Peachtree Group and Western Alliance Bank Announce $50 Million Warehouse Facility to Support Equipment Finance Division’s Growth
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warehouse funding facilityfinancial
A warehouse funding facility is a short-term lending arrangement that lets a lender or financial firm temporarily borrow money to buy or hold loans, mortgages, or inventory until those assets are packaged and sold to other investors. Think of it like a bridge loan that helps a shop stock shelves before a bulk buyer pays; for investors, it signals how a company manages cash, liquidity and short-term risk, and can affect earnings volatility and leverage.
equipment financefinancial
Equipment finance is the practice of lending money or leasing arrangements that let businesses acquire machinery, vehicles, or technology without paying the full price upfront; think of it like a car loan or rental but for factory machines, computers, or medical devices. Investors care because these deals create steady interest and lease income, carry credit and collateral risk tied to the asset’s value, and tend to fluctuate with economic cycles and business investment, affecting lender profitability and loan portfolios.
capital leasesfinancial
A capital lease is a long-term rental agreement that, for accounting purposes, is treated like buying the item: the lessee records the leased asset and a matching debt on its balance sheet. Think of it as borrowing to pay for a car over time instead of renting it month-to-month; ownership risks and benefits are effectively on the lessee’s books. Investors care because capital leases increase reported assets and liabilities, affect leverage and cash-flow metrics, and can change valuations and credit assessments.
fair-market-value transactionsfinancial
Transactions carried out at fair market value are sales or transfers priced as if the buyer and seller are independent, well-informed, and negotiating freely — in other words the price reflects what an unrelated party would pay in the open market. Investors care because these deals affect reported profits, asset values and ownership stakes; treating a transaction as fair-market-value (rather than a discounted related-party deal) is like buying a car at the advertised price instead of accepting a family discount, and signals whether management is getting or giving a market-based deal.
cash settled restricted stock unitsfinancial
Cash-settled restricted stock units are employee compensation promises that mirror the value of company shares but pay out in cash instead of delivering actual stock once the units vest. Think of them as a future paycheck tied to the company’s share price that is paid after time or performance conditions are met. Investors watch them because they create future cash obligations for the company and avoid share dilution, both of which can affect earnings, cash flow and per-share metrics.
deferred stock unitsfinancial
Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.
director deferral planfinancial
A director deferral plan lets board members delay receiving part or all of their pay—typically fees or equity—until a later date, with the deferred amount converted to cash or units that are paid out on a set future date or event. For investors, it signals how a company manages present cash flow and aligns directors’ interests with long-term performance, while creating future payment obligations or possible share dilution when those deferred amounts are settled—like choosing to take a future pension or stock grant instead of a paycheck today.
non-cumulative perpetual preferred stockfinancial
Non-cumulative perpetual preferred stock is a type of investment that pays a fixed dividend forever, without a set end date. If the company skips some dividends in a year, you don’t get that money later, and it’s gone forever. It matters because investors get regular income but may miss out if the company faces financial trouble.
ATLANTA--(BUSINESS WIRE)--
Peachtree Group (“Peachtree”) and Western Alliance Bank today announced that the Bank is providing a $50 million warehouse funding facility to support the expansion of Peachtree’s Equipment Finance division to deliver flexible capital solutions to businesses nationwide.
The new facility, which builds on the already significant relationship between both companies, will enable Peachtree to fund the origination and acquisition of equipment finance loans across various industries, strengthening its balance sheet and positioning the Equipment Finance platform for growth in a competitive market.
“This facility provides scalable capital to support momentum in our Equipment Finance platform,” said Roger Johnson, executive vice president and principal, Equipment Finance. “Western Alliance Bank remains a strong, reliable partner, reflecting our commitment to disciplined growth and long-term partnership.”
The Equipment Finance division was established to address a widening gap in the equipment leasing market as banks reduce exposure to middle-market borrowers, with a focus on capital leases and fair-market-value transactions tailored to the needs of growing businesses. After closing approximately $30 million in transactions during the fourth quarter of 2025, the new warehouse facility positions the platform to build on that activity and scale origination across multiple sectors.
Western Alliance Bank remains a strategic, relationship-driven financing partner for Peachtree’s expanding credit platforms. The new facility underscores the bank’s ongoing support for the firm’s diversified lending capabilities and growth strategies.
“We’re pleased to continue helping Peachtree achieve its business goals with this new debt facility,” said James Petty, managing director, commercial banking, Southeast U.S. region, for Western Alliance Bank's Hotel Franchise Finance group. “As a growing national commercial bank, we welcome opportunities to expand our support for strong businesses like Peachtree and others throughout the Southeastern United States.”
About Peachtree Group
Peachtree Group is a vertically integrated investment management firm specializing in identifying and capitalizing on opportunities in dislocated markets, anchored by commercial real estate. Today, the company manages billions in capital across acquisitions, development and lending, augmented by services designed to protect, support and grow its investments. For more information, visit www.peachtreegroup.com.
About Western Alliance Bank
Western Alliance Bancorporation (NYSE:WAL) is one of the country’s top-performing banking companies and has ranked as a top U.S. bank by American Banker and Bank Director since 2016. Its primary subsidiary, Western Alliance Bank, is a leading national bank for business that puts customers first, delivering tailored business banking solutions and consumer products backed by outstanding, personalized service and specific expertise in more than 30 industries and sectors. With $90 billion in assets and offices nationwide, Western Alliance excels at helping businesses of all sizes capitalize on their opportunities to solve today and succeed tomorrow. For more information on our offerings, subsidiaries and affiliates, visit Western Alliance Bank, Member FDIC, or follow us on LinkedIn.
