,413 shares. This figure reflects the transaction price used in the Form 4 disclosure and helps quantify the size of the Board-related restricted stock award.

Why did Dorika M. Beckett receive restricted stock from Velocity Financial (VEL)?

Footnotes explain the award is an annual grant of restricted stock upon her re-election by shareholders to Velocity Financial’s Board of Directors. This indicates the 5,413-share grant is part of routine director compensation rather than a discretionary market trade.