Guild Holdings Co Stock Price, News & Analysis

Guild Holdings Company (historically traded on the New York Stock Exchange under the symbol GHLD) was a publicly listed holding company whose primary operating subsidiary is Guild Mortgage Company. According to multiple company press releases, Guild Mortgage Company was founded in 1960 and is described as a nationally recognized independent mortgage lender providing residential mortgage products with local in-house origination and servicing. The business employs a relationship-based loan sourcing strategy to support its mission of delivering the promise of homeownership in neighborhoods and communities across 49 states and the District of Columbia.

Guild’s model combines mortgage loan origination and ongoing servicing. Company disclosures state that its loan professionals are experienced in government-sponsored programs such as FHA, VA, and USDA loans, as well as down payment assistance programs and other specialized loan programs. Earlier third-party descriptions also note that Guild offers a wide range of residential mortgage products with in-house underwriting and funding, and that it has experience serving first-time homebuyers, jumbo loan borrowers, and active duty and retired military personnel through VA loan programs.

Guild’s strategy, as described in its earnings releases, emphasizes a purchase-driven retail mortgage business and a "customer-for-life" approach. The company highlights a focus on building long-term relationships through retained in-house servicing and community-focused origination. Its servicing portfolio includes mortgage servicing rights retained on a significant portion of loans sold, and the company reports metrics such as refinance and purchase recapture rates as indicators of its ability to continue serving existing customers over time.

Guild’s financial communications describe it as a growth-oriented mortgage company operating in the U.S. residential housing finance market. It reports performance across two primary areas: an origination segment, which includes total originations, gain-on-sale margins, and origination units; and a servicing segment, which includes loan servicing and other fees, valuation adjustments of mortgage servicing rights, and the unpaid principal balance of the servicing portfolio. The company also discloses non-GAAP measures such as adjusted net income, adjusted EBITDA, adjusted return on average equity, and tangible net book value per share, which it uses internally to evaluate operating performance.

Guild Holdings Company was incorporated in Delaware and, based on its SEC filings, maintained principal executive offices in San Diego, California. While it was listed on the NYSE, it reported under the Finance and Insurance sector in activities related to mortgage credit intermediation and servicing. Over time, Guild’s public filings and press releases emphasized its focus on purchase originations, its use of loan funding facilities and MSR lines of credit to support lending and servicing activities, and its reliance on complex regulatory frameworks governing mortgage origination and servicing.

A significant corporate development for GHLD occurred in 2025. On June 17, 2025, Guild entered into an Agreement and Plan of Merger with Gulf MSR HoldCo, LLC and Gulf MSR Merger Sub Corporation, entities affiliated with a fund managed by Bayview Asset Management, LLC. Under this agreement, each share of Guild’s Class A and Class B common stock (other than specified excluded shares) was to be converted into the right to receive cash consideration. Subsequent company press releases stated that the agreed price was $20.00 per share in an all-cash transaction.

On November 28, 2025, Guild filed a Form 8-K reporting the completion of the merger. Gulf MSR Merger Sub Corporation merged with and into Guild Holdings Company, with Guild surviving as a wholly owned subsidiary of Gulf MSR HoldCo, LLC. The Form 8-K notes that, at the effective time of the merger, each share of Guild common stock (other than excluded shares) was converted into the right to receive $20.00 in cash, and that a change of control occurred, funded by equity financing from Bayview MSR Opportunity (U.S.) Master Fund, L.P.

In connection with the merger closing, Guild notified the New York Stock Exchange that trading in its Class A common stock should be suspended. The NYSE then filed a Form 25 on November 28, 2025, initiating removal of GHLD from listing and registration on the exchange. As a result, shares of Guild’s Class A common stock ceased trading and were delisted from the NYSE. Following this, on December 8, 2025, Guild filed a Form 15 to terminate registration of its common stock under Section 12(g) of the Securities Exchange Act of 1934 and to suspend its duty to file periodic reports under Sections 13 and 15(d). The Form 15 indicates that, at the time of filing, there was one holder of record of the common stock.

After these steps, Guild Holdings Company no longer operates as an independent public company, and GHLD no longer trades on the NYSE. However, Guild Mortgage Company continues to operate as a privately held independent entity within a fund managed by Bayview, as described in the acquisition press release. For investors and researchers, GHLD now represents the historical public-company phase of Guild’s corporate history, including its period of SEC reporting, NYSE listing, and the merger that resulted in its transition to private ownership.

Business focus and operations

Throughout its time as a public company, Guild’s disclosures consistently characterized its core activities as:

• Residential mortgage origination through a distributed retail model focused on purchase originations.
• Mortgage servicing, including retaining mortgage servicing rights on a significant share of loans sold.
• Use of government-sponsored programs, such as FHA, VA, USDA, and down payment assistance programs, as part of its product mix.
• Relationship-based sourcing and a customer-for-life strategy aimed at repeat and recapture business.

Guild’s public filings also discuss its dependence on loan funding facilities and MSR lines of credit, exposure to interest rate movements through MSR valuation, and the regulatory environment governing mortgage origination and servicing.

GHLD as a historical ticker

Because GHLD has been delisted and deregistered following its acquisition, the symbol now primarily serves as a reference point for historical financial data, SEC filings, and corporate actions related to Guild Holdings Company’s tenure as a public issuer. Current information about Guild’s operations is provided through private-company disclosures and any communications issued by its parent entities, rather than through ongoing exchange filings under the GHLD ticker.