STOCK TITAN

Velocity Financial (VEL) capital markets EVP sells 2,165 shares in planned trade

Filing Impact
(Neutral)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

Velocity Financial, Inc. Executive VP of Capital Markets Jeffrey T. Taylor reported an open-market sale of 2,165 shares of Common Stock at $19.00 per share on July 7, 2026.

After this transaction, he directly holds 176,820 shares. The sale was made under a pre-arranged trading plan intended to satisfy the affirmative defense conditions of Rule 10b5-1(c), suggesting it was scheduled in advance as part of routine portfolio management.

Positive

  • None.

Negative

  • None.
Insider Taylor Jeffrey T.
Role Executive VP, Capital Markets
Sold 2,165 shs ($41K)
Type Security Shares Price Value
Sale Common Stock 2,165 $19.00 $41K
Holdings After Transaction: Common Stock — 176,820 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Shares sold 2,165 shares Open-market sale of Common Stock on July 7, 2026
Sale price $19.00 per share Price for the 2,165 Common Stock shares sold
Shares owned after 176,820 shares Direct Common Stock holdings following the reported sale
Net share direction 2,165 net shares sold Transaction summary net buy/sell direction is net-sell
Rule 10b5-1 plan adoption date March 20, 2026 Date the trading plan for this sale was adopted
Rule 10b5-1(c) regulatory
"plan intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) adopted on March 20, 2026"
Rule 10b5-1(c) is an SEC guideline that lets company insiders set up a written, pre-planned schedule to buy or sell their company stock when they are not in possession of material, nonpublic information. For investors, it matters because such plans can reduce the appearance of insider trading by separating decisions from inside knowledge—like putting your trades on autopilot—while also requiring scrutiny since pre-planned trades can still affect market confidence and share value.
open-market sale financial
"transaction_action is described as an open-market sale of Common Stock"
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
Common Stock financial
"The transaction involved 2,165 shares of Common Stock at $19.00 per share"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
Form 4 regulatory
"The insider transaction was reported on Form 4 for Velocity Financial, Inc."
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
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FAQ

What did Velocity Financial (VEL) executive Jeffrey T. Taylor report in this Form 4?

Jeffrey T. Taylor reported selling 2,165 shares of Velocity Financial Common Stock at $19.00 per share on July 7, 2026. After the transaction, he directly owns 176,820 shares, according to the filing’s ownership summary.

Was the Velocity Financial (VEL) insider sale made under a Rule 10b5-1 plan?

Yes. The filing notes the shares were sold under a plan intended to meet Rule 10b5-1(c) affirmative defense conditions, adopted March 20, 2026. Such pre-arranged plans are typically designed to execute trades automatically over time.

How large was Jeffrey T. Taylor’s sale relative to his remaining Velocity Financial (VEL) holdings?

Taylor sold 2,165 shares and retained 176,820 shares after the transaction. This indicates he disposed of only a small portion of his reported direct Common Stock holdings while maintaining a substantial remaining position.

What price did the Velocity Financial (VEL) executive receive for the shares sold?

The reported sale price was $19.00 per share for Velocity Financial Common Stock. This figure reflects the transaction price disclosed in the Form 4, not an average over multiple days or additional trades.

Does the Form 4 show any option exercises or derivative transactions for VEL?

No derivative transactions are listed in the provided data. The filing’s transaction summary shows zero derivative exercises and an empty derivative position summary, indicating only a Common Stock sale was reported in this Form 4.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Taylor Jeffrey T.

(Last)(First)(Middle)
C/O VELOCITY FINANCIAL, INC.
2945 TOWNSGATE ROAD, SUITE 110

(Street)
WESTLAKE VILLAGE CALIFORNIA 91361

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Velocity Financial, Inc. [ VEL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Executive VP, Capital Markets
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/07/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/07/2026S(1)2,165D$19176,820D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Shares sold pursuant to a plan intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) adopted on March 20, 2026.
Remarks:
/s/ Mark Szczepaniak, by power of attorney07/09/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)