Velocity Financial (VEL) director disposes 3,603 shares back to issuer

Rhea-AI Filing Summary

Velocity Financial, Inc. director John Pitstick reported an issuer-related disposition of 3,603 shares of Common Stock at $17.17 per share. This transaction was coded as a disposition to the issuer, not an open-market sale. After the transaction, he directly holds 59,410 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Pitstick John

Role null

Type	Security	Shares	Price	Value
Disposition	Common Stock	3,603	$17.17	$62K

Holdings After Transaction: Common Stock — 59,410 shares (Direct, null)

Footnotes (1)

Key Figures

Shares disposed: 3,603 shares Price per share: $17.17 per share Shares held after transaction: 59,410 shares

3 metrics

Shares disposed 3,603 shares Common Stock disposition to issuer on 2026-05-26

Price per share $17.17 per share Disposition to issuer for Common Stock

Shares held after transaction 59,410 shares Director’s direct ownership following disposition

Key Terms

Disposition to issuer, Common Stock, Form 4

3 terms

Disposition to issuer financial

"The transaction was coded as a disposition to the issuer"

Common Stock financial

"3,603 shares of Common Stock at $17.17 per share"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 financial

"Velocity Financial disclosed this insider transaction in a Form 4"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pitstick John

(Last) (First) (Middle)

C/O VELOCITY FINANCIAL, INC.

2945 TOWNSGATE ROAD, SUITE 110

(Street)

WESTLAKE VILLAGE CALIFORNIA 91361

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Velocity Financial, Inc. [ VEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		D		3,603	D	$17.17	59,410	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Roland T. Kelly, by power of attorney	05/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Velocity Financial (VEL) disclose in this Form 4?

Velocity Financial disclosed that director John Pitstick disposed of 3,603 shares of Common Stock. The transaction was coded as a disposition to the issuer at a price of $17.17 per share, rather than an open-market trade.

At what price did the Velocity Financial (VEL) insider disposition occur?

The disposition occurred at $17.17 per share. This price applies to 3,603 shares of Velocity Financial Common Stock that were reported as a disposition to the issuer, according to the Form 4 insider transaction data.

How many Velocity Financial (VEL) shares does John Pitstick hold after this transaction?

After the reported disposition, John Pitstick directly holds 59,410 shares of Velocity Financial Common Stock. This post-transaction holding figure comes from the Form 4 data, which lists total shares following the issuer disposition.

What does the Form 4 transaction code D mean for Velocity Financial (VEL)?

In this Form 4, transaction code D indicates a “Disposition to issuer.” For Velocity Financial, it means 3,603 shares of Common Stock held by director John Pitstick were returned or transferred to the company, not sold on the open market.

Is the Velocity Financial (VEL) insider transaction a buy or sell in the market?

The transaction is neither a typical market buy nor an open-market sell. It is classified as a disposition to the issuer, meaning the 3,603 shares were transferred back to Velocity Financial rather than traded on a stock exchange.