Zhibao Technology Issues Preliminary Guidance for Fiscal Year Ended June 30, 2026

Zhibao expects its fiscal 2026 net loss to narrow substantially and approach break even compared with fiscal 2025.

Rhea-AI Summary

Zhibao Technology (ZBAO) issued preliminary guidance projecting revenue growth of 10% to 20% for the fiscal year ended June 30, 2026.

The comparison is with fiscal 2025. The company also expects its net loss to narrow substantially from fiscal 2025 and approach break even, with continued growth in gross profit, active business distribution channels and end users. Zhibao reported nine consecutive quarters of positive revenue growth since its initial public offering.

The company anticipates reporting complete fiscal 2026 financial results by October 31, 2026; earnings-call and investor-outreach details are due in the coming weeks. Separately, a private investment in public equity, or PIPE, transaction valued at $154 million closed on August 17, 2026. Management said it bolstered net assets but did not directly affect fiscal 2026 operating results.

7 points · 2 major

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It reads the document as published, with the same rules for every company, and it does not look at what the market expected or at how the stock traded, so a point can be objectively good on a day the stock falls.

Rhea-AI Sentiment measures something else, the tone of the wording.

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0 major · 1 point

Hollow bars mark forward-looking points. How the balance works

Positive

• Major point. Forward-looking: it has not happened yet and may not happen.Fiscal 2026 net loss is expected to narrow substantially and approach break even compared with fiscal 2025.
• Major pointThe $154 million PIPE transaction closed August 17, 2026; management said it bolstered net assets. 4.1× market cap
• Moderate point. Forward-looking: it has not happened yet and may not happen.Fiscal 2026 revenue is expected to grow 10% to 20% compared with fiscal 2025.
• Moderate point. Forward-looking: it has not happened yet and may not happen.Fiscal 2026 gross profit is expected to continue growing.
• Minor pointRevenue growth remained positive for nine consecutive quarters since the initial public offering.

2 minor points

• Minor point. Forward-looking: it has not happened yet and may not happen.Fiscal 2026 total active business distribution channels are expected to continue growing.
• Minor point. Forward-looking: it has not happened yet and may not happen.Fiscal 2026 end users are expected to continue growing.

Negative

• Minor point. Forward-looking: it has not happened yet and may not happen.Fiscal 2026 guidance remains preliminary, with complete financial results anticipated by October 31, 2026.

Argus 15 min delay 63 alerts

+14.16% vs previous close $0.09 last price 34.8x rel. volume Open Argus

Details

Market move: ZBAO +14.16% vs previous close. FY2026 guidance update

$0.07 – $0.16 Day Range

$42.46M Market Cap

On Sep 30, the day this news came out, the latest delayed price for ZBAO is 14.16% above the previous close. Our momentum scanner has recorded 63 alerts for this stock so far that day. The latest delayed price is $0.09. Relative volume is exceptionally heavy at 34.8x the average.

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Key Figures

Expected revenue growth: 10% to 20% Consecutive quarters of positive revenue growth: 9 quarters Full results reporting deadline: October 31, 2026 +1 more

Expected revenue growth

10% to 20%

Fiscal year ended June 30, 2026, compared with fiscal year 2025

Consecutive quarters of positive revenue growth

9 quarters

Since the company’s IPO

Full results reporting deadline

October 31, 2026

Complete results for the fiscal year ended June 30, 2026

PIPE transaction value

$154 million

Transaction closed on August 17, 2026; article says it bolstered net assets

Key Terms

pipe transaction

1 terms

pipe transaction financial

"the successful closing of our PIPE transaction valued at $154 million"

A PIPE transaction is when a publicly traded company sells new shares or convertible securities directly to a select group of private investors, rather than through a public offering. It’s essentially a quick way for a company to raise cash, but it can dilute existing shareholders and often involves a price discount, so investors watch PIPEs for their potential impact on share value and ownership stakes—like a private top-up that changes the size of everyone’s slice of the pie.

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KEY HIGHLIGHTS

• Strong Top-Line Revenue Growth: Zhibao Technology Inc. (NASDAQ: ZBAO) ("Zhibao," "we," or the "Company") expects full-year revenue growth of 10% to 20% for the fiscal year ended June 30, 2026, compared to fiscal year 2025.
• Significant Reduction in Net Loss: Net loss is expected to narrow substantially compared to fiscal year 2025, and approach break even.
• Leading Sector Positions: The Company achieved market leadership in three key digital insurance verticals: drone-related coverage, home property coverage via natural gas utility channels, and accident/liability insurance for sporting events.
• Reporting Timeline: Zhibao anticipates filing its full financial results for the fiscal year ended June 30, 2026, by October 31, 2026.

Shanghai, China--(Newsfile Corp. - September 30, 2026) - Zhibao Technology Inc. (NASDAQ: ZBAO) ("Zhibao," "we," "our," or the "Company"), a leading high-growth InsurTech company and pioneer of the 2B2C digital embedded insurance model in China, today issued preliminary financial guidance for the fiscal year ended June 30, 2026.

Fiscal Year 2026 Financial Guidance & Operational Highlights Management expects Zhibao's revenue growth for the fiscal year ended June 30, 2026, to be in the range of 10% to 20% compared to fiscal year 2025. This marks nine consecutive quarters of positive revenue growth since the Company's IPO. Management also expects net loss to narrow substantially compared to fiscal year 2025 and approach break even.

In addition, the Company expects continued positive growth across key operating metrics, including gross profit, total active B Channels, and C end users for fiscal year 2026. This operational momentum is primarily attributable to:

• Continued expansion and diversification of B Channels across various industry sectors.
• Accelerated market adoption and integration of Zhibao's proprietary 2B2C embedded insurance model.
• Successful execution of targeted strategic investments, mergers, and acquisitions.

In particular, the Company established market leadership in three specialized vertical market segments during 2026:

1. Drone Insurance: Comprehensive coverage tailored to commercial and consumer drone operations.
2. Home Property Coverage: Embedded distribution through natural gas utility channels.
3. Sports & Events Insurance: Accident and liability solutions distributed across sporting venues and events.

The Company anticipates reporting its complete financial results for the fiscal year ended June 30, 2026, by October 31, 2026. Details regarding the full-year earnings call and upcoming investor outreach events will be released in the coming weeks.

Management Commentary "I am pleased to share this preview into our earnings for fiscal year 2026. Our teams have been hard at work furthering our 2B2C digital insurance solutions and developing expanded partnerships with B Channels. Top-line growth remains healthy and we have made concrete progress in narrowing our bottom line compared to fiscal 2025," said Mr. Botao Ma, Director of Zhibao.

"We have cemented our leading position across three key verticals, and I anticipate continued success as our business model gains traction. Finally, while not directly impacting Fiscal 2026 operating results, the successful closing of our PIPE transaction valued at $154 million on August 17, 2026, has strongly bolstered the Company's net assets and places Zhibao on solid financial footing for future expansion."

About Zhibao Technology Inc. Zhibao Technology Inc. is a leading and high-growth InsurTech company primarily engaging in providing digital insurance brokerage services through its operating entities ("Zhibao China Group") in China. 2B2C ("to-business-to-customer") digital embedded insurance is the Company's innovative business model, which Zhibao China Group pioneered in China. Zhibao China Group launched the first digital insurance brokerage platform in China in 2020, powered by its proprietary PaaS ("Platform as a Service"). Zhibao has developed over 40 proprietary digital insurance solutions addressing different scenarios in a wide range of industries, including travel, sports, logistics, utilities, and e-commerce. For more information, please visit: ir.zhibao-tech.com.

Forward-Looking Statements Statements in this press release about future expectations, plans, and prospects, including preliminary financial guidance and anticipated reporting dates, constitute "forward-looking statements" within the meaning of The Private Securities Litigation Reform Act of 1995. Words such as "anticipate," "believe," "continue," "could," "estimate," "expect," "intend," "may," "plan," "potential," "predict," "project," "should," "target," "will," "would," and similar expressions identify forward-looking statements. The Company undertakes no obligation to update or revise publicly any forward-looking statements to reflect subsequent events or circumstances, except as required by law. These statements are subject to uncertainties and risks, including market conditions and other risk factors discussed in the "Risk Factors" section of our annual reports on Form 20-F (as amended) and registration statements on Form F-1 and Form F-3 filed with the SEC. Actual results may differ materially from those anticipated. Additional factors are discussed in the Company's filings with the SEC, available at www.sec.gov.

Investor Relations Contact

Zhibao Technology Inc.
Investor Relations Office
Email: ir@zhibao-tech.com

Skyline Corporate Communications Group, LLC
Scott Powell, President
Avenues Tower
1177 Avenue of the Americas, 5th floor
New York, NY 10036
Office: (646) 893-5835
Email: info@skylineccg.com

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/316755

FAQ

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What is Zhibao Technology's preliminary fiscal 2026 revenue and net loss guidance?

Zhibao expects revenue growth of 10% to 20% for the fiscal year ended June 30, 2026, compared with fiscal 2025. It also expects net loss to narrow substantially from fiscal 2025 and approach break even. These expectations are preliminary.

What does Zhibao Technology identify as driving fiscal 2026 operating growth?

Zhibao attributes operating growth primarily to expansion and diversification of business distribution channels, adoption and integration of its embedded insurance model, and execution of targeted investments, mergers and acquisitions.