Zhibao Technology Inc. Announces Proposed Strategic Partnership with DeSyn Protocol to Build Institutional-Grade BTCfi Infrastructure and Yield Ecosystem

The MOU outlines potential Bitcoin yield funds and risk protection, but the collaboration still requires a definitive agreement.

Rhea-AI Summary

Zhibao Technology (ZBAO) signed a memorandum of understanding with DeSyn Labs on September 24, 2026, to explore Bitcoin-based yield products.

The proposed collaboration would pair Zhibao's insurance risk-pricing models with DeSyn's multi-chain asset-management technology to develop Bitcoin-denominated yield products, institutional funds and on-chain portfolio infrastructure. Zhibao has a 2,380 BTC digital asset treasury. DeSyn's technology stack spans 15+ chains, with $1B+ in total value locked and 200,000+ users. The parties also plan to explore protection concepts for custody, smart-contract and operational risks.

A definitive agreement has not been signed. The proposed partnership is subject to due diligence, audit, applicable PRC and U.S. SEC requirements and completion of Zhibao's De-Classification Restructuring, if necessary. A definitive agreement is expected within the next 12 months, subject to those conditions.

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On Sep 24, the day this news came out, the latest delayed price for ZBAO is 1.96% above the previous close. Our momentum scanner has recorded 39 alerts for this stock so far that day. The latest delayed price is $0.10. Relative volume is exceptionally heavy at 22.5x the average.

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Key Figures

Digital asset treasury: 2,380 BTC Supported chains: 15+ chains Total value locked: $1B+ +2 more

Digital asset treasury

2,380 BTC

Zhibao treasury referenced in the proposed partnership

Supported chains

15+ chains

DeSyn asset management stack

Total value locked

$1B+

DeSyn asset management stack

Users

200,000+ users

DeSyn platform

Expected definitive agreement

Within the next 12 months

Subject to the stated conditions being satisfied

Key Terms

memorandum of understanding, reinsurance, tvl, basis trade, +1 more

5 terms

memorandum of understanding regulatory

"a Memorandum of Understanding (MOU) with DeSyn Labs Ltd."

A memorandum of understanding (MOU) is a formal agreement between two or more parties that outlines their shared intentions and plans to work together. It acts like a handshake in writing, clarifying each side’s roles and expectations before any official contract is signed. For investors, an MOU signals that parties are serious about collaboration, which can influence future business opportunities and potential growth.

reinsurance financial

"risk pricing and reinsurance frameworks"

Reinsurance is when insurance companies buy insurance for themselves to protect against very big losses. It’s like a car owner getting extra coverage from another company so that if there's a serious accident, the financial hit isn’t all on one company. This helps insurance companies stay stable and able to pay out when disasters happen.

tvl technical

"multi-chain asset management, TVL, and Bitcoin L2 yield infrastructure"

Total Value Locked (TVL) measures the combined dollar value of assets deposited in a decentralized finance (DeFi) protocol or platform to provide services such as lending, trading, or staking. Think of it like the amount of money people have parked in a bank: a larger TVL generally signals more user trust, liquidity and activity, but it can rise or fall with asset prices, incentives or technical quirks, so investors use it alongside other metrics.

basis trade financial

"BTC-derived returns, basis trade, restaking, and multi-chain BTCfi strategies"

A basis trade is an arbitrage strategy that profits from the price difference, or “basis,” between two closely related financial instruments—most commonly a cash bond and its futures contract or the same bond financed in the repo market. Traders buy one leg and sell the other to capture the spread, expecting the gap to shrink as the instruments converge; this matters to investors because it affects relative yields, hedging costs and liquidity, and exposes them to convergence and financing risk.

smart contract technical

"coverage concepts for smart contract, operational, and custody risks"

A smart contract is a computer program stored on a blockchain that automatically carries out the terms of an agreement when preset conditions are met — like a vending machine that releases a snack when you insert the right coins. For investors, smart contracts matter because they can cut out intermediaries, speed up and lower the cost of transactions, and make outcomes more transparent, but they also introduce technology and regulatory risks that can affect asset value.

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KEY HIGHLIGHTS

• Strategic Partnership in BTCfi: Zhibao Technology Inc. (NASDAQ: ZBAO) ("Zhibao," "we," or the "Company") has signed an MOU with DeSyn Protocol to co-develop compliant, secure, and sustainable Bitcoin-denominated yield products and institutional-grade BTCfi infrastructure.
• Combining AI InsurTech and Multi-Chain Tech: The collaboration fuses Zhibao's AI-enabled risk management, InsurTech pricing models, and public-market expertise with DeSyn's multi-chain asset management stack (15+ chains, $1B+ TVL, 200,000+ users).
• Institutional Protection & Yield: Strategic efforts will focus on integrating Zhibao's risk pricing and reinsurance frameworks into DeSyn's yield strategies—including coverage concepts for smart contract, operational, and custody risks—and leveraging Zhibao's 2,380 BTC digital asset treasury.

New York, New York--(Newsfile Corp. - September 24, 2026) - Zhibao Technology Inc. (NASDAQ: ZBAO) ("Zhibao," "we," or the "Company"), a leading high-growth InsurTech company, pioneer of the 2B2C digital embedded insurance model in China, today announced a Memorandum of Understanding (MOU) with DeSyn Labs Ltd. establishing a proposed strategic collaboration in the BTCfi (Bitcoin Finance) sector.

The partnership combines Zhibao's AI-enabled risk management frameworks, proprietary InsurTech pricing models, and public-market capital markets expertise with DeSyn's multi-chain decentralized asset management technology stack to explore compliant, secure, and sustainable Bitcoin-based yield products, institutional BTC yield funds, and on-chain portfolio infrastructure for institutional and retail investors.

The partnership will be subject to due diligence, audit and other customary procedures, compliance with applicable PRC and U.S. SEC legal and regulatory requirements, completion of Zhibao's De-Classification Restructuring, such that Zhibao ceases to be regarded as a domestic enterprise issuing and listing its securities outside China for the purposes of the CSRC Filing Measures and is no longer subject to the filing requirements thereunder (if necessary). Upon and subject to the satisfaction of the foregoing, the transaction shall be formalized by a definitive partnership agreement, which is currently expected to be executed within the next 12 months.

Bridging Traditional Capital and Web3 Asset Management

As Bitcoin transforms into a core yield-bearing financial asset and corporate treasury reserve, risk management, NAV transparency, and regulatory perimeters remain critical for mainstream institutional adoption. Through this proposed strategic cooperation, both companies will focus on three key pillars:

• BTCfi Risk & Protection Frameworks: Exploring the integration of Zhibao's AI-driven risk pricing, scene-based protection, and reinsurance models into DeSyn's decentralized BTC yield strategies, smart-contract portfolios, and on-chain funds. This includes developing coverage concepts for custody, smart contract, and operational risks.
• Institutional BTC Yield Funds: Co-developing standardized, Bitcoin-denominated yield products and funds designed to offer compliant exposure to BTC-derived returns, basis trade, restaking, and multi-chain BTCfi strategies for traditional financial institutions, family offices, and Web3 allocators.
• Global Ecosystem Expansion: Leveraging Zhibao's NASDAQ-listed corporate stature and 2,380 BTC digital asset treasury alongside DeSyn's established footprint across Bitlayer, Core, Plume, and other Bitcoin Layer-2 venues to onboard global institutional partners, qualified custodians, market makers, and auditors.

Management Commentary

"The rapid growth of BTCfi represents immense liquidity and structural potential for Bitcoin as a productive treasury asset," said Ms. Jinmei Guo Hellstreom, CEO of Zhibao Technology. "DeSyn Protocol's achievements in multi-chain asset management, TVL, and Bitcoin L2 yield infrastructure speak for themselves. We look forward to exploring how traditional InsurTech risk management, AI pricing, and public-company disclosure standards can strengthen decentralized BTC yield strategies to deliver safer, more transparent, institution-ready BTCfi solutions."

About Zhibao Technology Inc.

Zhibao Technology Inc. is a leading and high-growth InsurTech company primarily engaging in providing digital insurance brokerage services through its operating entities. 2B2C ("to-business-to-customer") digital embedded insurance is the Company's innovative business model, which Zhibao pioneered in China. Zhibao launched the first digital insurance brokerage platform in China in 2020, powered by its proprietary PaaS ("Platform as a Service"). Zhibao has developed over 40 proprietary digital insurance solutions addressing different scenarios in a wide range of industries, including travel, sports, logistics, utilities, and e-commerce. For more information, please visit: ir.zhibao-tech.com.

Forward-Looking Statements

Statements in this press release about future expectations, plans and prospects, as well as any other statements regarding matters that are not historical facts, may constitute "forward-looking statements" within the meaning of The Private Securities Litigation Reform Act of 1995. The words "anticipate," "believe," "continue," "could," "estimate," "expect," "intend," "may," "plan," "is/are likely to," "potential," "predict," "project," "should," "target," "will," "would" and similar expressions are intended to identify forward-looking statements, although not all forward-looking statements contain these identifying words. The Company undertakes no obligation to update or revise publicly any forward-looking statements to reflect subsequent occurring events or circumstances, or changes in its expectations that arise after the date hereof, except as may be required by law. These statements are subject to uncertainties and risks including, but not limited to, the uncertainties related to market conditions, the receipt of shareholder approval, the satisfaction of post-closing covenants, and other factors discussed in the "Risk Factors" section of our annual reports on Form 20-F (as amended) and registration statements on Form F-1 (as amended) that have been filed or will be filed from time to time with the SEC. Although the Company believes that the expectations expressed in these forward-looking statements are reasonable, it cannot assure you that such expectations will turn out to be correct, and the Company cautions investors that actual results may differ materially from the anticipated results and encourages investors to review other factors that may affect its future results in the Company's registration statements and other filings with the SEC. Additional factors are discussed in the Company's filings with the SEC, which are available for review at www.sec.gov.

Investor Relations Contact

Zhibao Technology Inc.
Investor Relations
Office Email: ir@zhibao-tech.com

Skyline Corporate Communications Group, LLC
Scott Powell, President
Avenues Tower
1177 Avenue of the Americas, 5th floor
New York, NY 10036
Office: (646) 893-5835
Email: info@skylineccg.com

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/315962

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

When is Zhibao Technology's definitive partnership agreement with DeSyn expected?

A definitive partnership agreement is expected within the next 12 months, subject to due diligence, audit, applicable PRC and U.S. SEC requirements, and Zhibao's De-Classification Restructuring if necessary.

Which Bitcoin yield strategies would Zhibao Technology and DeSyn explore?

The proposed products and funds would be designed to offer exposure to BTC-derived returns, basis trades, restaking and multi-chain BTCfi strategies. The intended audiences include traditional financial institutions, family offices and Web3 allocators. These are plans under the MOU, not launched products.

What is the purpose of Zhibao Technology's De-Classification Restructuring in the proposed DeSyn partnership?

The restructuring, if necessary, would mean Zhibao is no longer regarded as a domestic enterprise issuing and listing securities outside China under the CSRC Filing Measures and is no longer subject to their filing requirements. Its completion is among the conditions for formalizing the proposed partnership.