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West Coast Community Bancorp (OTCQX: WCCB) reported strong Q2 2025 financial results, with net income of $12.9 million, up 11% from Q1 2025 and 57% from Q2 2024. The bank's performance was enhanced by its merger with 1st Capital Bancorp, achieving a targeted 16% EPS accretion. Basic and diluted EPS increased to $1.23 and $1.22 respectively, up 11% from Q1 2025.
The Board declared a quarterly cash dividend of $0.21 per share, representing a $0.01 increase. Key metrics include a strong net interest margin of 5.30%, total assets of $2.7 billion, and a tangible book value per share of $27.51. The bank maintains robust capital ratios above regulatory requirements, with a total risk-based capital ratio of 14.46%.
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