Welcome to our dedicated page for West Coast Community Bancorp news (Ticker: WCCB), a resource for investors and traders seeking the latest updates and insights on West Coast Community Bancorp stock.
West Coast Community Bancorp (OTCQX: WCCB) is the parent company of West Coast Community Bank, a full-service community bank headquartered in Santa Cruz, California. This news page aggregates press releases and media coverage related to the Bancorp and the Bank, giving readers a single place to review company developments and performance updates.
News for West Coast Community Bancorp frequently covers quarterly and year-to-date earnings, trends in net interest income and net interest margin, deposit and asset growth, and details about the company’s cost of funds and liquidity. The company’s reports also discuss capital ratios, efficiency ratios, tangible book value per share and other metrics that are relevant to understanding the financial profile of a regional community bank.
Readers can also find announcements about dividends declared by the Board of Directors, including the per-share amount and payment dates for quarterly cash dividends on common stock. Governance and leadership items appear in the news as well, such as annual shareholder voting results, director elections, Board committee roles and leadership transitions, including the creation of a Lead Independent Director position and the appointment of new independent directors.
Another recurring topic in West Coast Community Bancorp news is its merger with 1st Capital Bancorp, which the company describes in terms of added assets, loans, deposits and changes to its funding base. Updates may reference the integration of the merger partner, core system conversion milestones and the impact of the merger on earnings and returns.
Investors, depositors and community members can use this page to follow financial results, dividend decisions, governance changes and other corporate announcements related to WCCB and West Coast Community Bank.
West Coast Community Bancorp (OTCQX: WCCB) elected Gunlek L. Ruder and Alexander B. Potts to the Bancorp and Bank boards and announced longtime director John C. Burroughs will retire effective at the conclusion of the next annual shareholder meeting.
Ruder brings family-business financial leadership; Potts adds 30 years in investment management and scalable financial platforms. Burroughs retires after serving since a 2019 merger and previously founding Lighthouse Bank.
West Coast Community Bancorp (OTCQX: WCCB) reported unaudited Q4 2025 net income of $13.8M and full-year 2025 net income of $50.4M, increases of 258.6% and 70.5% versus the comparable prior periods. Basic Q4 EPS was $1.32 (diluted $1.31); 2025 basic EPS was $4.81. The board declared a quarterly cash dividend increase of $0.01 to $0.23 per share, payable Feb 17, 2026 to holders of record Feb 10, 2026. Total assets grew 7.6% to $2.9B, loans rose to $2.2B with $534.0M of new loan commitments in 2025, and deposits were $2.5B. Management cited the Oct 1, 2024 merger with 1st Capital as a major driver of year‑over‑year improvements. Capital ratios remain above well‑capitalized thresholds.
West Coast Community Bancorp (OTCQX: WCCB) reported third-quarter 2025 unaudited net income of $12.1 million (down 7% from Q2 2025, up 47% YoY) and nine‑month earnings of $36.7 million (up 42% YoY). Deposits reached $2.4 billion at September 30, 2025, +8% QoQ and +60% YoY (merger with 1st Capital contributed materially). The board declared a quarterly cash dividend of $0.22 per share payable November 10, 2025.
Key metrics: taxable-equivalent net interest margin 5.28% (Q3), efficiency ratio 43.13%, and all capital ratios remained above well-capitalized requirements.
West Coast Community Bancorp (OTCQX: WCCB) announced significant board leadership changes. Stephen Pahl retired as Chairman after 18 years of service, with CEO Krista Snelling appointed to the additional role of Chairman. The company created a new Lead Independent Director position, appointing Wayne Doiguchi to the role.
Additionally, Judy Bornstein joined as a new independent director and Audit Committee member, bringing over 20 years of senior leadership experience in finance, including roles as CFO at various investment firms. The governance restructuring aims to strengthen board oversight and align management with long-term stakeholder value creation.
West Coast Community Bancorp (OTCQX: WCCB) reported strong Q2 2025 financial results, with net income of $12.9 million, up 11% from Q1 2025 and 57% from Q2 2024. The bank's performance was enhanced by its merger with 1st Capital Bancorp, achieving a targeted 16% EPS accretion. Basic and diluted EPS increased to $1.23 and $1.22 respectively, up 11% from Q1 2025.
The Board declared a quarterly cash dividend of $0.21 per share, representing a $0.01 increase. Key metrics include a strong net interest margin of 5.30%, total assets of $2.7 billion, and a tangible book value per share of $27.51. The bank maintains robust capital ratios above regulatory requirements, with a total risk-based capital ratio of 14.46%.